2026 Mazda CX-90 PHEV: real cost in California

Cheapest trim, PHEV Preferred · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$50,695the advertised price
Drive away$57,138with fees and tax
Loan payment$889/mo72-month loan at 7%, $5,000 down
True cost$1,531/moeverything, after resale
Car, fees and tax $57,138Insurance $18,522Fuel and charging $16,896Interest and lost return $23,765Maintenance and plates $13,014

$57,138 to drive away + $72,197 to run it for 6 years − $19,103 back at resale = $110,232, or $1,531 a month.

Where the money goes

Drive away$57,138
Running it, 6 yrs+$72,197
Back at resale−$19,103
Sticker pricethe advertised MSRP
+$50,695
Feesfreight $1,645 · doc fee $85 (typical)
+$1,730
Sales and use tax, 8.99%California
+$4,713
Insuranceestimate, age 35–59, California
+$18,522
Fuel and charging13,500 mi a year at 26 MPG
+$16,896
Lost return on your money5% a year on the down payment and each payment
+$11,902
Loan interest7% over 72 months
+$11,863
Maintenanceestimate
+$9,769
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,245
Resale after 6 years38% of MSRP, you get this back
−$19,103
True cost $110,232 ÷ 72 months$1,531 a month

The car

Size and space
Seats7
Cargo40.1 cu ftbehind row 2
Ground clearance8.0–8.1 inhigh; good for snow and trails
Engine and fuel
Engine323 hp plug-in hybrid, AWD
0–60 mph6.7 sour estimate from power and weight
Fuel economy26 MPG · 56 MPGeEPA combined
TowingUp to 3,500 lb
Tires21"275/45R21
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Warranty3 yrs / unlimited milespowertrain 5 yrs / unlimited miles
Resale at 6 years38% of MSRPaverage for its type

