BMW X6 M vs Land Rover Defender OCTA: cost to own

Verdict, over 6 years

The BMW X6 M costs about $29,262 less

That's $406 a month. Closest matching trims: same fuel and drive where possible.
X6 M Competition✓ $3,791/moTrue cost
Defender OCTA$4,197/moTrue cost
2027 BMW X6 M
2027 BMW X6 M
Closest matching trim: X6 M Competition
Sticker (MSRP)$159,900
+$38,501→↓Freight, fees, HST
Drive away$198,401
+ running costs→↓− $78,351 resale
True cost$3,791/moA month to own, after resale
2027 Land Rover Defender OCTA
2027 Land Rover Defender OCTA
Closest matching trim: Defender OCTA
Sticker (MSRP)$179,400
+$48,941→↓Freight, fees, HST
Drive away$228,341
+ running costs→↓− $87,906 resale
True cost$4,197/moA month to own, after resale

Line by line

Price
Sticker (MSRP)✓ $159,900$179,400X6 M by $19,500
Freight and fees, before tax✓ $15,676$22,672X6 M by $6,996
Sales tax (HST)✓ $22,825$26,269X6 M by $3,444
Drive-away price✓ $198,401$228,341X6 M by $29,940
Running costs, 6 years
Fuel or charging$31,568✓ $28,372Defender OCTA by $3,196
Insurance (estimate)$27,583$27,583—
Maintenance (estimate)$13,961$13,961—
Loan rate6.5%6.5%—
Loan interest✓ $40,675$46,972X6 M by $6,297
Lost return on your money✓ $39,013$44,789X6 M by $5,776
Resale after 6 yrs−$78,351✓ −$87,906Defender OCTA by $9,555
Total
True cost✓ $272,941$302,203X6 M by $29,262
True cost a month✓ $3,791/mo$4,197/moX6 M by $406
You pay each month✓ $4,268/mo$4,727/moX6 M by $459
Practical
Fuel typePremium gasPremium gas—
Seats55—
Carry-ons, 2 peopleNot publishedNot published—
Cargo behind row 2, litresNot publishedNot published—
Length4.95 m——
Resale % after 6 yrs49%49%—
US crash testNot rated yetNot rated yet—
Price
Sticker (MSRP)
X6 M Competition ✓ $159,900Defender OCTA $179,400Cheaper by X6 M by $19,500
Freight and fees, before tax
X6 M Competition ✓ $15,676Defender OCTA $22,672Cheaper by X6 M by $6,996
Sales tax (HST)
X6 M Competition ✓ $22,825Defender OCTA $26,269Cheaper by X6 M by $3,444
Drive-away price
X6 M Competition ✓ $198,401Defender OCTA $228,341Cheaper by X6 M by $29,940
Running costs, 6 years
Fuel or charging
X6 M Competition $31,568Defender OCTA ✓ $28,372Cheaper by Defender OCTA by $3,196
Insurance (estimate)
X6 M Competition $27,583Defender OCTA $27,583Cheaper by —
Maintenance (estimate)
X6 M Competition $13,961Defender OCTA $13,961Cheaper by —
Loan rate
X6 M Competition 6.5%Defender OCTA 6.5%Cheaper by —
Loan interest
X6 M Competition ✓ $40,675Defender OCTA $46,972Cheaper by X6 M by $6,297
Lost return on your money
X6 M Competition ✓ $39,013Defender OCTA $44,789Cheaper by X6 M by $5,776
Resale after 6 yrs
X6 M Competition −$78,351Defender OCTA ✓ −$87,906Cheaper by Defender OCTA by $9,555
Total
True cost
X6 M Competition ✓ $272,941Defender OCTA $302,203Cheaper by X6 M by $29,262
True cost a month
X6 M Competition ✓ $3,791/moDefender OCTA $4,197/moCheaper by X6 M by $406
You pay each month
X6 M Competition ✓ $4,268/moDefender OCTA $4,727/moCheaper by X6 M by $459
Practical
Fuel type
X6 M Competition Premium gasDefender OCTA Premium gasCheaper by —
Seats
X6 M Competition 5Defender OCTA 5Cheaper by —
Carry-ons, 2 people
X6 M Competition Not publishedDefender OCTA Not publishedCheaper by —
Cargo behind row 2, litres
X6 M Competition Not publishedDefender OCTA Not publishedCheaper by —
Length
X6 M Competition 4.95 mDefender OCTA —Cheaper by —
Resale % after 6 yrs
X6 M Competition 49%Defender OCTA 49%Cheaper by —
US crash test
X6 M Competition Not rated yetDefender OCTA Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $19,500.