2027 Subaru Ascent: real cost in California
See the Ascent on Subaru's US site ↗US prices read 2026-11-09
Cheapest trim, Premium 8-Passenger · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$40,795the advertised price
Drive away$46,239with fees and tax
Loan payment$703/mo72-month loan at 7%, $5,000 down
True cost$1,299/moeverything, after resale
$46,239 to drive away + $67,041 to run it for 6 years − $19,733 back at resale = $93,548, or $1,299 a month.
Where the money goes
Drive away$46,239
Running it, 6 yrs+$67,041
Back at resale−$19,733
Sticker pricethe advertised MSRP
+$40,795Feesfreight $1,545 · doc fee $85 (typical)
+$1,630Sales and use tax, 8.99%California
+$3,814Fuel13,500 mi a year at 22 MPG
+$21,153Insuranceestimate, age 35–59, California
+$19,037Lost return on your money5% a year on the down payment and each payment
+$9,770Loan interest7% over 72 months
+$9,383Maintenanceestimate
+$4,587Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,112Resale after 6 years48% of MSRP, you get this back
−$19,733True cost $93,548 ÷ 72 months$1,299 a month
The car
Size and space
Seats7, 8
Cargo43.5 cu ftbehind row 2
Ground clearance8.7 inhigh; good for snow and trails
Engine and fuel
Engine260 hp gas, AWD
0–60 mph6.6–6.8 sour estimate from power and weight
Fuel economy21–22 MPGEPA combined
TowingUp to 5,000 lb
Safety and cover
Crash testNot rated yet
Highway assistSteers and brakeshands on the wheel · every trim
Warranty3 yrspowertrain 5 yrs
Resale at 6 years48% of MSRPaverage for its type
Every trim
All trims: AWD, 260 hp.| Premium 8-Passenger | $40,795 | $46,239 | $93,548 | ✓ $1,299/mo | 8 | 22 MPG | — No |
| Premium 7-Passenger | $40,795 | $46,239 | $93,548 | ✓ $1,299/mo | 7 | 22 MPG | — No |
| Limited 8-Passenger | $47,985 | $54,075 | $103,907 | $1,443/mo | 8 | 21 MPG | ✓ Yes |
| Limited 7-Passenger | $47,985 | $54,075 | $103,907 | $1,443/mo | 7 | 21 MPG | ✓ Yes |
| Limited Bronze Edition 7-Passenger | $49,095 | $55,285 | $105,417 | $1,464/mo | 7 | 21 MPG | ✓ Yes |
| Touring 7-Passenger | $51,165 | $57,541 | $108,054 | $1,501/mo | 7 | 21 MPG | ✓ Yes |
| Onyx Edition Touring 7-Passenger | $51,995 | $58,446 | $109,110 | $1,515/mo | 7 | 21 MPG | ✓ Yes |
Premium 8-Passenger
✓ $1,299/mo
True cost
Premium 7-Passenger
✓ $1,299/mo
True cost
Limited 8-Passenger
$1,443/mo
True cost
Limited 7-Passenger
$1,443/mo
True cost
Limited Bronze Edition 7-Passenger
$1,464/mo
True cost
Touring 7-Passenger
$1,501/mo
True cost
Onyx Edition Touring 7-Passenger
$1,515/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
Premium 8-Passenger$40,795
Premium 7-Passenger$40,795
Limited 8-Passenger$47,985
Limited 7-Passenger$47,985
Limited Bronze Edition 7-Passenger$49,095
Touring 7-Passenger$51,165
Onyx Edition Touring 7-Passenger$51,995
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from Limited 8-Passenger
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from Touring 7-Passenger
Heated steering wheel
✓ Every trim
Heated rear seats
✓ from Limited 8-Passenger
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ from Limited 8-Passenger
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ from Limited 8-Passenger
Premium sound system
✓ from Limited 8-Passenger
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
+ An option on every trim
Sunroof
✓ from Limited 8-Passenger
Panoramic roof
✓ from Limited 8-Passenger
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingParking sensorsMassaging seatsWireless phone chargingWireless CarPlayHead-up displayLarge touchscreen (12 in+)
Full standard equipment on the Premium 8-Passenger (95 items)
- 2.4-liter DOHC turbocharged engine
- Power: 260 hp @ 5,600 rpm
- Torque: 277 lb-ft @ 2,000 - 4,800 rpm
- Lineartronic CVT (Continuously Variable Transmission)
- Maximum towing capacity
- Subaru Symmetrical All-Wheel Drive