Every trim

All trims: AWD, 323 hp, 26 MPG, 7 seats.
PHEV Preferred$50,695$57,138$110,232✓ $1,531/mo— No
PHEV Premium Sport$55,500$62,375$115,997$1,611/mo✓ Yes
PHEV Premium Plus$58,700$65,863$119,837$1,664/mo✓ Yes
PHEV Preferred
✓ $1,531/mo
True cost
Sticker $50,695Drive-away $57,1386 yrs $110,232Lane centering — No
PHEV Premium Sport
$1,611/mo
True cost
Sticker $55,500Drive-away $62,3756 yrs $115,997Lane centering ✓ Yes
PHEV Premium Plus
$1,664/mo
True cost
Sticker $58,700Drive-away $65,8636 yrs $119,837Lane centering ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
PHEV Preferred$50,695
PHEV Premium Sport$55,500
PHEV Premium Plus$58,700
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ Every trim
Heated steering wheel
✓ Every trim
Heated rear seats
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ from PHEV Premium Sport
Premium sound system
✓ from PHEV Premium Sport
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ Every trim
Panoramic roof
✓ from PHEV Premium Sport
LED headlights
✓ Every trim
Not listed on any trimHands-free driving360° cameraMassaging seatsRemote startHead-up displayTow hitch included
Full standard equipment on the PHEV Preferred (109 items)
  • Sport
  • Off-road
  • EV Modes
  • Android Auto / Apple Carplay Integration (Wireless)
  • Mazda Radar Cruise Control With Stop And Go
  • Blind Spot Monitoring And Rear Cross Traffic Alert
  • 7 Passengers
  • High Beam Control
  • LED headlights with auto on
  • off
  • LED daytime running lights
  • LED combination taillight
  • Automatic rain-sensing variable-intermittent windshield wipers
  • Intermittent rear wiper
  • washer
  • Body-colored power side mirrors with integrated LED turn signals
  • Heated side mirrors
  • Bar-type Front Grille with Black finish
  • Black wheel arch molding
  • Black front, side and rear lower body trim
  • Black side molding
  • Power sliding-glass moonroof with tilt feature
  • Rear privacy glass
  • Rear Power Liftgate with programmable height adjustment
  • Body-colored rear roof spoiler
  • Aluminum roof rails in Satin Chrome finish
  • AWD Badge
  • PHEV fender badge
  • Three-zone automatic climate control with pollen filter
  • Power windows with one-touch down
  • up feature
  • Power door locks with speed-sensing auto locking
  • Front door courtesy lights
  • Mazda Radar Cruise Control with Stop & Go
  • Mazda Advanced Keyless Entry System
  • Push Button Start
  • Paddle shifters
  • Tilt & telescopic steering column
  • 12-volt power outlet
  • Remote fuel-door and hood release
  • Rear window defogger with timer
  • Rearview mirror with manual day
  • night dimming
  • Dual illuminated visor vanity mirrors with extension
  • Illuminated entry system
  • Glove compartment
  • Front center console armrest with storage and USB Input (Type C), 2 front, 2 2nd-row
  • Front and rear door bottle holders with storage pockets
  • bins
  • Driver's and front passenger's seatback pockets
  • Cargo area with storage boxes and under floor storage
  • 7-passenger seating capacity
  • 8-way power-adjustable driver's seat with power lumbar support and 2-position memory
  • 8-way power-adjustable front passenger seat
  • 40 split fold-down and reclining 2nd-row bench seats with Easy tilt and slide 3rd-row access
  • 50 split fold-down 3rd-row seats (2 seats)
  • Leather-wrapped steering wheel
  • Leather-wrapped shift knob
  • Carpet floor mats
  • Leather-trimmed seats (1st and 2nd-row outboard seating positions)
  • Heated front seats (3 levels)
  • Heated 2nd-row seats (3 levels)
  • Ventilated front seats (3 levels)
  • Heated steering wheel
  • Black door panel inserts with piping
  • 2nd-row retractable window shades
  • FMaudio system with automatic level control and 8 speakers
  • Bluetooth hands-free phone and audio streaming capability
  • USB Input (Type C), 2 front, 2 2nd-row and 2 3rd-row
  • Steering wheel-mounted audio, phone and cruise controls
  • HD Radio
  • Apple CarPlay integration
  • Android Auto integration
  • Alexa Built-in
  • Wireless phone charger
  • Infotainment System
  • 12.3" full-color center display
  • Multifunction Commander control
  • Infotainment system voice command
  • Radio Broadcast Data System program information
  • SMS text message audio delivery and reply
  • Mobile 911 automatic emergency notification
  • Mazda Connected Services (1-year trial; monthly fees thereafter)
  • 12.3 fully digital LCD Meter Display
  • Speedometer, tachometer and fuel gauge
  • Trip computer
  • External temperature & clock display
  • Dual front air bags with seat belt-use, passenger-weight sensors
  • Front side-impact air bags and side-impact air curtains with rollover protection
  • Driver's and front passenger's knee air bag
  • 3-point seat belts for all seating positions
  • Front and rear seat belt pretensioners with force limiters
  • Dynamic Stability Control with Traction Control System and Trailer Stability Assist
  • Rear View Monitor (static guide lines)
  • Roll Stability Control
  • Hill Launch Assist
  • Blind Spot Monitoring
  • Rear Cross Traffic Alert
  • Lane-keep Assist
  • Lane Departure Warning System
  • Engine-immobilizer anti-theft system
  • Tire Pressure Monitoring System (TPMS)
  • LATCH 2nd-row and 3rd-row seat child safety seat anchors & upper tether anchors
  • Child safety rear door locks
  • Rear seat alert
  • Vehicle Exit Warning
  • Front and rear parking sensors
  • Driver Attention Alert
  • Smart Brake Support - Forward

Recalls

11 NHTSA recalls for 2024 to 2026 CX-90 PHEV models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

All 11 at NHTSA

Quick answers
How much is a 2026 CX-90 PHEV in California?
$57,138 to drive away for the PHEV Preferred, from a $50,695 sticker.
What does it cost a month?
A $889 loan payment, about $1,562 a month with insurance, fuel and upkeep ($5,000 down); about $1,531 a month all in, after resale.
How much can it tow?
3,500 lb for every trim.

Colors

Rhodium White Premium+$595Deep Crystal Blue MicaJet Black MicaMachine Gray Metallic+$595Soul Red Crystal Metallic+$595Platinum Quartz MetallicPolymetal Gray Metallic+$595Artisan Red Premium+$595

Similar SUVs

US prices in US dollars from Mazda's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.