2026 Lexus NX: real cost in California

Cheapest trim, 350h · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$46,570the advertised price
Drive away$52,370with fees and tax
Loan payment$808/mo72-month loan at 7%, $5,000 down
True cost$1,339/moeverything, after resale
Car, fees and tax $52,370Insurance $18,890Fuel $11,635Interest and lost return $21,747Maintenance and plates $15,520

$52,370 to drive away + $67,792 to run it for 6 years − $23,772 back at resale = $96,389, or $1,339 a month.

Where the money goes

Drive away$52,370
Running it, 6 yrs+$67,792
Back at resale−$23,772
Sticker pricethe advertised MSRP
+$46,570
Feesfreight $1,395 · doc fee $85 (typical)
+$1,480
Sales and use tax, 8.99%California
+$4,320
Insuranceestimate, age 35–59, California
+$18,890
Maintenanceestimate
+$12,211
Fuel13,500 mi a year at 40 MPG
+$11,635
Lost return on your money5% a year on the down payment and each payment
+$10,969
Loan interest7% over 72 months
+$10,778
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,309
Resale after 6 years51% of MSRP, you get this back
−$23,772
True cost $96,389 ÷ 72 months$1,339 a month

The car

Size and space
BodySUV183.5 in long
Seats5
Cargo22.7 cu ftbehind row 2
Ground clearance7.7–8.1 in
Engine and fuel
Engine275 hp hybrid or premium gas or plug-in hybrid, FWD, AWD
0–60 mph5.5–5.8 sour estimate from power and weight
Fuel economy24–40 MPGEPA combined
TowingUp to 2,000 lb
Tires20"235/50R20
Safety and cover
Crash testNot rated yet
Highway assistSteers and brakeshands on the wheel · every trim
Warranty4 yrspowertrain 6 yrs · battery 10 yrs
Resale at 6 years51% of MSRPaverage for its type

