2027 Mercedes-Benz S-Class: real cost in California

Cheapest trim, S 500 4MATIC · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$112,550the advertised price
Drive away$124,450with fees and tax
Loan payment$2,037/mo72-month loan at 7%, $5,000 down
True cost$2,596/moeverything, after resale
Car, fees and tax $124,450Insurance $22,124Fuel $23,237Interest and lost return $52,252Maintenance and plates $16,318

$124,450 to drive away + $113,930 to run it for 6 years − $51,451 back at resale = $186,930, or $2,596 a month.

Where the money goes

Drive away$124,450
Running it, 6 yrs+$113,930
Back at resale−$51,451
Sticker pricethe advertised MSRP
+$112,550
Feesfreight $1,550 · doc fee $85 (typical)
+$1,635
Sales and use tax, 8.99%California
+$10,265
Loan interest7% over 72 months
+$27,178
Lost return on your money5% a year on the down payment and each payment
+$25,073
Fuel13,500 mi a year at 23 MPG
+$23,237
Insuranceestimate, age 35–59, California
+$22,124
Maintenanceestimate
+$11,239
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$5,079
Resale after 6 years46% of MSRP, you get this back
−$51,451
True cost $186,930 ÷ 72 months$2,596 a month

The car

Size and space
BodySedan
Seats5
Cargo12.5 cu ftbehind row 2
Engine and fuel
Engine442–576 hp premium gas or plug-in hybrid, AWD
0–60 mph3.9–4.4 sMercedes-Benz's figure
Fuel economy14–23 MPGEPA combined
TowingNot published
Tires19"255/45R19
Safety and cover
Crash testNot rated yet
Warranty4 yrs
Resale at 6 years46% of MSRPaverage for its type

Every trim

All trims: AWD, 5 seats.
S 500 4MATIC$112,550$124,450$186,930✓ $2,596/mo23 MPG
S 580 4MATIC$134,600$148,483$227,398$3,158/mo14 MPG
S 580e 4MATIC$134,600$148,483$208,766$2,900/mo21 MPG
S 500 4MATIC
✓ $2,596/mo
True cost
Sticker $112,550Drive-away $124,4506 yrs $186,930Fuel use 23 MPG
S 580 4MATIC
$3,158/mo
True cost
Sticker $134,600Drive-away $148,4836 yrs $227,398Fuel use 14 MPG
S 580e 4MATIC
$2,900/mo
True cost
Sticker $134,600Drive-away $148,4836 yrs $208,766Fuel use 21 MPG

