2027 Kia Seltos: real cost in California

Cheapest trim, LX · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$24,990the advertised price
Drive away$28,959with fees and tax
Loan payment$408/mo72-month loan at 7%, $5,000 down
True cost$1,018/moeverything, after resale
Car, fees and tax $28,959Insurance $17,861Fuel $15,514Interest and lost return $11,840Maintenance and plates $10,533

$28,959 to drive away + $55,747 to run it for 6 years − $11,424 back at resale = $73,282, or $1,018 a month.

Where the money goes

Drive away$28,959
Running it, 6 yrs+$55,747
Back at resale−$11,424
Sticker pricethe advertised MSRP
+$24,990
Feesfreight $1,495 · doc fee $85 (typical)
+$1,580
Sales and use tax, 8.99%California
+$2,389
Insuranceestimate, age 35–59, California
+$17,861
Fuel13,500 mi a year at 30 MPG
+$15,514
Maintenanceestimate
+$7,890
Lost return on your money5% a year on the down payment and each payment
+$6,389
Loan interest7% over 72 months
+$5,451
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,643
Resale after 6 years46% of MSRP, you get this back
−$11,424
True cost $73,282 ÷ 72 months$1,018 a month

The car

Size and space
Seats5from the Canadian version or the type
Cargo27.8 cu ftbehind row 2
Ground clearance6.3 in
Engine and fuel
Engine147–190 hp gas, FWD, AWD
0–60 mph7.6–9.1 sour estimate from power and weight
Fuel economy26–30 MPGEPA combined
TowingNot published
Tires16", 18" or 19"by trim
Safety and cover
Crash testNot rated yet
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrspowertrain 5 yrs
Resale at 6 years46% of MSRPaverage for its type

