2026 Ram 3500: real cost in Ontario

Cheapest trim, Tradesman · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$66,945the advertised price
Drive away$79,596with fees and HST
Loan payment$1,254/mo72-month loan at 6.5%, $5,000 down
True cost$1,571/moeverything, after resale
Car, fees and HST $79,596Insurance $16,167Fuel $15,066Interest and lost return $31,781Maintenance and plates $8,319

$79,596 to drive away + $71,333 to run it for 6 years − $37,789 back at resale = $113,140, or $1,571 a month.

Where the money goes

Drive away$79,596
Running it, 6 yrs+$71,333
Back at resale−$37,789
Sticker pricethe advertised MSRP
+$66,945
Feesfreight $2,695 · dealer $699 (typical) · levies $100
+$3,494
HST, 13%Ontario
+$9,157
Insuranceestimate, age 35–59, Toronto
+$16,167
Lost return on your money5% a year on the down payment and each payment
+$16,092
Loan interest6.5% over 72 months
+$15,689
Fuel18,000 km a year
+$15,066
Maintenanceestimate
+$8,228
Registration and plates6 years in Ontario
+$91
Resale after 6 years56% of MSRP, you get this back
−$37,789
True cost $113,140 ÷ 72 months$1,571 a month

The car

Size and space
BodyPickup5.89–6.62 m long
Seats3, 5, 6
Cargo98.3" bed
Ground clearance20–23 cmhigh; good for snow and trails
Engine and fuel
Engine405 hp gas or diesel, RWD, 4WD
0–100 km/h7.0–7.7 sour estimate from power and weight
TowingUp to 15,600 lb
Tires18" or 20"by trim
Safety and cover
US crash testNot rated yet
Insurance claimsWell above averagecollision 100 · theft 510 · injury 15 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 10 yrs / 160,000 km
Resale at 6 years56% of MSRPaverage for its type

