2027 VinFast VF 8: real cost in California
See the VF 8 on VinFast's US site ↗US prices read 2026-11-09
Cheapest trim, Eco · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$40,400the advertised price
Drive away$45,640with fees and tax
Loan payment$693/mo72-month loan at 7%, $5,000 down
True cost$1,271/moeverything, after resale
$45,640 to drive away + $58,893 to run it for 6 years − $13,033 back at resale = $91,499, or $1,271 a month.
Where the money goes
Drive away$45,640
Running it, 6 yrs+$58,893
Back at resale−$13,033
Sticker pricethe advertised MSRP
+$40,400Feesfreight $1,390 · doc fee $85 (typical)
+$1,475Sales and use tax, 8.99%California
+$3,765Insuranceestimate, age 35–59, California
+$18,228Charging13,500 mi a year at 73 MPGe, home charging at $0.33/kWh
+$12,185Lost return on your money5% a year on the down payment and each payment
+$9,652Loan interest7% over 72 months
+$9,247Maintenanceestimate
+$5,938Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,917California EV fee$121 a year
+$726Resale after 6 years32% of MSRP, you get this back
−$13,033True cost $91,499 ÷ 72 months$1,271 a month
The car
Size and space
BodySUV187.0 in long
Seats5
CargoNot published
Engine and fuel
Engine349–402 hp electric, AWD
0–60 mph5.5–6.2 sVinFast's figure
Energy use73 MPGeEPA combined
Range256 miabout 179 mi in winter
TowingUp to 3,950 lb
Tires17" or 20"by trim
Safety and cover
Crash test4 of 5 starsNHTSA · see the test ↗
European crash test4 of 5 stars ↗Euro NCAP 2023, European version
Highway assistSteers and brakeshands on the wheel · every trim
Warranty10 yrs
Resale at 6 years32% of MSRPaverage for its type
Every trim
All trims: AWD, 73 MPGe, 5 seats.| Eco | $40,400 | $45,640 | $91,499 | ✓ $1,271/mo |
| Plus | $45,600 | $51,307 | $98,087 | $1,362/mo |
Eco
✓ $1,271/mo
True cost
Plus
$1,362/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
Eco$40,400
Plus$45,600
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Comfort
Heated steering wheel
✓ Every trim
Convenience
Remote start
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
VinFast lists only a few items for this model, so features not shown above may still be fitted; check with the dealer.
Full standard equipment on the Eco (15 items)
- Panoramic sunroof
- Vegan leather seats
- Heated steering wheel
- Auto side view mirror
- Ambient light
- Driver monitoring system
- Emergency SOS
- 11 airbags
- AESA - Automatic Emergency Stop Assist
- RAEB - Rear Automatic Emergency Brake
- IA - Intersection assist
- ALCA - Auto Lane Changing Assist
- ESA – Evasive Steering Assist
- Voice assistant
- VinFast App
Recalls
2 NHTSA recalls for 2025 to 2027 VF 8 models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Lane departure2025 · 6,314 vehicles
The Advanced Driver Assistance System (ADAS) may activate during wide turns, causing unexpected steering wheel movements that are difficult for the driver to override.Recall 25V559000 at NHTSA ↗Air bags2025 · 4,888 vehicles
The center air bag mounted in the driver's seat may deploy improperly during a side impact crash and strike the driver's arm.Recall 24V933000 at NHTSA ↗Quick answers
- How much is a 2027 VF 8 in California?
- $45,640 to drive away for the Eco, from a $40,400 sticker.
- What does it cost a month?
- A $693 loan payment, about $1,248 a month with insurance, fuel and upkeep ($5,000 down); about $1,271 a month all in, after resale.
- How much can it tow?
- 3,950 lb for every trim.
Colors
Jet BlackInfinity BlancNeptune Grey+$700Desat Silver+$700Zenith Grey+$700Sunset Orange+$990Deep Ocean+$990Crimson Red+$990VinFast Blue+$990Ivy Green+$990
Similar SUVs
US prices in US dollars from VinFast's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.