2027 Lincoln Aviator: real cost in California

Cheapest trim, Premiere · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$57,495the advertised price
Drive away$64,604with fees and tax
Loan payment$1,016/mo72-month loan at 7%, $5,000 down
True cost$1,684/moeverything, after resale
Car, fees and tax $64,604Insurance $18,816Fuel $23,271Interest and lost return $26,925Maintenance and plates $13,882

$64,604 to drive away + $82,894 to run it for 6 years − $26,283 back at resale = $121,215, or $1,684 a month.

Where the money goes

Drive away$64,604
Running it, 6 yrs+$82,894
Back at resale−$26,283
Sticker pricethe advertised MSRP
+$57,495
Feesfreight $1,695 · doc fee $85 (typical)
+$1,780
Sales and use tax, 8.99%California
+$5,329
Fuel13,500 mi a year at 20 MPG
+$23,271
Insuranceestimate, age 35–59, California
+$18,816
Loan interest7% over 72 months
+$13,562
Lost return on your money5% a year on the down payment and each payment
+$13,363
Maintenanceestimate
+$10,335
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,548
Resale after 6 years46% of MSRP, you get this back
−$26,283
True cost $121,215 ÷ 72 months$1,684 a month

The car

Size and space
Body5 Door
Seats6, 7
CargoNot published
Engine and fuel
Engine400 hp gas, Rear-Wheel Drive, All-Wheel Drive
0–60 mph4.7–4.9 sour estimate from power and weight
Fuel economy20 MPGEPA combined
TowingNot published
Tires20", 21" or 22"by trim
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Warranty4 yrspowertrain 6 yrs
Resale at 6 years46% of MSRPaverage for its type

Every trim

All trims: 400 hp, 20 MPG.
Premiere$57,495$64,604$121,215✓ $1,684/mo6— No
Reserve$67,295$75,285$137,326$1,907/mo7— No
Black Label$85,910$95,573$155,923$2,166/mo6✓ Yes
Premiere
✓ $1,684/mo
True cost
Sticker $57,495Drive-away $64,6046 yrs $121,215Seats 6AWD/4WD — No
Reserve
$1,907/mo
True cost
Sticker $67,295Drive-away $75,2856 yrs $137,326Seats 7AWD/4WD — No
Black Label
$2,166/mo
True cost
Sticker $85,910Drive-away $95,5736 yrs $155,923Seats 6AWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
Premiere$57,495
Reserve$67,295
Black Label$85,910
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ Every trim
Heated steering wheel
✓ Every trim
Heated rear seats
✓
+ $4,695
✓ from Black Label
Dual-zone climate
✓ from Reserve
Massaging seats
+ $4,695
✓ from Black Label
Convenience
Power liftgate
+ $2,530
Wireless phone charging
✓ Every trim
Power driver's seat
✓
Memory seat
✓
Tech and audio
Premium sound system
✓ Every trim
Head-up display
✓ Every trim
Capability and looks
AWD or 4WD
✓ from Black Label
Tow hitch included
✓ Every trim
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
LED headlights
✓ from Black Label
Not listed on any trimHands-free drivingParking sensorsPush-button startRemote startApple CarPlay and Android AutoWireless CarPlayBuilt-in navigationLarge touchscreen (12 in+)
Full standard equipment on the Premiere (46 items)
  • 3.0L twin-turbocharged V6 engine with Auto Start-Stop Technology
  • 10-Speed Automatic Transmission with SelectShift Capability
  • Adaptive Suspension
  • BlueCruise Hands Free Highway Driving (4-year subscription)
  • Lincoln Connectivity Package (4-years included)
  • Lincoln Security Package (4-years included)
  • Second-Row Dual Captains Chairs with mini console
  • Lincoln Digital Experience
  • Open on Approach
  • Trailer Tow Package
  • Class III - Trailer Tow Package
  • 4-Pin and 7-Pin Connectors
  • Blind Spot Information System with Trailer Coverage
  • Class III Hitch and Wiring
  • Smart Trailer Tow
  • Trailer Sway Control
  • Twin-Turbocharged 3.0L V6 Engine with Auto Start-Stop Technology
  • Rear-Wheel Drive
  • Axle – Non-Limited Slip – 3.58 Final Drive Ratio
  • 20” Magnetic Bright-Machined Aluminum Wheels
  • 20” All-Season Tires
  • 360-Degree Camera
  • Onyx – Lincoln Soft Touch with Micro Perforated Lux
  • 10-Way Comfort Seats – Driver
  • 8-Way Comfort Seats – Front Passenger
  • Power Driver and Front Passenger with Power Lumbar
  • 40/Mini Console/40 Dual Captain’s Chairs
  • Power Tip-and-Slide Release
  • 50/50 PowerFold Split Bench Seat
  • Lincoln Premium Audio System
  • 10 Speakers, including Subwoofers
  • AM/FM Radio
  • HD Radio
  • Rear 5.8” Digital Audio and Climate Controls
  • Lane-Keeping System
  • SiriusXM with 360L (3-month Trial)
  • BlueCruise Hands-Free Highway Driving (4-years Included)
  • Lincoln App
  • Lincoln Driver Assist
  • Manual Tilt/Telescoping Steering Column
  • Appliqué Linear Brushed Aluminum
  • Heated Steering Wheel
  • Blind Spot Information System with Cross Traffic Alert
  • Phone As A Key
  • Reverse Brake Assist
  • Adaptive Cruise Control

Recalls

16 NHTSA recalls for 2025 to 2027 Aviator models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

All 16 at NHTSA

Quick answers
How much is a 2027 Aviator in California?
$64,604 to drive away for the Premiere, from a $57,495 sticker.
What does it cost a month?
A $1,016 loan payment, about $1,794 a month with insurance, fuel and upkeep ($5,000 down); about $1,684 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colors

Pristine White Metallic Tri-Coat+$950Avalanche Gray Clearcoat+$750Asher Gray Metallic Clearcoat+$750Whisper Blue Metallic Clearcoat+$750Ruby Red Metallic Tinted Clearcoat+$750Infinite Black Metallic ClearcoatCenote Green Bright Colorant Clearcoat+$2,000

Similar SUVs

US prices in US dollars from Lincoln's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.