2026 Cadillac CT5 V-Series: real cost in California

Cheapest trim, CT5 V-Series · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$58,300the advertised price
Drive away$65,590with fees and tax
Loan payment$1,033/mo72-month loan at 7%, $5,000 down
True cost$1,768/moeverything, after resale
Car, fees and tax $65,590Insurance $18,375Fuel $25,440Interest and lost return $27,342Maintenance and plates $14,741

$65,590 to drive away + $85,899 to run it for 6 years − $24,199 back at resale = $127,290, or $1,768 a month.

Where the money goes

Drive away$65,590
Running it, 6 yrs+$85,899
Back at resale−$24,199
Sticker pricethe advertised MSRP
+$58,300
Feesfreight $1,795 · doc fee $85 (typical)
+$1,880
Sales and use tax, 8.99%California
+$5,410
Fuel13,500 mi a year at 21 MPG
+$25,440
Insuranceestimate, age 35–59, California
+$18,375
Loan interest7% over 72 months
+$13,786
Lost return on your money5% a year on the down payment and each payment
+$13,556
Maintenanceestimate
+$11,239
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,503
Resale after 6 years42% of MSRP, you get this back
−$24,199
True cost $127,290 ÷ 72 months$1,768 a month

The car

Size and space
BodyCar193.8 in long
Seats5
Cargo11.9 cu ftbehind row 2
Engine and fuel
Engine360–668 hp premium gas, RWD, AWD
0–60 mph3.4–4.9 sCadillac's figures; others our estimate
Fuel economy15–21 MPGEPA combined
TowingNot published
Tires18"235/40R18
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistHands-free on highwayson mapped highways · Super Cruise, $30/mo
Resale at 6 years42% of MSRPaverage for its type

Every trim

All trims: 5 seats.
V-Series RWD$58,300$65,590$127,290✓ $1,768/mo21 MPG✓ Yes✓ Yes— No
V-Series AWD$60,300$67,770$130,888$1,818/mo20 MPG✓ Yes✓ Yes✓ Yes
V-Series Blackwing 6-speed manual$98,900$109,840$184,674$2,565/mo15 MPG✓ Yes✓ Yes— No
V-Series Blackwing 10-speed automatic$105,175$116,679$191,970$2,666/mo15 MPG— No— No— No
V-SeriesRWD
✓ $1,768/mo
True cost
Sticker $58,300Drive-away $65,5906 yrs $127,290Fuel use 21 MPGLane centering ✓ YesAdaptive cruise ✓ YesAWD/4WD — No
V-SeriesAWD
$1,818/mo
True cost
Sticker $60,300Drive-away $67,7706 yrs $130,888Fuel use 20 MPGLane centering ✓ YesAdaptive cruise ✓ YesAWD/4WD ✓ Yes
V-Series Blackwing6-speed manual
$2,565/mo
True cost
Sticker $98,900Drive-away $109,8406 yrs $184,674Fuel use 15 MPGLane centering ✓ YesAdaptive cruise ✓ YesAWD/4WD — No
V-Series Blackwing10-speed automatic
$2,666/mo
True cost
Sticker $105,175Drive-away $116,6796 yrs $191,970Fuel use 15 MPGLane centering — NoAdaptive cruise — NoAWD/4WD — No

