2026 Volkswagen Atlas Cross Sport: real cost in California
See the Atlas Cross Sport on Volkswagen's US site ↗US prices read 2026-11-09
Cheapest trim, SE · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$38,300the advertised price
Drive away$43,443with fees and tax
Loan payment$655/mo72-month loan at 7%, $5,000 down
True cost$1,302/moeverything, after resale
$43,443 to drive away + $67,788 to run it for 6 years − $17,508 back at resale = $93,723, or $1,302 a month.
Where the money goes
Drive away$43,443
Running it, 6 yrs+$67,788
Back at resale−$17,508
Sticker pricethe advertised MSRP
+$38,300Feesfreight $1,475 · doc fee $85 (typical)
+$1,560Sales and use tax, 8.99%California
+$3,583Fuel13,500 mi a year at 23 MPG
+$20,243Insuranceestimate, age 35–59, California
+$17,052Maintenanceestimate
+$9,510Lost return on your money5% a year on the down payment and each payment
+$9,223Loan interest7% over 72 months
+$8,747Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,014Resale after 6 years46% of MSRP, you get this back
−$17,508True cost $93,723 ÷ 72 months$1,302 a month
The car
Size and space
BodySUV195.6 in long
Seats5
Cargo40.3 cu ftbehind row 2
Ground clearance6.3 in
Engine and fuel
Engine269 hp gas, FWD, AWD
0–60 mph7.0–7.3 sour estimate from power and weight
Fuel economy22–23 MPGEPA combined
TowingUp to 5,000 lb
Tires18", 20" or 21"by trim
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Warranty4 yrspowertrain 5 yrs
Resale at 6 years46% of MSRPaverage for its type
Every trim
All trims: 269 hp, 5 seats.| SE 2.0L TSI 8-speed Auto with Tiptronic | $38,300 | $43,443 | $93,723 | ✓ $1,302/mo | 23 MPG | — No | — No |
| SE with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic | $40,200 | $45,514 | $96,765 | $1,344/mo | 22 MPG | — No | ✓ Yes |
| SE with Technology 2.0L TSI 8-speed Auto with Tiptronic | $42,720 | $48,261 | $99,234 | $1,378/mo | 23 MPG | ✓ Yes | — No |
| SE with Technology with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic | $44,620 | $50,332 | $102,276 | $1,421/mo | 22 MPG | ✓ Yes | ✓ Yes |
| SEL with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic | $48,610 | $54,680 | $106,899 | $1,485/mo | 22 MPG | ✓ Yes | ✓ Yes |
| SEL R-Line Black with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic | $50,560 | $56,806 | $109,087 | $1,515/mo | 22 MPG | ✓ Yes | ✓ Yes |
| SEL Premium R-Line with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic | $53,620 | $60,141 | $112,520 | $1,563/mo | 22 MPG | ✓ Yes | ✓ Yes |
SE2.0L TSI 8-speed Auto with Tiptronic
✓ $1,302/mo
True cost
SEwith 4MOTION 2.0L TSI 8-speed Auto with Tiptronic
$1,344/mo
True cost
SE with Technology2.0L TSI 8-speed Auto with Tiptronic
$1,378/mo
True cost
SE with Technologywith 4MOTION 2.0L TSI 8-speed Auto with Tiptronic
$1,421/mo
True cost
SELwith 4MOTION 2.0L TSI 8-speed Auto with Tiptronic
$1,485/mo
True cost
SEL R-Line Blackwith 4MOTION 2.0L TSI 8-speed Auto with Tiptronic
$1,515/mo
True cost
SEL Premium R-Linewith 4MOTION 2.0L TSI 8-speed Auto with Tiptronic
$1,563/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
SE 2.0L TSI 8-speed Auto with Tiptronic$38,300
SE with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic$40,200
SE with Technology 2.0L TSI 8-speed Auto with Tiptronic$42,720
SE with Technology with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic$44,620
SEL with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic$48,610
SEL R-Line Black with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic$50,560
SEL Premium R-Line with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic$53,620
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from SEL Premium R-Line with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic
Parking sensors
✓ from SE with Technology 2.0L TSI 8-speed Auto with Tiptronic
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ Every trim
Heated steering wheel
✓ Every trim
Heated rear seats
✓ from SEL with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic
Dual-zone climate
✓ Every trim
Massaging seats
✓ from SEL Premium R-Line with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic
Convenience
Push-button start
✓ Every trim
Remote start
✓ from SE with Technology 2.0L TSI 8-speed Auto with Tiptronic
Power liftgate
✓ from SE with Technology 2.0L TSI 8-speed Auto with Tiptronic
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ from SEL with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ from SEL with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic
Premium sound system
✓ from SEL Premium R-Line with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic
Head-up display