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
S 500 4MATIC$112,550
S 580 4MATIC$134,600
S 580e 4MATIC$134,600
Safety and driver assist
Blind-spot monitor
✓ Every trim
Adaptive cruise
✓ Every trim
360° camera
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ Every trim
Heated steering wheel
+ $6,950
✓ from S 580 4MATIC
Heated rear seats
+ $10,700
+ $14,250
Dual-zone climate
✓ Every trim
Massaging seats
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ Every trim
Head-up display
+ $6,950
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimAutomatic brakingRear cross-traffic alertLane centeringHands-free drivingPower liftgateTow hitch included
Full standard equipment on the S 500 4MATIC (107 items)
  • 3.0L inline-6 turbo engine with mild hybrid drive
  • Hybrid Integrated Starter-Generator
  • 9G-TRONIC automatic transmission
  • 4MATIC all-wheel drive
  • ECO Start/Stop system
  • AIRMATIC with intelligent damping control
  • Adaptive Damping System
  • Electromechanical power steering
  • 4.5° rear axle steering
  • Sport brake system
  • Illuminated radiator grille
  • 19-inch 5-spoke wheels w/black accents
  • Natural Grain Brown Amber wood trim w/Herringbone Pattern
  • Nappa leather steering wheel
  • Digital Extra: MB.DRIVE ASSIST
  • Digital Extra: Distance Assist DISTRONIC
  • Digital Extra: Steering Assist
  • Digital Extra: Restart Function
  • Digital Extra: Traffic Sign Assist
  • Speed Limit Warning
  • Digital Extra: Speed Limit Function
  • Crosswind Assist
  • Digital Extra: Car-to-X Communication
  • Brake Assist
  • Evasive Steering Function
  • Evasive Steering Function Plus
  • Blind Spot Assist Plus
  • Exit Warning Assist
  • Lane Keeping Function
  • Digital Extra: Lane Change Assist
  • Digital Extra: Proactive Lane Change Assist
  • Digital Extra: Reverse Maneuvering Function
  • Emergency Stop Function
  • Digital Extra: Rim Protection Warning
  • Mercedes-Benz Emergency Call service (10 years)
  • Reversing camera
  • Digital Extra: 360° camera
  • Digital Extra: MB.DRIVE PARKING ASSIST 360
  • Adaptive braking technology
  • Antilock Braking System (ABS)
  • Electronic Stability Program (ESP)
  • Torque Vectoring Brake
  • PRE-SAFE Sound
  • PRE-SAFE Impulse Side
  • 10 air bags
  • Front center air bag
  • Aluminum hybrid body structure
  • Advanced Tire Pressure Monitoring System
  • DIGITAL LIGHT LED headlamps
  • Adaptive Highbeam Assist Plus
  • LED Daytime Running Lamps
  • Rain-sensing windshield wipers
  • Digital Extra: MBUX Dashcam
  • Antitheft alarm system
  • Digital Extra: GUARD 360° Vehicle Protection Plus
  • Heated power front seats with memory
  • ENERGIZING kinetics for front seats
  • Active multicontour front seats with massage
  • Ventilated front seats
  • Rapid-heating front seats
  • Leather upholstery
  • Panorama roof
  • Dual-zone automatic climate control
  • Digital Vent Control
  • 64-color LED ambient lighting
  • Mercedes-Benz Digital Extras
  • Digital Extra: Connected services
  • Remote Start via Mercedes-Benz app
  • SmartKey with KEYLESS-START
  • Digital Extra: Digital Vehicle Key
  • KEYLESS-GO with seamless door handles
  • Soft-close doors
  • Electronic trunk closer
  • Illuminated entry system
  • Dual front sun visors
  • Power-folding side mirrors
  • Heat- and noise-insulating, IR-reflecting laminated glass
  • Power rear-window sunshade
  • Power rear-side window sunshades
  • Garage door opener
  • Brake HOLD feature
  • 4th Generation Mercedes-Benz User Experience (MBUX)
  • Digital Extra: MBUX Virtual Assistant
  • MBUX Superscreen
  • 14.4-inch touchscreen multimedia display
  • 12.3-inch digital instrument cluster
  • Multifunction steering wheel
  • Zero-layer menu concept
  • Over-the-air software updates
  • Biometric authentication
  • Selfie and video camera
  • Digital Extra: MBUX Navigation (7 years)
  • Digital Extra: MBUX Live Traffic Information (7 years)
  • Digital Extra: MBUX map updates ( 7 years )
  • Digital Extra: MBUX Augmented Video for Navigation
  • Digital Extra: Route-based speed adjustment
  • Digital Extra: MBUX Entertainment Package (1 year)
  • Burmester 3D Surround Sound system
  • Dolby Atmos
  • Digital Extra: Wireless Apple CarPlay
  • Digital Extra: Wireless Android Auto
  • Bluetooth audio streaming
  • Multiple USB-C ports
  • HD Radio receiver
  • SiriusXM with 360L trial subscription
  • Dual front-cabin wireless charging
  • Hands-free Bluetooth interface

Recalls

We couldn't match the S-Class in NHTSA's recall records yet, so we can't say whether it has any. Check by VIN at NHTSA ↗

Quick answers
How much is a 2027 S-Class in California?
$124,450 to drive away for the S 500 4MATIC, from a $112,550 sticker.
What does it cost a month?
A $2,037 loan payment, about $2,893 a month with insurance, fuel and upkeep ($5,000 down); about $2,596 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Similar cars

US prices in US dollars from Mercedes-Benz's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.