2027 Lexus TZ: real cost in California

Cheapest trim, 450e Premium · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$64,050the advertised price
Drive away$71,590with fees and tax
Loan payment$1,135/mo72-month loan at 7%, $5,000 down
True cost$1,679/moeverything, after resale
Car, fees and tax $71,590Insurance $25,725Charging $8,392Interest and lost return $29,881Maintenance and plates $7,564

$71,590 to drive away + $71,562 to run it for 6 years − $22,287 back at resale = $120,865, or $1,679 a month.

Where the money goes

Drive away$71,590
Running it, 6 yrs+$71,562
Back at resale−$22,287
Sticker pricethe advertised MSRP
+$64,050
Feesfreight $1,550 · doc fee $85 (typical)
+$1,635
Sales and use tax, 8.99%California
+$5,905
Insuranceestimate, age 35–59, California
+$25,725
Loan interest7% over 72 months
+$15,151
Lost return on your money5% a year on the down payment and each payment
+$14,730
Charging13,500 mi a year at 106 MPGe, home charging at $0.33/kWh
+$8,392
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,533
Maintenanceestimate
+$3,305
California EV fee$121 a year
+$726
Resale after 6 years35% of MSRP, you get this back
−$22,287
True cost $120,865 ÷ 72 months$1,679 a month

The car

Size and space
BodySUV
Seats5
CargoNot published
Engine and fuel
Energy use106 MPGeEPA combined
Range253 miabout 177 mi in winter
TowingNot published
Safety and cover
Crash testNot rated yet
Highway assistHands-free in traffic jamsunder about 25 mph · some trims or an option
Warranty4 yrspowertrain 6 yrs · battery 8 yrs
Resale at 6 years35% of MSRPaverage for its type

Every trim

All trims: AWD, 106 MPGe, 5 seats.
450e Premium$64,050$71,590$120,865✓ $1,679/mo
450e Premium Touring$72,050$80,309$132,453$1,840/mo
450e Luxury$80,550$89,573$144,728$2,010/mo
450e Premium
✓ $1,679/mo
True cost
Sticker $64,050Drive-away $71,5906 yrs $120,865
450e Premium Touring
$1,840/mo
True cost
Sticker $72,050Drive-away $80,3096 yrs $132,453
450e Luxury
$2,010/mo
True cost
Sticker $80,550Drive-away $89,5736 yrs $144,728

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
450e Premium$64,050
450e Premium Touring$72,050
450e Luxury$80,550
Safety and driver assist
Automatic braking
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ Every trim
Convenience
Push-button start
✓ Every trim
Wireless phone charging
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ from 450e Luxury
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
+ $950 on every trim
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
Not listed on any trimBlind-spot monitorRear cross-traffic alertHands-free drivingHeated steering wheelHeated rear seatsDual-zone climateMassaging seatsRemote startPower liftgatePower driver's seatMemory seatHead-up displayLED headlights
Full standard equipment on the 450e Premium (34 items)
  • 14-inch Lexus Interface w/ 24MM
  • 12.3-inch Meter Display
  • Dual Wireless Phone Chargers
  • Retractable Pano rama Glass Roof with Power Sunshade
  • Thematic Ambient Illumination
  • 12 Speaker Audio System
  • Heated and Ventilated Front Seats
  • 2 Row Captain’s Charis with Power Recline nd
  • Removable 2 Row Console rd
  • Power Fold and Reclining 3 Row
  • Cargo AC Outlet
  • Illuminated Front Emblem
  • Twin L-Shaped Signature Headlamps
  • LED blade taillamp with illuminated wordmark
  • Flush door handles
  • Acoustic Glass: windshield
  • 20-inch Aero Wheels
  • Drive Mode Select
  • Lexus Safety System+ 4.0
  • Panoramic View Monitor
  • Bi-Directional Charging
  • 11kW Onboard Charger
  • SmartAccess card key
  • Advanced Park with Remote Park
  • Digital Key
  • Safety Connect with up to 5-year trial
  • Service Connect with up to 5-year trial
  • Remote Connect 5-year trial
  • Wi-Fi Connect with 30-day trial
  • Bluetooth and USB smartphone connectivity
  • Drive Connect with Cloud Navigation, Intelligent Assistant, Traffic Jam Assist and Destination Assist 3-month-trial
  • Wireless Apple CarPlay integration
  • Wireless Android Auto compatibility
  • Lexus Interface with 14-inch touchscreen display

Recalls

We couldn't match the TZ in NHTSA's recall records yet, so we can't say whether it has any. Check by VIN at NHTSA ↗

Quick answers
How much is a 2027 TZ in California?
$71,590 to drive away for the 450e Premium, from a $64,050 sticker.
What does it cost a month?
A $1,135 loan payment, about $1,714 a month with insurance, fuel and upkeep ($5,000 down); about $1,679 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colors

Ultra WhiteCloudburst GrayWavelengthCaviarCopper CrestShaded Ivy

Similar SUVs

US prices in US dollars from Lexus's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.