Every trim

All trims: 5 seats.
LX FWD$24,990$28,959$73,282✓ $1,018/mo30 MPG✓ Yes— No— No
S FWD$26,390$30,485$75,484$1,048/mo30 MPG— No— No— No
LX AWD$26,690$30,811$75,189$1,044/mo30 MPG✓ Yes— No✓ Yes
S AWD$28,090$32,337$77,391$1,075/mo30 MPG— No— No✓ Yes
EX FWD$28,390$32,664$77,727$1,080/mo30 MPG✓ Yes✓ Yes— No
X-Line S$28,990$33,318$80,930$1,124/mo28 MPG✓ Yes✓ Yes✓ Yes
EX EX FWD Panoramic Sunroof Package$29,890$34,299$79,410$1,103/mo30 MPG✓ Yes✓ Yes— No
EX AWD$30,090$34,517$79,634$1,106/mo30 MPG✓ Yes✓ Yes✓ Yes
X-Line S X-Line S Premium Package$30,990$35,498$83,344$1,158/mo28 MPG✓ Yes✓ Yes✓ Yes
EX EX AWD Panoramic Sunroof Package$31,590$36,152$81,317$1,129/mo30 MPG✓ Yes✓ Yes✓ Yes
X-Line SX$32,790$37,460$86,649$1,203/mo26 MPG✓ Yes✓ Yes✓ Yes
X-Line SX X-Line SX Prestige Package$35,290$40,185$89,454$1,242/mo26 MPG✓ Yes✓ Yes✓ Yes
LXFWD
✓ $1,018/mo
True cost
Sticker $24,990Drive-away $28,9596 yrs $73,282Fuel use 30 MPGHeated seats ✓ YesSunroof — NoAWD/4WD — No
SFWD
$1,048/mo
True cost
Sticker $26,390Drive-away $30,4856 yrs $75,484Fuel use 30 MPGHeated seats — NoSunroof — NoAWD/4WD — No
LXAWD
$1,044/mo
True cost
Sticker $26,690Drive-away $30,8116 yrs $75,189Fuel use 30 MPGHeated seats ✓ YesSunroof — NoAWD/4WD ✓ Yes
SAWD
$1,075/mo
True cost
Sticker $28,090Drive-away $32,3376 yrs $77,391Fuel use 30 MPGHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
EXFWD
$1,080/mo
True cost
Sticker $28,390Drive-away $32,6646 yrs $77,727Fuel use 30 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD — No
X-Line S
$1,124/mo
True cost
Sticker $28,990Drive-away $33,3186 yrs $80,930Fuel use 28 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
EXEX FWD Panoramic Sunroof Package
$1,103/mo
True cost
Sticker $29,890Drive-away $34,2996 yrs $79,410Fuel use 30 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD — No
EXAWD
$1,106/mo
True cost
Sticker $30,090Drive-away $34,5176 yrs $79,634Fuel use 30 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
X-Line SX-Line S Premium Package
$1,158/mo
True cost
Sticker $30,990Drive-away $35,4986 yrs $83,344Fuel use 28 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
EXEX AWD Panoramic Sunroof Package
$1,129/mo
True cost
Sticker $31,590Drive-away $36,1526 yrs $81,317Fuel use 30 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
X-Line SX
$1,203/mo
True cost
Sticker $32,790Drive-away $37,4606 yrs $86,649Fuel use 26 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
X-Line SXX-Line SX Prestige Package
$1,242/mo
True cost
Sticker $35,290Drive-away $40,1856 yrs $89,454Fuel use 26 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
LX FWD$24,990
S FWD$26,390
LX AWD$26,690
S AWD$28,090
EX FWD$28,390
X-Line S$28,990
EX EX FWD Panoramic Sunroof Package$29,890
EX AWD$30,090
X-Line S X-Line S Premium Package$30,990
EX EX AWD Panoramic Sunroof Package$31,590
X-Line SX$32,790
X-Line SX X-Line SX Prestige Package$35,290
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
+ $2,500
✓ from X-Line SX X-Line SX Prestige Package
Parking sensors
✓ Every trim
Comfort
Heated seats
✓
✓
✓ from EX FWD
Cooled seats
+ $2,500
✓ from X-Line SX X-Line SX Prestige Package
Heated steering wheel
+ $1,500
+ $2,000
✓
+ $1,500
✓ from X-Line S X-Line S Premium Package
Dual-zone climate
✓ from EX FWD
Convenience
Push-button start
✓ Every trim
Remote start
✓
✓
Power liftgate
✓
+ $2,000
✓ from EX EX FWD Panoramic Sunroof Package
Wireless phone charging
✓
✓ from S AWD
Power driver's seat
✓ from S FWD
Memory seat
+ $2,500
✓ from X-Line SX X-Line SX Prestige Package
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
+ $2,500
✓ from X-Line SX X-Line SX Prestige Package
Premium sound system
+ $2,500
✓ from X-Line SX X-Line SX Prestige Package
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ LX AWD to S AWD
✓
✓ from EX AWD
Sunroof
+ $1,500
+ $2,000
✓
+ $1,500
✓ from X-Line S X-Line S Premium Package
Panoramic roof
+ $1,500
+ $2,000
✓
+ $1,500
✓ from X-Line S X-Line S Premium Package
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingHeated rear seatsMassaging seatsHead-up displayTow hitch included
Full standard equipment on the LX LX FWD (27 items)
  • 2.0L 4-Cylinder Engine w/ 147 hp & 132 lb.-ft. of torque
  • Intelligent Variable Transmission (IVT)
  • Drive Mode Select w/ Sport & Normal
  • Auto Emergency Braking Technology w/ Pedestrian, Cyclist & Junction Turning Detection
  • Smart Cruise Control 2
  • Lane Keeping Assist
  • Lane Following Assist 2
  • Front & Rear Parking Sensors
  • Driver Attention Warning w/ Leading Vehicle Departure Alert
  • 16-in. Alloy Wheels
  • LED Daytime Running Lights
  • LED Headlights
  • Side View Mirrors w/ LED Turn Signals
  • Privacy Glass
  • Cloth Seat Trim
  • LED Interior Lighting
  • Power Windows w/ Driver One-Touch Auto-Up/Down
  • 60/40 Split-Folding & Reclining Rear Seats
  • SynTex-Wrapped Steering Wheel
  • Air Conditioning
  • 12.3-in. Touchscreen Display
  • 4.2-in. Instrument Display
  • 4 USB Ports
  • Wireless Apple CarPlay & Android Auto
  • 6-Speaker Audio System
  • Over-the-Air Update Capability
  • Smart Key w/ Push Button Start

Recalls

We couldn't match the Seltos in NHTSA's recall records yet, so we can't say whether it has any. Check by VIN at NHTSA ↗

Quick answers
How much is a 2027 Seltos in California?
$28,959 to drive away for the LX, from a $24,990 sticker.
What does it cost a month?
A $408 loan payment, about $1,018 a month with insurance, fuel and upkeep ($5,000 down); about $1,018 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colors

Aurora Black PearlIvory SilverInterstellar GraySnow White Pearl+$445Frost BlueIceberg GreenPale Gray+$445Frost Blue w/ Black Roof+$545Terrain BrownMagma Red Matte+$545Snow White Pearl w/ Black Roof+$545Terrain Brown w/ Black Roof+$545

Similar SUVs

US prices in US dollars from Kia's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.