✓ from SEL with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓
✓ from SE with Technology with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic
Tow hitch included
✓ from SE with Technology 2.0L TSI 8-speed Auto with Tiptronic
Sunroof
+ $1,200
✓ from SEL with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic
Panoramic roof
+ $1,200
✓ from SEL with 4MOTION 2.0L TSI 8-speed Auto with Tiptronic
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingWireless CarPlay
Full standard equipment on the SE SE 2.0L TSI 8-speed Auto with Tiptronic (43 items)
- Advanced Airbag Protection System w/ 6 airbags
- Heated, foldable, power adjustable side mirrors
- App-Connect smartphone integration (for compatible devices) via wireless & USB
- Front Assist (Forward Collision Warning & Autonomous Emergency Braking w/ Pedestrian & Cyclist Monitoring)
- Anti-lock Braking System, Electronic Brake-pressure Distribution, and Hydraulic Brake Assist
- Electronic Stability Control, Anti-Slip Regulation, Electronic Differential Lock, and Engine Brake Assist
- Driving Mode Selection
- Silver roof rails
- Anti-theft alarm system w/ engine immobilizer
- 4 USB-C ports (45w fast charging)
- Adaptive Cruise Control (ACC)
- 8-speed automatic transmission
- 60/40 split folding rear seat
- Climatronic dual-zone automatic climate control w/ advanced air filter
- Automatic, LED headlights & LED Daytime Running Lights (DRL)
- Auto-dimming interior rearview mirror
- Ventilated front seats
- Rear View Camera System
- Electric Power Steering
- Light Assist (High Beam Control for headlights)
- Leatherette-wrapped, multi-function heated steering wheel with Tiptronic (paddle shifters)
- Adaptive Front Lighting System (AFS) w/ dynamic cornering lights
- Digital Cockpit Pro, multi-color with customizable layout, gauges, and information
- 12" touchscreen AM/FM/HD Radio
- Poor Weather Lights (improves visibility in inclement weather)
- Connected vehicle services from myVW+
- 18" alloy wheels w/all-season tires
- Tire Pressure Monitoring System (TPMS)
- Front safety belts, height-adjustable, with pretensioners and load limiters
- Side Curtain Protection head airbags, front and rear
- LED taillights
- Perforated V-Tex leatherette seating surfaces
- 8-way power adjustable driver seat with adjustable lumbar support, 6-way manually adjustable passenger seat
- Heated front seats
- Engine Start-Stop System
- Lane change system Side Assist, Rear Traffic Alert and Exit Warning System
- Travel Assist, Lane Assist, & Emergency Assist
- 12-V outlet in rear of center console and luggage compartment
- Rain-sensing, variable intermittent front wipers
- KESSY keyless access for all doors & liftgate
- SiriusXM (3-month trial subscription; requires acceptance of Terms)
- Wireless charging (for compatible devices)
- Lower Anchors & Tethers for CHildren (LATCH)
Recalls
10 NHTSA recalls for 2024 to 2026 Atlas Cross Sport models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Back over prevention2024, 2025, 2026 · 57,851 vehicles
Volkswagen Group of America, Inc. (Volkswagen) is recalling 2024-2026 Atlas Cross Sport and Atlas vehicles.Recall 26V473000 at NHTSA ↗Wheels2026 · 27 vehicles
Volkswagen Group of America, Inc. (Volkswagen) is recalling certain 2026 Atlas, Atlas Cross Sport, and ID.4 vehicles.Recall 25V835000 at NHTSA ↗Service brakes2024, 2025 · 546 vehicles
Volkswagen Group of America, Inc. (Volkswagen) is recalling certain 2023-2025 Atlas, Atlas Cross Sport and 2023-2024 ID.4 vehicles.Recall 25V434000 at NHTSA ↗Back over prevention2024, 2025 · 171,381 vehicles
Volkswagen Group of America, Inc. (Volkswagen) is recalling certain 2024-2025 Atlas Cross Sport and Atlas vehicles.Recall 25V334000 at NHTSA ↗Engine2024, 2025 · 177,493 vehicles
Volkswagen Group of America, Inc. (Volkswagen) is recalling certain 2024-2025 Atlas and Atlas Cross Sport vehicles.Recall 25V100000 at NHTSA ↗Power train2025 · 19 vehicles
Volkswagen Group of America, Inc. (Volkswagen) is recalling certain 2025 Atlas and Atlas Cross Sport vehicles.Recall 25V081000 at NHTSA ↗Quick answers
- How much is a 2026 Atlas Cross Sport in California?
- $43,443 to drive away for the SE, from a $38,300 sticker.
- What does it cost a month?
- A $655 loan payment, about $1,347 a month with insurance, fuel and upkeep ($5,000 down); about $1,302 a month all in, after resale.
- How much can it tow?
- 5,000 lb for every trim.
Colors
Opal White+$455Deep Black PearlSilver Mist MetallicMountain Lake Blue MetallicPure Gray+$455Avocado Green Metallic
Similar SUVs
US prices in US dollars from Volkswagen's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.