2027 Rivian R1T: real cost in California

Cheapest trim, Premium · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$79,990the advertised price
Drive away$89,339with fees and tax
Loan payment$1,438/mo72-month loan at 7%, $5,000 down
True cost$2,045/moeverything, after resale
Car, fees and tax $89,339Insurance $23,079Charging $10,290Interest and lost return $37,393Maintenance and plates $12,921

$89,339 to drive away + $83,684 to run it for 6 years − $25,804 back at resale = $147,218, or $2,045 a month.

Where the money goes

Drive away$89,339
Running it, 6 yrs+$83,684
Back at resale−$25,804
Sticker pricethe advertised MSRP
+$79,990
Feesfreight $1,895 · doc fee $85 (typical)
+$1,980
Sales and use tax, 8.99%California
+$7,369
Insuranceestimate, age 35–59, California
+$23,079
Loan interest7% over 72 months
+$19,190
Lost return on your money5% a year on the down payment and each payment
+$18,203
Charging13,500 mi a year at 86 MPGe, home charging at $0.33/kWh
+$10,290
Maintenanceestimate
+$8,329
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,866
California EV fee$121 a year
+$726
Resale after 6 years32% of MSRP, you get this back
−$25,804
True cost $147,218 ÷ 72 months$2,045 a month

The car

Size and space
BodyPickup217.1 in long
Seats5from the Canadian version or the type
Cargo54.1" bed
Engine and fuel
Engine665–1025 hp electric, AWD
0–60 mph2.5–3.4 sRivian's figure
Energy use77–86 MPGeEPA combined
Range420 miabout 294 mi in winter
TowingUp to 11,000 lb
Tires22"305/55R22
Safety and cover
Crash testNot rated yet
Highway assistHands-free on highwayson mapped highways · Autonomy+ (Universal Hands-Free), +$2,625
Resale at 6 years32% of MSRPaverage for its type

Every trim

All trims: AWD, 5 seats.
Premium Dual-motor, Large battery$79,990$89,339$147,218✓ $2,045/mo7,70086 MPGe
Premium Dual-motor, Max battery (Long Range, +$7,000)$86,990$96,968$155,986$2,166/mo11,00086 MPGe
Performance Tri-motor, Max battery$100,990$112,227$175,181$2,433/mo11,00084 MPGe
Quad Quad-motor, Max battery$115,990$128,576$196,056$2,723/mo11,00077 MPGe
PremiumDual-motor, Large battery
✓ $2,045/mo
True cost
Sticker $79,990Drive-away $89,3396 yrs $147,218Tows 7,700Fuel use 86 MPGe
PremiumDual-motor, Max battery (Long Range, +$7,000)
$2,166/mo
True cost
Sticker $86,990Drive-away $96,9686 yrs $155,986Tows 11,000Fuel use 86 MPGe
PerformanceTri-motor, Max battery
$2,433/mo
True cost
Sticker $100,990Drive-away $112,2276 yrs $175,181Tows 11,000Fuel use 84 MPGe
QuadQuad-motor, Max battery
$2,723/mo
True cost
Sticker $115,990Drive-away $128,5766 yrs $196,056Tows 11,000Fuel use 77 MPGe

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
Premium Dual-motor, Large battery$79,990
Premium Dual-motor, Max battery (Long Range, +$7,000)$86,990
Performance Tri-motor, Max battery$100,990
Quad Quad-motor, Max battery$115,990
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Hands-free driving
+ An option on every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ Every trim
Heated steering wheel
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim

Rivian lists only a few items for this model, so features not shown above may still be fitted; check with the dealer.

Full standard equipment on the Premium Premium Dual-motor, Large battery (12 items)
  • Adaptive Cruise Control
  • Automatic Emergency Braking
  • Blind Spot Monitoring
  • Highway Assist
  • Lane Keeping Assist
  • Lane Departure Warning
  • Park Assist
  • Heated and ventilated seats
  • Heated steering wheel
  • Panoramic glass roof
  • Autonomy+ (option, $2,500)
  • Power Upgrade (option, $5,000)

Recalls

8 NHTSA recalls for 2025 to 2027 R1T models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

All 8 at NHTSA

Quick answers
How much is a 2027 R1T in California?
$89,339 to drive away for the Premium, from a $79,990 sticker.
What does it cost a month?
A $1,438 loan payment, about $2,081 a month with insurance, fuel and upkeep ($5,000 down); about $2,045 a month all in, after resale.
How much can it tow?
7,700 lb for the Premium; 11,000 lb for every other trim.

Colors

Glacier White paint+$1,950Half Moon Grey+$2,500Esker Silver paintForest Green paint+$2,500Midnight paint+$3,000Rivian Blue paint+$2,500Storm Blue paint+$3,000Red Canyon paint+$2,500

Similar pickups

US prices in US dollars from Rivian's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.