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
V-Series RWD$58,300
V-Series AWD$60,300
V-Series Blackwing 6-speed manual$98,900
V-Series Blackwing 10-speed automatic$105,175
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ V-Series RWD to V-Series AWD
Adaptive cruise
✓ V-Series RWD to V-Series AWD
+ $2,600
Lane centering
✓ Every trim
Hands-free driving
+ An option on every trim
360° camera
✓ Every trim
Parking sensors
✓ V-Series RWD to V-Series AWD
Comfort
Heated seats
✓ Every trim
Cooled seats
+ $450
Heated steering wheel
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ V-Series RWD to V-Series AWD
+ $3,675
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ V-Series RWD to V-Series AWD
Head-up display
+ $2,695
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓
Sunroof
+ $1,450 on every trim
Panoramic roof
+ $1,450 on every trim
LED headlights
✓ Every trim
Not listed on any trimHeated rear seatsMassaging seatsPower liftgateTow hitch included
Full standard equipment on the V-Series V-Series RWD (129 items)
  • 3.0L Twin Turbo V6 engine
  • 33" diagonal advanced color LED display with Google Built-In
  • Brembo front performance brakes
  • Super Cruise driver assistance technology
  • Available Performance data and video recorder
  • Magnetic Ride Control
  • Super Cruise 1 Package
  • Rear-wheel drive
  • 10-speed automatic transmission
  • 2.85 rear axle ratio
  • Keyless Entry and Start
  • Automatic Stop/Start with disable
  • Electronic Precision Shift
  • Electronic limited-slip rear differential
  • Tow hook
  • Performance suspension
  • Driver Mode Selector
  • Performance Traction Management
  • Launch Control
  • Electric Power Steering
  • Performance brake linings
  • Automatic Vehicle Hold
  • Electronic parking brake
  • Capless Fuel Fill
  • Quad-outlet exhaust with bright tips
  • 19" aluminum wheels with Satin Graphite finish
  • 19" summer-only, low profile, run-flat tires
  • Spare wheel delete
  • Body-color rear spoiler
  • Rocker moldings with extensions
  • Black window surround moldings
  • LED headlamps
  • Automatic on/off headlamps with Tunnel Detection
  • IntelliBeam
  • LED front lamp turn signal
  • LED tail lamps
  • Neutral-density, Gray-tinted transparent outer lens tail lamps
  • Body-color heated, power-adjustable, manual-folding outside mirrors with driver-side auto-dimming and integrated turn signal indicators
  • Windshield, acoustic-laminated glass
  • Solar-absorbing glass
  • Acoustic laminated glass
  • Rainsense automatic wipers
  • Body-color door handles
  • AKG Premium audio system
  • Google Automotive Services capable
  • SiriusXM with 360L Trial Subscription
  • USB ports
  • SD card reader
  • Bluetooth
  • Wireless phone projection
  • Phone projection, Google Android Auto
  • Wi-Fi Hotspot capable
  • 5G vehicle connectivity
  • Rotary Infotainment Controller with jog control
  • Performance front bucket seats
  • 8-way power driver seat adjuster
  • 8-way power front passenger seat adjuster
  • Power driver and front passenger seatback bolsters
  • Seat, front passenger power seatback bolster adjustment
  • Manual driver and front passenger cushion length adjustment
  • Seat, front passenger manual cushion length adjustment
  • 4-way power driver and front passenger lumbar control
  • Seat adjuster, front passenger 4-way power lumbar adjustment
  • Power driver and front passenger lumbar massage
  • Seat, front passenger power lumbar massage
  • Heated driver and front passenger seats
  • Split-folding rear seat
  • Inteluxe Seats
  • Black seat belt color
  • Front head restraints
  • Rear head restraints
  • Front carpeted floor mats with V-Series logo
  • Rear carpeted floor mats
  • Alloy sport pedals
  • Super Cruise steering wheel
  • Heated steering wheel
  • Alloy paddle shift controls
  • Power tilt and telescoping steering column
  • Digital compass
  • Power windows
  • Window, power, passenger, Express Up/Down
  • Window, power rear doors, Express Up/Down
  • Power door locks
  • Keyless Open
  • Remote Start
  • Universal Home Remote
  • Adaptive Cruise Control
  • Memory settings
  • Wireless Phone Charging
  • 12-volt auxiliary front and rear power outlets
  • Power outlet, rear auxiliary, 12-volt located in center console for second-row passengers
  • Dual-zone automatic climate control
  • Cabin Air Filter
  • Inside rearview auto-dimming mirror
  • Driver and front passenger visors
  • Assist handles
  • Assist handles, rear outboard
  • Ambient interior lighting
  • 1 Scheduled Maintenance Visit
  • Bumper-to-Bumper Limited Warranty 1
  • Corrosion Protection
  • Powertrain Limited Warranty 1
  • Roadside Assistance Program 1
  • Enhanced Automatic Emergency Braking
  • Intersection Automatic Emergency Braking
  • Reverse Automatic Braking
  • Rear Cross Traffic Braking
  • 8 airbags
  • Airbag, Passenger Sensing System sensor indicator inflatable restraint, front passenger/child presence detector (Always use seat belts and child restraints. Children are safer when properly secured in a rear seat in the appropriate child restraint. See the Owner's Manual for more information.)
  • OnStar services capable
  • Enhanced Automatic Parking Assist
  • HD Surround Vision
  • Blind Zone Steering Assist
  • LED Reflective Windshield Collision Alert
  • Forward Collision Alert
  • Front Pedestrian and Bicyclist Braking
  • Side Bicyclist Alert
  • Rear Pedestrian Alert
  • Driver Attention Assist
  • Traffic Sign Recognition
  • Safety Alert Seat
  • Seat belts, all seating positions
  • Rear seat belts
  • Buckle to Drive
  • LATCH System
  • Warning tones
  • Teen Driver
  • Tire Pressure Monitoring System
  • OnStar Basics

Recalls

1 NHTSA recall for 2024 to 2026 CT5 V-Series models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 CT5 V-Series in California?
$65,590 to drive away for the V-Series, from a $58,300 sticker.
What does it cost a month?
A $1,033 loan payment, about $1,846 a month with insurance, fuel and upkeep ($5,000 down); about $1,768 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colors

Summit WhiteBlack RavenDrift Metallic+$625Deep Space Metallic+$625Typhoon Metallic+$625Coastal Blue Metallic+$625Argent Silver Metallic+$625Radiant Red Tintcoat+$1,225Deep Ocean Tintcoat

Similar cars

US prices in US dollars from Cadillac's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.