2027 Land Rover Defender 90: real cost in California

Cheapest trim, S · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$61,000the advertised price
Drive away$68,702with fees and tax
Loan payment$1,086/mo72-month loan at 7%, $5,000 down
True cost$1,848/moeverything, after resale
Car, fees and tax $68,702Insurance $19,625Fuel $28,121Interest and lost return $28,659Maintenance and plates $15,856

$68,702 to drive away + $92,260 to run it for 6 years − $27,885 back at resale = $133,076, or $1,848 a month.

Where the money goes

Drive away$68,702
Running it, 6 yrs+$92,260
Back at resale−$27,885
Sticker pricethe advertised MSRP
+$61,000
Feesfreight $1,950 · doc fee $85 (typical)
+$2,035
Sales and use tax, 8.99%California
+$5,667
Fuel13,500 mi a year at 19 MPG
+$28,121
Insuranceestimate, age 35–59, California
+$19,625
Loan interest7% over 72 months
+$14,494
Lost return on your money5% a year on the down payment and each payment
+$14,165
Maintenanceestimate
+$12,211
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,645
Resale after 6 years46% of MSRP, you get this back
−$27,885
True cost $133,076 ÷ 72 months$1,848 a month

The car

Size and space
BodySUV
Seats5from the Canadian version or the type
CargoNot published
Engine and fuel
Engine296–395 hp premium gas, 4WD
0–60 mph5.1–6.3 sour estimate from power and weight
Fuel economy19 MPGEPA combined
TowingNot published
Tires20" or 21"by trim
Safety and cover
Crash testNot rated yet
Resale at 6 years46% of MSRPaverage for its type

Every trim

All trims: 4WD, 19 MPG, 5 seats.
S$61,000$68,702$133,076✓ $1,848/mo— No
Vertex$88,500$98,674$165,250$2,295/mo✓ Yes
S
✓ $1,848/mo
True cost
Sticker $61,000Drive-away $68,7026 yrs $133,076Sunroof — No
Vertex
$2,295/mo
True cost
Sticker $88,500Drive-away $98,6746 yrs $165,250Sunroof ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
S$61,000
Vertex$88,500
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
360° camera
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
+ $1,800
✓ from Vertex
Heated rear seats
+ $500
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
+ $1,800
✓ from Vertex
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Premium sound system
✓ Every trim
Head-up display
+ $1,950
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
+ $700 on every trim
Sunroof
✓ from Vertex
Panoramic roof
✓ from Vertex
LED headlights
✓
Not listed on any trimLane centeringHands-free drivingHeated steering wheelMassaging seatsPower liftgateWireless CarPlayBuilt-in navigation
Full standard equipment on the S (73 items)
  • 19" Style 6010 wheels
  • Body-colored roof
  • LED headlights with signature DRL
  • Meridian Sound System
  • Resist seats
  • 12-way heated semi-powered front seats
  • Terrain Response
  • Automatic headlights and rain sensing wipers
  • Automatic Headlight Levelling
  • Front fog lights
  • Puddle lights
  • Follow me home lighting
  • Center high-mounted stop light
  • Darkened tail lights
  • Rear fog light(s)
  • Electrically adjustable steering column
  • Twin front cupholders
  • Sunvisors with illuminated vanity mirrors
  • Two-zone Climate Control
  • Footwell lights
  • Standard treadplates
  • Cabin lighting
  • Glovebox storage
  • Rear center headrest
  • Rear reading lights
  • Durable rubber cabin flooring
  • Carpet mats
  • Durable rubber cargo space flooring
  • Flat Cargo space Floor Tray
  • Hook(s) in cargo space
  • Cargo space cover
  • 13.1" Touchscreen
  • Android Auto (subject to availability)
  • Apple CarPlay (subject to availability)
  • Online Package with Data Plan
  • Pivi Pro (Connected)
  • Sirius XM satellite radio and HD radio
  • 12V power socket in cargo space
  • Auto-dimming interior rear view mirror
  • Remote
  • Wireless device charging
  • Domestic plug socket
  • Garage Door Opener (HomeLink)
  • Keyless Entry
  • Trailer Stability Assist (TSA)
  • Perimetric alarm
  • Tire Pressure Monitoring System (TPMS)
  • Customer Configurable Autolock
  • Power operated child locks
  • Seat belt reminder
  • Rear LATCH
  • Push Button Start
  • Front airbags, with passenger seat occupant detector
  • All Wheel Drive (AWD)
  • Twin-speed transfer box (high/low range)
  • 8-speed Automatic Transmission
  • Hill Launch Assist
  • Electric Power Assisted Steering (EPAS)
  • Dynamic Stability Control (DSC)
  • Low traction launch
  • Electronic Traction Control (ETC)
  • Roll Stability Control (RSC)
  • Cornering Brake Control (CBC)
  • Hill Descent Control (HDC)
  • Brake Hold
  • 3D Surround Camera
  • 360° Parking Aid
  • Adaptive Cruise Control
  • Traffic Sign Recognition and Adaptive Speed Limiter
  • Lane Keep Assist
  • Blind Spot Assist
  • Rear Traffic Monitor
  • Emergency Braking

Recalls

We couldn't match the Defender 90 in NHTSA's recall records yet, so we can't say whether it has any. Check by VIN at NHTSA ↗

Quick answers
How much is a 2027 Defender 90 in California?
$68,702 to drive away for the S, from a $61,000 sticker.
What does it cost a month?
A $1,086 loan payment, about $1,969 a month with insurance, fuel and upkeep ($5,000 down); about $1,848 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Similar SUVs

US prices in US dollars from Land Rover's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.