GMC Sierra 2500HD vs Ram 3500: cost to own

Verdict, over 6 years

The Ram 3500 costs about $5,611 less

That's $78 a month. Closest matching trims: same fuel and drive where possible.

Sierra 2500HD Pro 2WD$1,649/moTrue cost

3500 Tradesman✓ $1,571/moTrue cost

2026 GMC Sierra 2500HD

Closest matching trim: Sierra 2500HD Pro 2WD

Sticker (MSRP)$66,799

+$12,688→↓Freight, fees, HST

Drive away$79,487

+ running costs→↓− $37,706 resale

True cost$1,649/moA month to own, after resale

2026 Ram 3500

Closest matching trim: 3500 Tradesman

Sticker (MSRP)$66,945

+$12,651→↓Freight, fees, HST

Drive away$79,596

+ running costs→↓− $37,789 resale

True cost$1,571/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	✓ $66,799	$66,945	Sierra 2500HD by $146
Freight and fees, before tax	$3,544	✓ $3,494	3500 by $50
Sales tax (HST)	✓ $9,145	$9,157	Sierra 2500HD by $12
Drive-away price	✓ $79,487	$79,596	Sierra 2500HD by $109
Running costs, 6 years
Fuel or charging	$23,938	✓ $15,066	3500 by $8,872
Insurance (estimate)	✓ $12,670	$16,167	Sierra 2500HD by $3,497
Maintenance (estimate)	$8,534	✓ $8,228	3500 by $306
Loan rate	6.5%	6.5%	—
Loan interest	✓ $15,666	$15,689	Sierra 2500HD by $23
Lost return on your money	✓ $16,071	$16,092	Sierra 2500HD by $21
Resale after 6 yrs	−$37,706	✓ −$37,789	3500 by $83
Total
True cost	$118,751	✓ $113,140	3500 by $5,611
True cost a month	$1,649/mo	✓ $1,571/mo	3500 by $78
You pay each month	$1,880/mo	✓ $1,803/mo	3500 by $77
Practical
Fuel type	Gas	Gas	—
Seats	3	3	—
Carry-ons, 2 people	Open bed	Open bed	—
Towing, lb	14,500	✓ 15,500	—
Cargo behind row 2, litres	Not published	Not published	—
Length	—	5.89 m	—
Ground clearance	—	20 cm	—
Resale % after 6 yrs	56%	56%	—
US crash test	Not rated yet	Not rated yet	—

Price

Sticker (MSRP)

Sierra 2500HD Pro 2WD ✓ $66,7993500 Tradesman $66,945Cheaper by Sierra 2500HD by $146

Freight and fees, before tax

Sierra 2500HD Pro 2WD $3,5443500 Tradesman ✓ $3,494Cheaper by 3500 by $50

Sales tax (HST)

Sierra 2500HD Pro 2WD ✓ $9,1453500 Tradesman $9,157Cheaper by Sierra 2500HD by $12

Drive-away price

Sierra 2500HD Pro 2WD ✓ $79,4873500 Tradesman $79,596Cheaper by Sierra 2500HD by $109

Running costs, 6 years

Fuel or charging

Sierra 2500HD Pro 2WD $23,9383500 Tradesman ✓ $15,066Cheaper by 3500 by $8,872

Insurance (estimate)

Sierra 2500HD Pro 2WD ✓ $12,6703500 Tradesman $16,167Cheaper by Sierra 2500HD by $3,497

Maintenance (estimate)

Sierra 2500HD Pro 2WD $8,5343500 Tradesman ✓ $8,228Cheaper by 3500 by $306

Loan rate

Sierra 2500HD Pro 2WD 6.5%3500 Tradesman 6.5%Cheaper by —

Loan interest

Sierra 2500HD Pro 2WD ✓ $15,6663500 Tradesman $15,689Cheaper by Sierra 2500HD by $23

Lost return on your money

Sierra 2500HD Pro 2WD ✓ $16,0713500 Tradesman $16,092Cheaper by Sierra 2500HD by $21

Resale after 6 yrs

Sierra 2500HD Pro 2WD −$37,7063500 Tradesman ✓ −$37,789Cheaper by 3500 by $83

Total

True cost

Sierra 2500HD Pro 2WD $118,7513500 Tradesman ✓ $113,140Cheaper by 3500 by $5,611

True cost a month

Sierra 2500HD Pro 2WD $1,649/mo3500 Tradesman ✓ $1,571/moCheaper by 3500 by $78

You pay each month

Sierra 2500HD Pro 2WD $1,880/mo3500 Tradesman ✓ $1,803/moCheaper by 3500 by $77

Practical

Fuel type

Sierra 2500HD Pro 2WD Gas3500 Tradesman GasCheaper by —

Seats

Sierra 2500HD Pro 2WD 33500 Tradesman 3Cheaper by —

Carry-ons, 2 people

Sierra 2500HD Pro 2WD Open bed3500 Tradesman Open bedCheaper by —

Towing, lb

Sierra 2500HD Pro 2WD 14,5003500 Tradesman ✓ 15,500Cheaper by —

Cargo behind row 2, litres

Sierra 2500HD Pro 2WD Not published3500 Tradesman Not publishedCheaper by —

Length

Sierra 2500HD Pro 2WD —3500 Tradesman 5.89 mCheaper by —

Ground clearance

Sierra 2500HD Pro 2WD —3500 Tradesman 20 cmCheaper by —

Resale % after 6 yrs

Sierra 2500HD Pro 2WD 56%3500 Tradesman 56%Cheaper by —

US crash test

Sierra 2500HD Pro 2WD Not rated yet3500 Tradesman Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $146.