2027 Lexus GX: real cost in California

Cheapest trim, 550 Premium · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$69,085the advertised price
Drive away$77,078with fees and tax
Loan payment$1,229/mo72-month loan at 7%, $5,000 down
True cost$2,026/moeverything, after resale
Car, fees and tax $77,078Insurance $19,257Fuel $31,437Interest and lost return $32,204Maintenance and plates $16,041

$77,078 to drive away + $98,939 to run it for 6 years − $30,124 back at resale = $145,893, or $2,026 a month.

Where the money goes

Drive away$77,078
Running it, 6 yrs+$98,939
Back at resale−$30,124
Sticker pricethe advertised MSRP
+$69,085
Feesfreight $1,550 · doc fee $85 (typical)
+$1,635
Sales and use tax, 8.99%California
+$6,358
Fuel13,500 mi a year at 17 MPG
+$31,437
Insuranceestimate, age 35–59, California
+$19,257
Loan interest7% over 72 months
+$16,400
Lost return on your money5% a year on the down payment and each payment
+$15,804
Maintenanceestimate
+$12,211
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,830
Resale after 6 years44% of MSRP, you get this back
−$30,124
True cost $145,893 ÷ 72 months$2,026 a month

The car

Size and space
BodySUV197.0 in long
Seats5, 7
Cargo40.2 cu ftbehind row 2
Ground clearance8.7–9.8 inhigh; good for snow and trails
Engine and fuel
Engine349 hp premium gas, 4WD
0–60 mph6.2 sour estimate from power and weight
Fuel economy17 MPGEPA combined
TowingUp to 9,100 lb
Tires18", 20" or 22"by trim
Safety and cover
Crash testNot rated yet
Highway assistSteers and brakeshands on the wheel · every trim
Warranty4 yrspowertrain 6 yrs
Resale at 6 years44% of MSRPaverage for its type

Every trim

All trims: 4WD, 349 hp, 17 MPG.
550 Premium$69,085$77,078$145,893✓ $2,026/mo79,050
550 Premium+$73,400$81,781$151,190$2,100/mo79,100
550 Overtrail$76,730$85,410$151,876$2,109/mo57,850
550 Luxury$81,600$90,718$161,145$2,238/mo79,050
550 Overtrail+$85,010$94,434$161,171$2,238/mo57,800
550 Luxury+$85,600$95,077$165,788$2,303/mo77,800
550 Premium
✓ $2,026/mo
True cost
Sticker $69,085Drive-away $77,0786 yrs $145,893Seats 7Tows 9,050
550 Premium+
$2,100/mo
True cost
Sticker $73,400Drive-away $81,7816 yrs $151,190Seats 7Tows 9,100
550 Overtrail
$2,109/mo
True cost
Sticker $76,730Drive-away $85,4106 yrs $151,876Seats 5Tows 7,850
550 Luxury
$2,238/mo
True cost
Sticker $81,600Drive-away $90,7186 yrs $161,145Seats 7Tows 9,050
550 Overtrail+
$2,238/mo
True cost
Sticker $85,010Drive-away $94,4346 yrs $161,171Seats 5Tows 7,800
550 Luxury+
$2,303/mo
True cost
Sticker $85,600Drive-away $95,0776 yrs $165,788Seats 7Tows 7,800

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
550 Premium$69,085
550 Premium+$73,400
550 Overtrail$76,730
550 Luxury$81,600
550 Overtrail+$85,010
550 Luxury+$85,600
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from 550 Premium+
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ Every trim
Heated steering wheel
+ $350
✓ from 550 Premium+
Heated rear seats
✓
✓ from 550 Luxury
Massaging seats
✓ from 550 Luxury
Convenience
Push-button start
+ $375
+ $375
Power liftgate
✓ Every trim
Wireless phone charging
+ $75
✓
+ $75
✓ from 550 Luxury
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
+ $1,140
✓ from 550 Luxury+
Head-up display
+ $900 on every trim
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
✓ Every trim
Sunroof
✓ Every trim
Panoramic roof
✓ from 550 Luxury+
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingDual-zone climateRemote start
Full standard equipment on the 550 Premium (30 items)
  • Driver/front passenger heated/ventilated seats
  • Seating for 7
  • NuLuxe-trimmed interior
  • Leather-trimmed steering wheel
  • 12.3-inch multi-information display
  • 120V/400-watt AC power outlet
  • Six USB-Cports
  • 10-speaker Lexus premium sound
  • Power tilt-and telescoping steering column
  • Ambient illumination
  • Lexus Memory System for driver seat, outer mirrors and steering wheel
  • Triple-Beam LED headlamps
  • Power-folding outside mirrors
  • Running boards
  • Power rear door with pop-out window
  • Power tilt-and-slide moonroof with roof rails
  • Tow hitch
  • 20-inch six-twin-spoke alloy wheels with Dark Gray metallic finish
  • Torsen limited-slip center locking differential
  • Lexus Safety System+ 3.0
  • Intuitive Parking Assist with Auto Braking
  • Blind Spot Monitor with Rear Cross-Traffic Alert
  • Lexus Interface with 14-inch touchscreen display
  • Safety Connect with up to 10-year trial
  • Service Connect with up to 10-year trial
  • Remote Connect 3-year trial
  • Wi-Fi Connect with up to 30-day/3GB trial
  • Drive Connect with Cloud Navigation, Intelligent Assistant and Destination Assist 3-year trial
  • Wireless Apple CarPlay integration
  • Wireless Android Auto compatibility

Recalls

2 NHTSA recalls for 2025 to 2027 GX models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 GX in California?
$77,078 to drive away for the 550 Premium, from a $69,085 sticker.
What does it cost a month?
A $1,229 loan payment, about $2,156 a month with insurance, fuel and upkeep ($5,000 down); about $2,026 a month all in, after resale.
How much can it tow?
From 7,800 lb to 9,100 lb, depending on the trim.

Colors

Eminent White PearlNebula Gray PearlAtomic SilverIncognitoCaviarNori Green PearlNightfall MicaAtomic Silver and Black OnyxIncognito and Black OnyxEarth and Black OnyxNori Green Pearl and Black Onyx

Similar SUVs

US prices in US dollars from Lexus's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.