2027 Land Rover Defender OCTA: real cost in Ontario
See the Defender OCTA on Land Rover's site ↗Prices read 2026-11-06
Cheapest trim, Defender OCTA · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$179,400the advertised price
Drive away$228,341with fees and HST
Loan payment$3,754/mo72-month loan at 6.5%, $5,000 down
True cost$4,197/moeverything, after resale
$228,341 to drive away + $161,768 to run it for 6 years − $87,906 back at resale = $302,203, or $4,197 a month.
Where the money goes
Drive away$228,341
Running it, 6 yrs+$161,768
Back at resale−$87,906
Sticker pricethe advertised MSRP
+$179,400Feesfreight $3,500 · dealer $2,160 · luxury tax $17,012
+$22,672HST, 13%Ontario
+$26,269Loan interest6.5% over 72 months
+$46,972Lost return on your money5% a year on the down payment and each payment
+$44,789Fuel18,000 km a year at 14.2 L/100 km
+$28,372Insuranceestimate, age 35–59, Toronto
+$27,583Maintenanceestimate
+$13,961Registration and plates6 years in Ontario
+$91Resale after 6 years49% of MSRP, you get this back
−$87,906True cost $302,203 ÷ 72 months$4,197 a month
The car
Size and space
BodySport Utility
Seats5
CargoNot published
Engine and fuel
Engine626 hp premium gas, AWD
0–100 km/h4.0 sLand Rover's figure
Fuel use14.2 L/100 kmNatural Resources Canada
TowingNot published
Tires19" or 20"by trim
Safety and cover
US crash testNot rated yet
Insurance claimsWell above averagecollision 111 · theft 981 · injury 19 (100 = avg)
Resale at 6 years49% of MSRPaverage for its type
Every trim
All trims: AWD, 626 hp, 14.2 L/100 km, 5 seats.| Defender OCTA | $179,400 | $228,341 | $302,203 | ✓ $4,197/mo |
| Black | $191,600 | $244,885 | $320,561 | $4,452/mo |
Defender OCTA
✓ $4,197/mo
True cost
Black
$4,452/mo
True cost
Quick answers
- How much is a 2027 Defender OCTA in Ontario?
- $228,341 to drive away for the Defender OCTA, from a $179,400 sticker.
- What does it cost a month?
- A $3,754 loan payment, about $4,727 a month with insurance, fuel and upkeep ($5,000 down); about $4,197 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colours
Borasco GreyWoolstone GreenCharente GreySargasso BluePetra CopperNarvik Black
Similar SUVs
Prices from Land Rover's Land Rover Canada configurator 'Your Quote' (MSRP + Additional Charges + Freight/PDI + luxury tax); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.