- Hill Descent Control (HDC)
- Vehicle Dynamics Control (VDC)
- Traction Control System (TCS)
- Active Torque Vectoring
- Trailer Stability Assist (TSA)
- Fuel economy (hwy/city): 26/19 MPG
- Fuel requirement: Unleaded gasoline (87 octane)
- Fuel tank capacity: 19.3 gallons
- Electric Power Assisted Steering (EPAS)
- 4-wheel independent raised suspension
- 4-wheel disc ventilated front and rear brakes
- Brake Assist
- Brake Override System
- Length/Width/Height
- Wheelbase
- Track (front/rear)
- Base curb weight
- Ground clearance (at base curb weight)
- 18 x 7.5-inch aluminum-alloy wheels, black finish
- 245/60 R18 105H all-season tires
- Temporary use T165/90 D18 spare tire
- LED Steering Responsive Headlights (SRH)
- LED fog lights
- Crystal Black Silica-finish folding side mirrors with integrated turn signals
- Black-finish rear badging
- Body-color door handles
- Two-speed windshield wipers
- Windshield wiper de-icer
- Rear window wiper
- Raised roof rails
- Headroom (front/middle/rear)
- Legroom (front/middle/rear)
- Shoulder room (front/middle/rear)
- Passenger volume
- Cargo volume (behind second row)
- Maximum cargo volume (behind first row)
- 8-way power adjustable driver's seat
- Heated front seats (All-Weather Package)
- Heated steering wheel
- Reclining second-row 60/40-split flat-folding seatbacks
- Reclining third-row 60/40-split flat-folding seatbacks
- Second-row bench seat
- Leather-wrapped steering wheel and shifter handle
- StarTex upholstery
- Analog instruments
- Keyless Access with Push-Button Start
- Power Rear Gate with automatic close, height memory function, and vehicle lock button
- Auto-dimming rear-view compass mirror with HomeLink
- Auto-up / auto-down driver's and front passenger window with anti-pinch protection
- 3-spoke steering wheel with integrated controls
- Transmission paddle shifters
- Illuminated front USB-A and USB-C input ports, second- and third-row USB-A and USB-C charging ports
- Dual third-row USB-A and USB-C charging ports
- Manually adjustable tilt/telescoping steering column
- 19 cup holders
- Cargo-area underfloor storage tray
- Tri-zone climate control
- Second-row climate controls
- Air vents for all three rows
- Subaru 11.6-inch Multimedia Plus System
- 6 speakers
- 4G LTE Wi-Fi capability
- EyeSight Driver Assist Technology
- High Beam Assist (HBA)
- Blind-Spot Detection with Lane Change Assist and Rear Cross-Traffic Alert
- Reverse Automatic Braking
- 4-wheel Anti-lock Braking System (ABS)
- Tire Pressure Monitoring System (TPMS)
- Daytime Running Lights (DRL)
- Rear-Vision Camera with washer
- MySubaru Connected Services
- Subaru advanced frontal airbag system (SRS)
- Side curtain airbags (SRS)
- Seat-mounted front side airbags (SRS)
- Driver's knee airbag (SRS)
- Whiplash-protection front seats with height and tilt-adjustable head restraints
- Height adjustable three-point front seatbelts
- Rear child-safety locks
- LATCH system
- Keyless entry system
- Cargo Area Lighting - LED [optional]
- Cargo Net [optional]
- Cargo Tray [optional]
- All-Weather Floor Liners [optional]
- Auto-Dimming Exterior Mirror with Approach Light [optional]
- Rear Seatback Protector - 2nd Row Bench [optional]
- Splash Guards [optional]
- LED Upgrade [optional]
- Trailer Hitch [optional]
Recalls
1 NHTSA recall for 2025 to 2027 Ascent models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Quick answers
- How much is a 2027 Ascent in California?
- $46,239 to drive away for the Premium 8-Passenger, from a $40,795 sticker.
- What does it cost a month?
- A $703 loan payment, about $1,368 a month with insurance, fuel and upkeep ($5,000 down); about $1,299 a month all in, after resale.
- How much can it tow?
- 5,000 lb for every trim.
Similar cars
US prices in US dollars from Subaru's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.