2027 BMW M4 Coupe: real cost in Ontario

Cheapest trim, M4 Coupe · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$98,500the advertised price
Drive away$115,481with fees and HST
Loan payment$1,857/mo72-month loan at 6.5%, $5,000 down
True cost$2,387/moeverything, after resale
Car, fees and HST $115,481Insurance $20,258Fuel $25,175Interest and lost return $46,251Maintenance and plates $12,941

$115,481 to drive away + $104,625 to run it for 6 years − $48,265 back at resale = $171,841, or $2,387 a month.

Where the money goes

Drive away$115,481
Running it, 6 yrs+$104,625
Back at resale−$48,265
Sticker pricethe advertised MSRP
+$98,500
Feesfreight $2,955 · dealer $595 · levies $146
+$3,696
HST, 13%Ontario
+$13,285
Fuel18,000 km a year at 12.6 L/100 km
+$25,175
Loan interest6.5% over 72 months
+$23,236
Lost return on your money5% a year on the down payment and each payment
+$23,015
Insuranceestimate, age 35–59, Toronto
+$20,258
Maintenanceestimate
+$12,850
Registration and plates6 years in Ontario
+$91
Resale after 6 years49% of MSRP, you get this back
−$48,265
True cost $171,841 ÷ 72 months$2,387 a month

The car

Size and space
BodyCoupe4.80 m long
Seats4
CargoNot published
Engine and fuel
Engine473–523 hp premium gas, RWD
0–100 km/h4.0–4.3 sBMW's figure
Fuel use12.6 L/100 kmNatural Resources Canada
TowingNot published
Tires18" or 19"by trim
Safety and cover
US crash testNot rated yet
Resale at 6 years49% of MSRPaverage for its type

Every trim

All trims: RWD, 12.6 L/100 km, 4 seats.
M4 Coupe$98,500$115,481$171,841✓ $2,387/mo— No
Competition Coupe$107,500$127,346$185,203$2,572/mo✓ Yes
M4 Coupe
✓ $2,387/mo
True cost
Sticker $98,500Drive-away $115,4816 yrs $171,841Lane centering — No
Competition Coupe
$2,572/mo
True cost
Sticker $107,500Drive-away $127,3466 yrs $185,203Lane centering ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
M4 Coupe$98,500
Competition Coupe$107,500
Safety and driver assist
Automatic braking
✓ Every trim
Adaptive cruise
✓ Every trim
360° camera
+ $4,250 on every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
+ $900 on every trim
Convenience
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Premium sound system
+ $4,250 on every trim
Not listed on any trimBlind-spot monitorRear cross-traffic alertLane centeringHands-free drivingHeated steering wheelHeated rear seatsDual-zone climateMassaging seatsPush-button startRemote startPower liftgateWireless phone chargingApple CarPlay and Android AutoWireless CarPlayBuilt-in navigationHead-up displayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedSunroofPanoramic roofLED headlights
Full standard equipment on the M4 Coupe (35 items)
  • M Sport Differential
  • Storage Compartment Package
  • Heated Seats, Front
  • C02 Scope
  • 18"/19" M Forged Wheels, Double-Spoke, 824M, Orbit Grey, Perf.
  • Lumbar Support
  • BMW Curved Display
  • Luggage-Compartment Emergency Unlocking
  • Rear View Camera
  • Auto Dimming and Folding Mirror Package
  • Auto Dimming Interior Mirror
  • Control Code, Infotainment
  • Cruise Control
  • Power Front Seats w/ Driver Memory
  • Park Distance Control, Front and Rear
  • High-Beam Assistant
  • Matte Dark Graphite Trim
  • Blow-by Heater
  • Control Code, Body
  • Black Roofliner
  • Automatic Climate Control
  • SiriusXM Satellite Radio
  • Active Guard - Frontal Collision Warning
  • Active Protection
  • Radio Control Code
  • Gloss Black Window Surround
  • Digital Cockpit Plus
  • M Sport Seats
  • Visible VIN
  • A/C Refrigerant
  • Adaptive M Suspension
  • Hot-Climate Version
  • English Language Version
  • Intelligent Emergency Call
  • Teleservices
Quick answers
How much is a 2027 M4 Coupe in Ontario?
$115,481 to drive away for the M4 Coupe, from a $98,500 sticker.
What does it cost a month?
A $1,857 loan payment, about $2,668 a month with insurance, fuel and upkeep ($5,000 down); about $2,387 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

BMW Individual Manufaktur Paintwork+$6,000Skyscraper Grey Metallic+$900Aventurine Red III Metallic+$1,500Brooklyn Grey Metallic+$900Isle of Man Green Metallic+$900Sao Paulo Yellow Non-MetallicBlack Sapphire Metallic+$900Tanzanite Blue Metallic+$1,500Toronto Red Metallic+$900Dravit Grey Metallic+$1,500Portimao Blue Metallic+$900Frozen Portimao Blue+$6,000Frozen Brilliant White+$6,000Alpine White Non-Metallic

Similar cars

Prices from BMW's BMW Canada configurator (Ontario pricing); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.