Every trim

All trims: 275 hp, 5 seats.
350h FWD$46,570$52,370$96,389✓ $1,339/mo40 MPG— No
350$47,420$53,296$109,233$1,517/mo24 MPG✓ Yes
350h AWD$48,120$54,059$98,418$1,367/mo39 MPG✓ Yes
350h Premium FWD$48,495$54,468$98,522$1,368/mo40 MPG— No
350 Premium$49,345$55,394$111,343$1,546/mo24 MPG✓ Yes
350h Premium AWD$50,045$56,157$100,625$1,398/mo39 MPG✓ Yes
350h Luxury FWD$52,635$58,980$103,099$1,432/mo40 MPG— No
350 F SPORT Handling$53,395$59,808$115,929$1,610/mo24 MPG✓ Yes
350 Luxury$53,485$59,906$116,027$1,611/mo24 MPG✓ Yes
350h Luxury AWD$54,185$60,669$105,054$1,459/mo39 MPG✓ Yes
350h F SPORT Handling FWD$55,045$61,607$105,677$1,468/mo40 MPG— No
350h F SPORT Handling AWD$56,595$63,296$107,632$1,495/mo39 MPG✓ Yes
450h+ Premium$59,505$66,468$115,935$1,610/mo24 MPG✓ Yes
450h+ Luxury$63,435$70,751$120,384$1,672/mo24 MPG✓ Yes
450h+ F SPORT Handling$64,525$71,939$121,618$1,689/mo24 MPG✓ Yes
350hFWD
✓ $1,339/mo
True cost
Sticker $46,570Drive-away $52,3706 yrs $96,389Fuel use 40 MPGAWD/4WD — No
350
$1,517/mo
True cost
Sticker $47,420Drive-away $53,2966 yrs $109,233Fuel use 24 MPGAWD/4WD ✓ Yes
350hAWD
$1,367/mo
True cost
Sticker $48,120Drive-away $54,0596 yrs $98,418Fuel use 39 MPGAWD/4WD ✓ Yes
350h PremiumFWD
$1,368/mo
True cost
Sticker $48,495Drive-away $54,4686 yrs $98,522Fuel use 40 MPGAWD/4WD — No
350 Premium
$1,546/mo
True cost
Sticker $49,345Drive-away $55,3946 yrs $111,343Fuel use 24 MPGAWD/4WD ✓ Yes
350h PremiumAWD
$1,398/mo
True cost
Sticker $50,045Drive-away $56,1576 yrs $100,625Fuel use 39 MPGAWD/4WD ✓ Yes
350h LuxuryFWD
$1,432/mo
True cost
Sticker $52,635Drive-away $58,9806 yrs $103,099Fuel use 40 MPGAWD/4WD — No
350 F SPORT Handling
$1,610/mo
True cost
Sticker $53,395Drive-away $59,8086 yrs $115,929Fuel use 24 MPGAWD/4WD ✓ Yes
350 Luxury
$1,611/mo
True cost
Sticker $53,485Drive-away $59,9066 yrs $116,027Fuel use 24 MPGAWD/4WD ✓ Yes
350h LuxuryAWD
$1,459/mo
True cost
Sticker $54,185Drive-away $60,6696 yrs $105,054Fuel use 39 MPGAWD/4WD ✓ Yes
350h F SPORT HandlingFWD
$1,468/mo
True cost
Sticker $55,045Drive-away $61,6076 yrs $105,677Fuel use 40 MPGAWD/4WD — No
350h F SPORT HandlingAWD
$1,495/mo
True cost
Sticker $56,595Drive-away $63,2966 yrs $107,632Fuel use 39 MPGAWD/4WD ✓ Yes
450h+ Premium
$1,610/mo
True cost
Sticker $59,505Drive-away $66,4686 yrs $115,935Fuel use 24 MPGAWD/4WD ✓ Yes
450h+ Luxury
$1,672/mo
True cost
Sticker $63,435Drive-away $70,7516 yrs $120,384Fuel use 24 MPGAWD/4WD ✓ Yes
450h+ F SPORT Handling
$1,689/mo
True cost
Sticker $64,525Drive-away $71,9396 yrs $121,618Fuel use 24 MPGAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
350h FWD$46,570
350$47,420
350h AWD$48,120
350h Premium FWD$48,495
350 Premium$49,345
350h Premium AWD$50,045
350h Luxury FWD$52,635
350 F SPORT Handling$53,395
350 Luxury$53,485
350h Luxury AWD$54,185
350h F SPORT Handling FWD$55,045
350h F SPORT Handling AWD$56,595
450h+ Premium$59,505
450h+ Luxury$63,435
450h+ F SPORT Handling$64,525
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ 350 to 350h Premium AWD
+ $800
✓
+ $800
✓ 350h F SPORT Handling FWD to 450h+ Premium
+ $800
✓ from 450h+ F SPORT Handling
Parking sensors
✓ 350h FWD to 350h Premium AWD
+ $250
✓
+ $250
✓ 350h F SPORT Handling FWD to 450h+ Premium
+ $250
✓ from 450h+ F SPORT Handling
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ Every trim
Heated steering wheel
+ $150
✓
+ $150
✓ 350h F SPORT Handling FWD to 350h F SPORT Handling AWD
✓ from 450h+ F SPORT Handling
Heated rear seats
✓
+ $1,030
✓
+ $1,030
✓ 350h F SPORT Handling FWD to 450h+ Premium
✓ from 450h+ F SPORT Handling
Dual-zone climate
✓ 350h FWD to 350h Premium AWD
✓
✓ 350h F SPORT Handling FWD to 450h+ Premium
✓ from 450h+ F SPORT Handling
Convenience
Push-button start
✓ 350h FWD to 350h Premium AWD
+ $375
✓
+ $375
✓ 350h F SPORT Handling FWD to 450h+ Premium
+ $375
✓ from 450h+ F SPORT Handling
Remote start
✓ 350h FWD to 350h Premium AWD
✓
✓ 350h F SPORT Handling FWD to 450h+ Premium
✓ from 450h+ F SPORT Handling
Power liftgate
✓ Every trim
Wireless phone charging
✓ 350h FWD to 350h Premium AWD
+ $75
✓
+ $75
✓ 350h F SPORT Handling FWD to 450h+ Premium
+ $75
✓ from 450h+ F SPORT Handling
Power driver's seat
✓ 350h FWD to 350h Premium AWD
✓
✓ 350h F SPORT Handling FWD to 450h+ Premium
✓ from 450h+ F SPORT Handling
Memory seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
+ $1,205
✓
+ $1,105
✓ 350 Luxury to 350h Luxury AWD
✓
Premium sound system
✓
+ $1,020
✓
+ $1,020
✓ 350h F SPORT Handling FWD to 450h+ Premium
+ $1,020
✓ from 450h+ F SPORT Handling
Head-up display
✓
+ $900
✓ from 350h Premium AWD
Large touchscreen (12 in+)
✓ 350h FWD to 350h Premium AWD
✓
✓ 350h F SPORT Handling FWD to 450h+ Premium
✓ from 450h+ F SPORT Handling
Capability and looks
AWD or 4WD
✓ 350 to 350h AWD
✓ 350 Premium to 350h Premium AWD
✓ 350 F SPORT Handling to 350h Luxury AWD
✓ from 350h F SPORT Handling AWD
Tow hitch included
+ $450 on every trim
Sunroof
✓ Every trim
Panoramic roof
✓ 350 to 350h Premium AWD
+ $500
✓
+ $500
✓ 350h F SPORT Handling FWD to 450h+ Premium
+ $500
✓ from 450h+ F SPORT Handling
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingMassaging seats
Full standard equipment on the 350h 350h FWD (21 items)
  • Driver/front passenger heated seats
  • Seating for 5
  • NuLuxe-trimmed interior
  • Leather-trimmed steering wheel
  • 9.8-inch multi-information display
  • Six USB ports
  • 10-speaker Lexus premium sound
  • Tonneau Cover
  • LED foglamps
  • Power folding outside mirrors
  • Power back door
  • Roof rails
  • 18-inch alloy wheels w/ Dark Gray metallic and machined finish
  • Lexus Safety System+ 3.0
  • Blind Spot Monitor with Rear Cross-Traffic Alert
  • Safety Connect with up to 10-year trial
  • Service Connect with up to 10-year trial
  • Remote Connect 3-year trial
  • Wi-Fi Connect with up to 30-day/3GB trial
  • Wireless Apple CarPlay integration
  • Wireless Android Auto compatibility

Recalls

7 NHTSA recalls for 2024 to 2026 NX models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

All 7 at NHTSA

Quick answers
How much is a 2026 NX in California?
$52,370 to drive away for the 350h, from a $46,570 sticker.
What does it cost a month?
A $808 loan payment, about $1,447 a month with insurance, fuel and upkeep ($5,000 down); about $1,339 a month all in, after resale.
How much can it tow?
2,000 lb for every trim.

Colors

Ultra WhiteAtomic SilverCloudburst GrayCaviarInfraredCopper CrestNori Green PearlGrecian Water

Similar SUVs

US prices in US dollars from Lexus's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.