2027 BMW 4 Series Cabriolet: real cost in Ontario
See the 4 Series Cabriolet on BMW's site ↗Prices read 2026-11-06
Cheapest trim, 430i xDrive Cabriolet · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$72,500the advertised price
Drive away$86,101with fees and HST
Loan payment$1,363/mo72-month loan at 6.5%, $5,000 down
True cost$1,861/moeverything, after resale
$86,101 to drive away + $83,407 to run it for 6 years − $35,525 back at resale = $133,984, or $1,861 a month.
Where the money goes
Drive away$86,101
Running it, 6 yrs+$83,407
Back at resale−$35,525
Sticker pricethe advertised MSRP
+$72,500Feesfreight $2,955 · dealer $595 · levies $146
+$3,696HST, 13%Ontario
+$9,905Insuranceestimate, age 35–59, Toronto
+$18,081Fuel18,000 km a year
+$17,982Lost return on your money5% a year on the down payment and each payment
+$17,347Loan interest6.5% over 72 months
+$17,057Maintenanceestimate
+$12,850Registration and plates6 years in Ontario
+$91Resale after 6 years49% of MSRP, you get this back
−$35,525True cost $133,984 ÷ 72 months$1,861 a month
The car
Size and space
BodyConvertible4.77–4.78 m long
Seats4
CargoNot published
Engine and fuel
Engine255–386 hp premium gas, AWD
0–100 km/h4.9–6.6 sour estimate from power and weight
TowingNot published
Tires18"245/45R18
Safety and cover
US crash testNot rated yet
Resale at 6 years49% of MSRPaverage for its type
Every trim
All trims: AWD, —, 4 seats.| 430i xDrive Cabriolet | $72,500 | $86,101 | $133,984 | ✓ $1,861/mo |
| M440i xDrive Cabriolet | $87,500 | $103,051 | $152,266 | $2,115/mo |
430i xDrive Cabriolet
✓ $1,861/mo
True cost
M440i xDrive Cabriolet
$2,115/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
430i xDrive Cabriolet$72,500
M440i xDrive Cabriolet$87,500
Safety and driver assist
Automatic braking
✓ Every trim
Adaptive cruise
✓ Every trim
360° camera
+ $3,750 on every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
+ $900 on every trim
Tech and audio
Premium sound system
+ $3,750 on every trim
Capability and looks
AWD or 4WD
✓ Every trim
Not listed on any trimBlind-spot monitorRear cross-traffic alertLane centeringHands-free drivingHeated steering wheelHeated rear seatsDual-zone climateMassaging seatsPush-button startRemote startPower liftgateWireless phone chargingPower driver's seatMemory seatApple CarPlay and Android AutoWireless CarPlayBuilt-in navigationHead-up displayLarge touchscreen (12 in+)Tow hitch includedSunroofPanoramic roofLED headlights
Full standard equipment on the 430i xDrive Cabriolet (32 items)
- Storage Compartment Package
- C02 Scope
- 18" Wheels, V-Spoke, 780, Orbit Grey, Burnished, A/S Non-RFT
- 48V Mild Hybrid System
- Automatic Transmission w/ Paddle Shifters
- BMW Curved Display
- Luggage-Compartment Emergency Unlocking
- Rear View Camera
- Auto Dimming and Folding Mirror Package
- Auto Dimming Interior Mirror
- Control Code, Infotainment
- Cruise Control
- Ambient Lighting
- Park Distance Control, Front and Rear
- High-Beam Assistant
- Matte Dark Graphite Trim
- Automatic Climate Control
- SiriusXM Satellite Radio
- Active Guard - Frontal Collision Warning
- Active Protection
- Radio Control Code
- Gloss Black Window Surround
- Digital Cockpit Plus
- Visible VIN
- Emissions Technology, SULEV20
- A/C Refrigerant
- Hot-Climate Version
- English Language Version
- Intelligent Emergency Call
- Teleservices
- Sport Steering Wheel
- Cold-Climate Version
Quick answers
- How much is a 2027 4 Series Cabriolet in Ontario?
- $86,101 to drive away for the 430i xDrive Cabriolet, from a $72,500 sticker.
- What does it cost a month?
- A $1,363 loan payment, about $2,044 a month with insurance, fuel and upkeep ($5,000 down); about $1,861 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colours
BMW Individual Manufaktur Paintwork+$6,000Cape York Green Metallic+$900Vegas Red Metallic+$900Brooklyn Grey Metallic+$900Arctic Race Blue Metallic+$900Black Sapphire Metallic+$900Tanzanite Blue Metallic+$1,500Dravit Grey Metallic+$1,500Portimao Blue Metallic+$900Frozen Portimao Blue+$6,000Mineral White Metallic+$900Alpine White Non-MetallicSkyscraper Grey Metallic+$900Jet Black Non-Metallic
Similar cars
Prices from BMW's BMW Canada configurator (Ontario pricing); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.