2027 Kia Sportage Plug-in Hybrid: real cost in California

Cheapest trim, X-Line · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$40,590the advertised price
Drive away$45,961with fees and tax
Loan payment$698/mo72-month loan at 7%, $5,000 down
True cost$1,223/moeverything, after resale
Car, fees and tax $45,961Insurance $20,213Fuel and charging $9,021Interest and lost return $19,035Maintenance and plates $10,901

$45,961 to drive away + $59,170 to run it for 6 years − $17,060 back at resale = $88,071, or $1,223 a month.

Where the money goes

Drive away$45,961
Running it, 6 yrs+$59,170
Back at resale−$17,060
Sticker pricethe advertised MSRP
+$40,590
Feesfreight $1,495 · doc fee $85 (typical)
+$1,580
Sales and use tax, 8.99%California
+$3,791
Insuranceestimate, age 35–59, California
+$20,213
Lost return on your money5% a year on the down payment and each payment
+$9,715
Loan interest7% over 72 months
+$9,320
Fuel and charging13,500 mi a year at 36 MPG
+$9,021
Maintenanceestimate
+$7,865
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,036
Resale after 6 years42% of MSRP, you get this back
−$17,060
True cost $88,071 ÷ 72 months$1,223 a month

The car

Size and space
Seats5
Cargo34.5 cu ftbehind row 2
Ground clearance8.3 inhigh; good for snow and trails
Engine and fuel
Engine268 hp plug-in hybrid, AWD
0–60 mph6.5 sour estimate from power and weight
Fuel economy36 MPGEPA combined
TowingUp to 2,000 lb
Tires19"235/55R19
Safety and cover
Crash testNot rated yet
European crash test5 of 5 stars ↗Euro NCAP 2022, European version
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrspowertrain 5 yrs · battery 8 yrs
Resale at 6 years42% of MSRPaverage for its type

Every trim

All trims: AWD, 268 hp, 36 MPG, 5 seats.
X-Line$40,590$45,961$88,071✓ $1,223/mo
X-Line Prestige$47,390$53,372$95,943$1,333/mo
X-Line
✓ $1,223/mo
True cost
Sticker $40,590Drive-away $45,9616 yrs $88,071
X-Line Prestige
$1,333/mo
True cost
Sticker $47,390Drive-away $53,3726 yrs $95,943

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
X-Line$40,590
X-Line Prestige$47,390
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from X-Line Prestige
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from X-Line Prestige
Heated steering wheel
✓ from X-Line Prestige
Heated rear seats
✓ from X-Line Prestige
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Power liftgate
✓
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ from X-Line Prestige
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ from X-Line Prestige
Premium sound system
✓ from X-Line Prestige
Head-up display
✓ from X-Line Prestige
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
+ $590 on every trim
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingMassaging seatsRemote start
Full standard equipment on the X-Line (51 items)
  • 1.6L Turbo Plug-in Hybrid w/ 268 hp & 271 lb.-ft. of combined torque
  • All-Wheel Drive w/ Terrain Mode (Snow, Sand & Mud)
  • 6-Speed Auto Transmission
  • Drive Mode Select w/ Eco, Sport & MyDrive
  • Regenerative Braking w/ Steering Wheel-Mounted Paddles
  • Ground Clearance 8.3-in.
  • Up to 2,000 lb. Towing Capacity
  • Auto Emergency Braking Technology w/ Junction Turning Detection
  • Blind-Spot Detection Technology
  • Smart Cruise Control w/ Stop & Go
  • Rear Cross-Traffic Collision-Avoidance Assist
  • Lane Keeping Assist
  • Lane Following Assist 2
  • Lane Departure Warning
  • Front & Rear Parking Sensors
  • Driver Attention Warning w/ Leading Vehicle Departure Alert
  • High Beam Assist (HBA)
  • Safe Exit Warning
  • Rear Occupant Alert
  • Rearview Monitor
  • 19-in. Alloy Wheels w/ Black Finish
  • LED Projector Headlights
  • LED Amber Daytime Running Lights
  • Auto Headlight Control
  • LED Rear Combination Taillights
  • High-Utility Roof Rails, Gloss Black
  • Front Grille, Gloss Black w/ Black Accent Trim
  • Window Surround, Gloss Black
  • Heated, Power-Adjustable Side View Mirrors w/ LED Turn Signal
  • Auto Rain-Sensing Windshield Wipers
  • Privacy Glass
  • SynTex Seat Trim w/ Heated Front Seats
  • 10-Way Power Driver's Seat w/ 2-Way Power Lumbar Adjustment
  • 60/40 Split-Folding Rear Seats
  • Leather-Wrapped Steering Wheel
  • Panoramic Sunroof w/ Power Sunshade
  • Dual-Zone Auto Climate Control w/ Rear Climate Vents
  • Power Windows w/ Driver & Front Passenger One-Touch Auto-Up/Down
  • LED Interior Lighting
  • Illuminated Sun Visor Vanity Mirrors
  • Smart Power Liftgate
  • Paddle Shifters w/ Regenerative Braking
  • 5 Passenger Seating Capacity
  • 12.3-in. Touchscreen Display
  • 12.3-in. Instrument Display w/ integrated 4.2-in. TFT cluster
  • Wireless Phone Charger
  • Wireless Apple CarPlay & Android Auto
  • Smart Key w/ Push Button Start
  • 4 USB-C Charging Ports
  • 6-Speaker Audio System
  • Over-the-Air System Updates

Recalls

2 NHTSA recalls for 2025 to 2027 Sportage Plug-in Hybrid models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 Sportage Plug-in Hybrid in California?
$45,961 to drive away for the X-Line, from a $40,590 sticker.
What does it cost a month?
A $698 loan payment, about $1,256 a month with insurance, fuel and upkeep ($5,000 down); about $1,223 a month all in, after resale.
How much can it tow?
2,000 lb for every trim.

Colors

Fusion BlackGravity GrayHeritage BlueVesta BlueWolf Gray+$495Snow White Pearl+$495Shadow Matte Gray+$595

Similar SUVs

US prices in US dollars from Kia's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.