2026 Mazda MX-5 Miata RF: real cost in California
See the MX-5 Miata RF on Mazda's US site ↗US prices read 2026-11-09
Cheapest trim, Grand Touring · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$38,750the advertised price
Drive away$43,759with fees and tax
Loan payment$661/mo72-month loan at 7%, $5,000 down
True cost$1,225/moeverything, after resale
$43,759 to drive away + $65,912 to run it for 6 years − $21,455 back at resale = $88,216, or $1,225 a month.
Where the money goes
Drive away$43,759
Running it, 6 yrs+$65,912
Back at resale−$21,455
Sticker pricethe advertised MSRP
+$38,750Feesfreight $1,315 · doc fee $85 (typical)
+$1,400Sales and use tax, 8.99%California
+$3,609Fuel13,500 mi a year at 29 MPG
+$18,421Insuranceestimate, age 35–59, California
+$17,273Lost return on your money5% a year on the down payment and each payment
+$9,285Maintenanceestimate
+$8,991Loan interest7% over 72 months
+$8,819Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,123Resale after 6 years55% of MSRP, you get this back
−$21,455True cost $88,216 ÷ 72 months$1,225 a month
The car
Size and space
Seats2
Cargo4.5 cu ftbehind row 2
Ground clearance5.9 in
Engine and fuel
Engine181 hp premium gas
0–60 mph6.1 sour estimate from power and weight
Fuel economy29 MPGEPA combined
TowingNot published
Tires17"205/45R17
Safety and cover
Crash testNot rated yet
Warranty3 yrs / unlimited milespowertrain 5 yrs / unlimited miles
Resale at 6 years55% of MSRPthis model's own record
Every trim
All trims: 181 hp, 29 MPG, 2 seats.| Grand Touring | $38,750 | $43,759 | $88,216 | ✓ $1,225/mo | ✓ Yes |
| Grand Touring | $39,720 | $44,817 | $89,213 | $1,239/mo | ✓ Yes |
| Club | $42,200 | $47,520 | $91,762 | $1,274/mo | — No |
Grand Touring
✓ $1,225/mo
True cost
Grand Touring
$1,239/mo
True cost
Club
$1,274/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
Grand Touring$38,750
Club$42,200
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓
Comfort
Heated seats
✓ Every trim
Convenience
Push-button start
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓
Premium sound system
✓ Every trim
Capability and looks
LED headlights
✓ Every trim
Not listed on any trimLane centeringHands-free driving360° cameraParking sensorsCooled seatsHeated steering wheelHeated rear seatsDual-zone climateMassaging seatsRemote startPower liftgateWireless phone chargingPower driver's seatMemory seatHead-up displayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedSunroofPanoramic roof
Full standard equipment on the Grand Touring (97 items)
- Bose 9-speaker audio system with AudioPilot, driver's and passenger's headrest speakers and subwoofer
- Wireless Android Auto / Apple Carplay Integration
- Blind Spot Monitoring With Rear Cross Traffic Alert
- Lane Departure Warning System
- LED headlights
- LED taillights
- LED daytime running lights
- Auto on
- off headlights
- High Beam Control
- Adaptive Front-lighting System
- Rain-sensing variable-intermittent windshield wipers
- Body-colored heated power side mirrors
- Auto-dimming driver's side mirror
- Body-colored front, rear bumpers and door handles
- Aluminum hood
- Aluminum trunk lid
- Solar-control
- tinted windshield
- Body-colored power retractable fastback roof
- Glass rear window
- Rear-mounted mast and trunk-mounted "shark fin" antennas
- Trunk light
- Automatic climate control
- Power windows with driver's and passenger's one-touch-down feature
- Glass rear window with defogger
- Side window demisters
- Power door locks with speed sensor
- Mazda Radar Cruise Control (AT models)
- Mazda Advanced Keyless Entry System
- Push Button Start
- Remote trunk lid release
- Tilt & telescoping steering column
- Driver's and passenger's vanity mirrors
- Courtesy overhead light with dimming
- 12-volt power outlet
- Transparent wind blocker
- Frameless auto-dimming rearview mirror with HomeLink
- 2 removable cup holders
- Locking rear center console
- Driver's and passenger's back panel covered storage
- 2-passenger seating capacity
- Bucket seats with reclining and forward
- back slide feature
- Driver's side seat tilt adjustment
- Integrated headrests
- Heated seats with 3 heat settings
- Leather-trimmed seats
- Piano Black seat back bar trim
- Body-colored upper door trim
- Leather-wrapped 3-spoke steering wheel
- Leather-wrapped shift knob
- Leather-wrapped parking brake handle
- Padded armrests
- Carpet floor mats
- Driver's foot rest
- Black doorsill trim plates with stainless steel inserts
- Bluetooth hands-free phone and audio streaming capability
- Speed-sensing automatic volume control
- Dual USB-C audio inputs
- Steering-wheel-mounted audio, phone and cruise controls
- Apple CarPlay integration, wireless connection
- Android Auto integration, wireless connection
- Alexa Built-in
- SiriusXM Satellite radio with 3-month subscription
- Mazda Navigation System
- Infotainment System
- 8.8" full-color center display
- Multifunction Commander control
- Infotainment system voice command
- Radio Broadcast Data System program information
- HD Radio
- SMS text message audio delivery and reply
- Mobile 911 automatic emergency notification
- Mazda Connected Services
- (1-year trial, monthly fees thereafter)
- Full instrumentation, including tachometer, coolant temperature gauge and fuel gauge
- Black gauges with white lettering
- 4.6-inch full-color LCD display for trip computer and roof status information
- Trip computer with compass, distance to empty, average and current fuel economy
- Dual front air bags
- Side-impact air bags
- Side-impact door beams
- 3-point seat belts with pretensioners and force limiters
- Blind Spot Monitoring
- Rear Cross Traffic Alert
- Mazda Radar Cruise Control
- (AT models)
- Distance and Speed Alert (AT models)
- Rear View Monitor
- Engine immobilizer
- Tire Pressure Monitoring System (TPMS)
- Traffic Sign Recognition System
- Driver attention Alert
- Vehicle Exit Warning
- Smart Brake Support - Forward
- Secondary Collision Reduction
Recalls
1 NHTSA recall for 2024 to 2026 MX-5 Miata RF models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Quick answers
- How much is a 2026 MX-5 Miata RF in California?
- $43,759 to drive away for the Grand Touring, from a $38,750 sticker.
- What does it cost a month?
- A $661 loan payment, about $1,325 a month with insurance, fuel and upkeep ($5,000 down); about $1,225 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colors
Jet Black MicaDeep Crystal Blue MicaSoul Red Crystal Metallic+$595Snowflake White Pearl Mica+$595Aero Gray+$595Machine Gray Metallic+$595
Similar cars
US prices in US dollars from Mazda's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.