Every trim

All trims: —.
Tradesman Customer Preferred Package 2UA$66,945$79,596$113,140✓ $1,571/mo315,500— No— No— No
Big Horn Customer Preferred Package 2UZ$70,445$83,551$117,164$1,627/mo315,600✓ Yes— No— No
Laramie Customer Preferred Package 2UH$92,245$108,185$142,125$1,974/mo614,800✓ Yes✓ Yes✓ Yes
Limited Customer Preferred Package 2UM$101,895$119,518$153,433$2,131/mo514,350✓ Yes✓ Yes✓ Yes
Limited Longhorn Customer Preferred Package 2UK$102,895$120,874$154,926$2,152/mo514,350✓ Yes✓ Yes✓ Yes
Laramie Customer Preferred Package 24H$106,240$125,410$163,508$2,271/mo614,800✓ Yes— No✓ Yes
Limited Customer Preferred Package 24M$115,890$138,495$177,360$2,463/mo514,350✓ Yes— No✓ Yes
Limited Longhorn Customer Preferred Package 24K$116,890$139,851$178,791$2,483/mo514,350✓ Yes— No✓ Yes
TradesmanCustomer Preferred Package 2UA
✓ $1,571/mo
True cost
Sticker $66,945Drive-away $79,5966 yrs $113,140Seats 3Tows 15,500Heated seats — NoSunroof — NoAWD/4WD — No
Big HornCustomer Preferred Package 2UZ
$1,627/mo
True cost
Sticker $70,445Drive-away $83,5516 yrs $117,164Seats 3Tows 15,600Heated seats ✓ YesSunroof — NoAWD/4WD — No
LaramieCustomer Preferred Package 2UH
$1,974/mo
True cost
Sticker $92,245Drive-away $108,1856 yrs $142,125Seats 6Tows 14,800Heated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
LimitedCustomer Preferred Package 2UM
$2,131/mo
True cost
Sticker $101,895Drive-away $119,5186 yrs $153,433Seats 5Tows 14,350Heated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Limited LonghornCustomer Preferred Package 2UK
$2,152/mo
True cost
Sticker $102,895Drive-away $120,8746 yrs $154,926Seats 5Tows 14,350Heated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
LaramieCustomer Preferred Package 24H
$2,271/mo
True cost
Sticker $106,240Drive-away $125,4106 yrs $163,508Seats 6Tows 14,800Heated seats ✓ YesSunroof — NoAWD/4WD ✓ Yes
LimitedCustomer Preferred Package 24M
$2,463/mo
True cost
Sticker $115,890Drive-away $138,4956 yrs $177,360Seats 5Tows 14,350Heated seats ✓ YesSunroof — NoAWD/4WD ✓ Yes
Limited LonghornCustomer Preferred Package 24K
$2,483/mo
True cost
Sticker $116,890Drive-away $139,8516 yrs $178,791Seats 5Tows 14,350Heated seats ✓ YesSunroof — NoAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
Tradesman Customer Preferred Package 2UA$66,945
Big Horn Customer Preferred Package 2UZ$70,445
Laramie Customer Preferred Package 2UH$92,245
Limited Customer Preferred Package 2UM$101,895
Limited Longhorn Customer Preferred Package 2UK$102,895
Laramie Customer Preferred Package 24H$106,240
Limited Customer Preferred Package 24M$115,890
Limited Longhorn Customer Preferred Package 24K$116,890
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
+ $1,895
+ $2,095
✓ from Laramie Customer Preferred Package 2UH
Rear cross-traffic alert
+ $1,895
+ $2,095
Adaptive cruise
✓ Every trim
360° camera
+ $1,895
+ $2,095
Parking sensors
+ $695
Comfort
Heated seats
+ $795
✓ from Laramie Customer Preferred Package 2UH
Cooled seats
✓
✓ Limited Longhorn Customer Preferred Package 2UK to Laramie Customer Preferred Package 24H
✓ from Limited Longhorn Customer Preferred Package 24K
Heated steering wheel
+ $795
✓
✓
Heated rear seats
✓
✓ from Limited Longhorn Customer Preferred Package 24K
Dual-zone climate
+ $3,195
+ $3,795
✓ Laramie Customer Preferred Package 2UH to Laramie Customer Preferred Package 24H
Convenience
Remote start
+ $395
✓ from Laramie Customer Preferred Package 2UH
Wireless phone charging
+ $4,195
+ $2,695
Power driver's seat
+ $1,795
+ $2,695
Tech and audio
Apple CarPlay and Android Auto
+ $3,195
+ $3,795
+ $3,495
Built-in navigation
+ $3,195
+ $3,795
✓ from Laramie Customer Preferred Package 2UH
Premium sound system
+ $3,795
+ $3,495
Large touchscreen (12 in+)
✓ from Laramie Customer Preferred Package 2UH
Capability and looks
AWD or 4WD
✓ from Laramie Customer Preferred Package 2UH
Sunroof
+ $1,495
LED headlights
✓
✓ from Limited Longhorn Customer Preferred Package 24K

Ram lists only a few items for this model, so features not shown above may still be fitted; check with the dealer.

Full standard equipment on the Tradesman Tradesman Customer Preferred Package 2UA (13 items)
  • (Based on standard box size; other box sizes may be available)
  • 18-Inch Steel Black Painted Wheels
  • Uconnect 5 Multimedia Centre With 8.4-inch (21.3 Cm) Display And Ram Connect
  • Adaptive Cruise Control With Automatic Braking
  • Trailer Brake Control
  • Heavy-duty vinyl front 40/20/40 split bench seat
  • 18x8-inch steel Black painted wheels
  • LT275/70R18E BSW All-Season tires
  • Uconnect 5 with 8.4-in display
  • 6.4L V8 HEMI HD engine
  • 8-speed automatic transmission
  • 3.73 rear axle ratio
  • 5007 kg (11,040 lb)
Quick answers
How much is a 2026 3500 in Ontario?
$79,596 to drive away for the Tradesman, from a $66,945 sticker.
What does it cost a month?
A $1,254 loan payment, about $1,803 a month with insurance, fuel and upkeep ($5,000 down); about $1,571 a month all in, after resale.
How much can it tow?
From 14,350 lb to 15,600 lb, depending on the trim.

Colours

Bright WhiteSilver Zynith+$695Granite Crystal Metallic+$695Ceramic GreyDiamond Black Crystal Pearl+$595Forged Blue Metallic+$695Molten Red Pearl+$595Flame Red

Similar pickups

Prices from Ram's Ram Canada build & price (Ontario, M4R postal default; fcacanada bff payment-calculator); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.