2027 Kia Sportage Plug-in Hybrid: real cost in Ontario

Cheapest trim, EX · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$46,645the advertised price
Drive away$53,627with fees and HST
Loan payment$817/mo72-month loan at 6.5%, $5,000 down
True cost$1,145/moeverything, after resale
Car, fees and HST $53,627Insurance $16,035Fuel and charging $5,241Interest and lost return $21,309Maintenance and plates $7,211

$53,627 to drive away + $49,797 to run it for 6 years − $21,014 back at resale = $82,410, or $1,145 a month.

Where the money goes

Drive away$53,627
Running it, 6 yrs+$49,797
Back at resale−$21,014
Sticker pricethe advertised MSRP
+$46,645
Feesfreight $2,185 · dealer $699 · levies $141
+$3,025
HST, 13%Ontario
+$6,457
Federal EV rebateif eligible
−$2,500
Insuranceestimate, age 35–59, Toronto
+$16,035
Lost return on your money5% a year on the down payment and each payment
+$11,082
Loan interest6.5% over 72 months
+$10,227
Maintenanceestimate
+$7,120
Fuel and charging18,000 km a year at 6.7 L/100 km
+$5,241
Registration and plates6 years in Ontario
+$91
Resale after 6 years45% of MSRP, you get this back
−$21,014
True cost $82,410 ÷ 72 months$1,145 a month

The car

Size and space
BodySUV4.68 m long
Seats5
Cargo977 Lbehind row 2
Ground clearance21 cmhigh; good for snow and trails
Engine and fuel
Engine268 hp plug-in hybrid, AWD
0–100 km/h6.7 sour estimate from power and weight
Fuel use6.7 L/100 km · 24.9 kWh/100 kmNatural Resources Canada
TowingUp to 2,000 lb
Tires19"225/55R19
Safety and cover
US crash testNot rated yet
European crash test5 of 5 stars ↗Euro NCAP 2022, European version
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsAbove averagecollision 141 · theft 132 · injury 91 (100 = avg)
Warranty5 yrs / 100,000 kmpowertrain 5 yrs / 100,000 km · battery 8 yrs / 160,000 km
Resale at 6 years45% of MSRPaverage for its type

Every trim

All trims: AWD, 268 hp, 6.7 L/100 km, 5 seats.
EX$46,645$53,627$82,410✓ $1,145/mo— No
EX Premium$49,045$56,339$85,478$1,187/mo✓ Yes
SX$53,145$63,472$94,179$1,308/mo✓ Yes
EX
✓ $1,145/mo
True cost
Sticker $46,645Drive-away $53,6276 yrs $82,410Sunroof — No
EX Premium
$1,187/mo
True cost
Sticker $49,045Drive-away $56,3396 yrs $85,478Sunroof ✓ Yes
SX
$1,308/mo
True cost
Sticker $53,145Drive-away $63,4726 yrs $94,179Sunroof ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
EX$46,645
EX Premium$49,045
SX$53,145
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from SX
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from EX Premium
Heated steering wheel
✓ Every trim
Heated rear seats
✓ from EX Premium
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
✓ from EX Premium
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ from EX Premium
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ from SX
Head-up display
✓ from SX
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ from EX Premium
Panoramic roof
✓ from EX Premium
LED headlights
✓ Every trim
Not listed on any trimRear cross-traffic alertHands-free drivingMassaging seatsWireless CarPlayTow hitch included
Full standard equipment on the EX (72 items)
  • 1.6T-GDI 4-cylinder engine
  • 6-Speed Auto Transmission
  • All-Wheel Drive
  • Shift-By-Wire
  • Drive Mode Select
  • Idle Stop and Go
  • Trailer Package Pre-Wiring
  • 19" alloy wheels
  • LED projection headlights
  • LED DRL & Positioning Lights
  • Combi LED Rear Taillights
  • Rear Spoiler with LED High Mounted Stop Light
  • Roof rails
  • Solar glass
  • Front Safety Windows
  • Heated windshield
  • Rain sensing wipers
  • Heated, electric adjustable, body colour side-view mirrors
  • Sideview mirror signal repeaters
  • Rear privacy tint glass
  • Body-coloured door handles
  • Acoustic laminated windshield
  • Synthetic leather seats
  • Heated front seats
  • Power Driver Seat w/ 2way Lumbar Support
  • Leather-wrapped steering wheel
  • Heated steering wheel
  • Tilt and telescopic steering wheel
  • 60:40 split-folding rear seats
  • Illuminated and Sliding Sun visors
  • Power Window’s w/ FR Safety
  • Air Conditioning
  • Dual Zone Climate Control
  • Automatic defog system
  • Keyless entry
  • Central door lock
  • Steering wheel-mounted audio controls
  • Smart Cruise Control 2 (SCC 2) with Stop&Go
  • 12V Power Outlet
  • USB charger (2 ports, outside console)
  • Rear Air Vents
  • Rear Floor Heating Duct
  • 12.3” Navigation (HD/SXM)
  • ECM with Home link (Electronic Chromic Mirror)
  • Apple CarPlay and Android Auto smartphone integration
  • Remote Car Starter
  • Wireless phone charger
  • Bluetooth
  • 6-speaker audio
  • Kia Connect with Over The Air Updates
  • Smart Key & Push Button Start
  • 4“ TFT Cluster
  • 8 airbags (Dual front advanced airbags, Dual front seat-mounted side airbags, Full-length side curtain airbags, Dual rear side airbags)
  • Electronic parking brake
  • 4-wheel anti-lock braking system (ABS)
  • Electronic stability control (ESC)
  • Hill-assist control (HAC)
  • Downhill brake control (DBC)
  • Trailer stability assist (TSA)
  • Tire Mobility Kit
  • Automatic Headlights
  • Immobilizer
  • Low washer fluid warning indicator
  • Tire Pressure Monitoring System (TPMS)
  • Highway Drive Assist (HDA)
  • Forward Collision-Avoidance Assist 1.5 (FCA 1.5)
  • Blind-spot Collision Avoidance Assist (BCA)
  • Lane Keep Assist System (LKA)
  • Parking Distance Warning (PDW) - Front & Rear
  • Lane Following Assist 2 (LFA 2)
  • Rear Occupant Alert (w/o Sensor)
  • Rear View Monitor(RVM) with Parking Guidance Dynamic

Recalls in Canada

2 Transport Canada recalls for 2025 to 2027 Sportage Plug-in Hybrid models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 Sportage Plug-in Hybrid in Ontario?
$53,627 to drive away for the EX, from a $46,645 sticker.
What does it cost a month?
A $817 loan payment, about $1,213 a month with insurance, fuel and upkeep ($5,000 down); about $1,145 a month all in, after resale.
How much can it tow?
2,000 lb for every trim.

Colours

Snow White Pearl+$250Fusion BlackSteel Grey+$250Gravity Grey+$250Wolf Grey+$250Heritage Blue+$250

Similar SUVs

Prices from Kia's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.