2027 Kia K5: real cost in California
See the K5 on Kia's US site ↗US prices read 2026-11-09
Cheapest trim, LXS · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$27,690the advertised price
Drive away$31,629with fees and tax
Loan payment$454/mo72-month loan at 7%, $5,000 down
True cost$988/moeverything, after resale
$31,629 to drive away + $52,179 to run it for 6 years − $12,658 back at resale = $71,150, or $988 a month.
Where the money goes
Drive away$31,629
Running it, 6 yrs+$52,179
Back at resale−$12,658
Sticker pricethe advertised MSRP
+$27,690Feesfreight $1,245 · doc fee $85 (typical)
+$1,330Sales and use tax, 8.99%California
+$2,609Insuranceestimate, age 35–59, California
+$16,391Fuel13,500 mi a year at 30 MPG
+$15,514Lost return on your money5% a year on the down payment and each payment
+$6,911Loan interest7% over 72 months
+$6,059Maintenanceestimate
+$4,587Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,718Resale after 6 years46% of MSRP, you get this back
−$12,658True cost $71,150 ÷ 72 months$988 a month
The car
Size and space
BodySedan
Seats5from the Canadian version or the type
CargoNot published
Engine and fuel
Engine186–290 hp gas, FWD, AWD
0–60 mph5.5–7.5 sour estimate from power and weight
Fuel economy27–30 MPGEPA combined
TowingNot published
Safety and cover
Crash testNot rated yet
Highway assistSteers and brakeshands on the wheel · some trims or an option
Warranty5 yrspowertrain 5 yrs
Resale at 6 years46% of MSRPaverage for its type
Every trim
All trims: 5 seats.| LXS | $27,690 | $31,629 | $71,150 | ✓ $988/mo | 30 MPG | — No | — No | — No | — No |
| GT-Line FWD | $28,690 | $32,719 | $73,027 | $1,014/mo | 29 MPG | ✓ Yes | ✓ Yes | ✓ Yes | — No |
| GT-Line AWD | $30,290 | $34,463 | $75,116 | $1,043/mo | 29 MPG | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes |
| GT-Line GT-Line Premium Package, FWD | $30,890 | $35,117 | $75,936 | $1,055/mo | 29 MPG | ✓ Yes | ✓ Yes | ✓ Yes | — No |
| GT-Line GT-Line Convenience FWD Package; GT-Line Premium Package | $31,590 | $35,880 | $76,794 | $1,067/mo | 29 MPG | ✓ Yes | ✓ Yes | ✓ Yes | — No |
| GT-Line GT-Line Premium Package, AWD | $32,490 | $36,860 | $78,025 | $1,084/mo | 29 MPG | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes |
| GT-Line GT-Line Convenience AWD Package; GT-Line Premium Package | $33,190 | $37,623 | $78,883 | $1,096/mo | 29 MPG | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes |
| GT | $33,790 | $38,277 | $80,964 | $1,125/mo | 27 MPG | ✓ Yes | ✓ Yes | ✓ Yes | — No |
| GT GT1 Package | $38,190 | $43,073 | $86,782 | $1,205/mo | 27 MPG | ✓ Yes | ✓ Yes | ✓ Yes | — No |
LXS
✓ $988/mo
True cost
GT-LineFWD
$1,014/mo
True cost
GT-LineAWD
$1,043/mo
True cost
GT-LineGT-Line Premium Package, FWD
$1,055/mo
True cost
GT-LineGT-Line Convenience FWD Package; GT-Line Premium Package
$1,067/mo
True cost
GT-LineGT-Line Premium Package, AWD
$1,084/mo
True cost
GT-LineGT-Line Convenience AWD Package; GT-Line Premium Package
$1,096/mo
True cost
GT
$1,125/mo
True cost
GTGT1 Package
$1,205/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
LXS$27,690
GT-Line FWD$28,690
GT-Line AWD$30,290
GT-Line GT-Line Premium Package, FWD$30,890
GT-Line GT-Line Convenience FWD Package; GT-Line Premium Package$31,590
GT-Line GT-Line Premium Package, AWD$32,490
GT-Line GT-Line Convenience AWD Package; GT-Line Premium Package$33,190
GT$33,790
GT GT1 Package$38,190
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ from GT-Line FWD
360° camera
+ $4,400
✓ from GT GT1 Package
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ from GT-Line FWD
Cooled seats
+ $700
✓
✓
+ $4,400
✓ from GT GT1 Package
Heated steering wheel
+ $700
✓
+ $4,400
✓ from GT GT1 Package
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ from GT-Line FWD
Power driver's seat
✓ from GT-Line FWD
Memory seat
+ $700
✓
✓
+ $4,400
✓ from GT GT1 Package
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ from GT-Line FWD
Premium sound system
+ $2,200
✓ GT-Line GT-Line Premium Package, FWD to GT-Line GT-Line Convenience AWD Package; GT-Line Premium Package
+ $4,400
✓ from GT GT1 Package
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓
✓ GT-Line GT-Line Premium Package, AWD to GT-Line GT-Line Convenience AWD Package; GT-Line Premium Package
Sunroof
+ $2,200
✓ from GT-Line GT-Line Premium Package, FWD
Panoramic roof
+ $2,200
✓ from GT-Line GT-Line Premium Package, FWD
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingHeated rear seatsMassaging seatsHead-up displayTow hitch included
Full standard equipment on the LXS (34 items)
- 2.5L 4-Cylinder Engine w/ 186 hp & 178 lb.-ft. of torque
- 8-Speed Automatic Transmission
- Drive Mode Select
- Auto Emergency Braking Technology w/ Pedestrian, Cyclist & Junction Turning Detection
- Blind-Spot Detection Technology
- Rear Cross-Traffic Collision-Avoidance Assist
- Front & Rear Parking Sensors
- Lane Keeping & Following Technology
- Smart Cruise Control w/ Stop & Go
- Driver Attention Warning w/ Leading Vehicle Departure Alert
- Rear Occupant Alert
- High Beam Assist (HBA)
- 16-in. Alloy Wheels w/ Gloss Black Finish
- Heated, Power-Adjustable Side View Mirrors
- LED Headlights
- LED Combination Taillights
- LED Daytime Running Lights
- Sound-Absorbing Windshield
- Solar Control Glass
- Temporary Spare Steel Wheel & Tire
- Cloth Seat Trim
- Dual-Zone Auto Climate Control
- Power Windows w/ Driver One-Touch Auto-Up/Down
- LED Illuminated Sun Visor Vanity Mirrors
- 60/40 Split-Folding Rear Seats
- Smart Trunk
- 12.3-in. Touchscreen Display w/ Kia Connect & SiriusXM Satellite Radio
- 4.2-in. Instrument Display
- Smart Key w/ Push Button Start & Remote Start
- Rearview Monitor
- Wireless Apple CarPlay & Android Auto
- Bluetooth Wireless Technology w/ Multi-Device Connectivity
- 6-Speaker Audio System
- 4 USB-C Ports
Recalls
3 NHTSA recalls for 2025 to 2027 K5 models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Electrical system2026 · 42,677 vehicles
Kia America, Inc.Recall 26V046000 at NHTSA ↗Structure2025 · 100,063 vehicles
Kia America, Inc. (Kia) is recalling certain 2023-2025 K5 vehicles.Recall 25V493000 at NHTSA ↗Exterior lighting2025 · 82,281 vehicles
Kia America, Inc. (Kia) is recalling certain 2025 K5 vehicles.Recall 25V351000 at NHTSA ↗Quick answers
- How much is a 2027 K5 in California?
- $31,629 to drive away for the LXS, from a $27,690 sticker.
- What does it cost a month?
- A $454 loan payment, about $999 a month with insurance, fuel and upkeep ($5,000 down); about $988 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colors
Aurora Black PearlInterstellar GraySnow White Pearl+$495Yacht BlueWolf Gray+$495Runway Red+$495Steel Matte Gray+$695
Similar cars
US prices in US dollars from Kia's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.