Toyota Camry vs Volkswagen Jetta GLI: cost to own

Verdict, over 6 years

The Toyota Camry costs about $9,180 less

That's $128 a month. Closest matching trims: same fuel and drive where possible.

Camry Hybrid SE FWD✓ $1,064/moTrue cost

Jetta GLI$1,192/moTrue cost

2026 Toyota Camry

Closest matching trim: Camry Hybrid SE FWD

Sticker (MSRP)$35,075

+$7,964→↓Freight, fees, HST

Drive away$43,039

+ running costs→↓− $20,205 resale

True cost$1,064/moA month to own, after resale

2026 Volkswagen Jetta GLI

Closest matching trim: Jetta GLI

Sticker (MSRP)$35,395

+$7,937→↓Freight, fees, HST

Drive away$43,332

+ running costs→↓− $17,344 resale

True cost$1,192/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	✓ $35,075	$35,395	Camry by $320
Freight and fees, before tax	$3,013	✓ $2,952	Jetta GLI by $61
Sales tax (HST)	✓ $4,951	$4,985	Camry by $34
Drive-away price	✓ $43,039	$43,332	Camry by $293
Running costs, 6 years
Fuel or charging	✓ $8,370	$13,559	Camry by $5,189
Insurance (estimate)	$21,116	✓ $21,050	Jetta GLI by $66
Maintenance (estimate)	✓ $7,177	$7,962	Camry by $785
Loan rate	6.5%	6.5%	—
Loan interest	✓ $8,000	$8,062	Camry by $62
Lost return on your money	✓ $9,039	$9,096	Camry by $57
Resale after 6 yrs	✓ −$20,205	−$17,344	Camry by $2,861
Total
True cost	✓ $76,628	$85,808	Camry by $9,180
True cost a month	✓ $1,064/mo	$1,192/mo	Camry by $128
You pay each month	✓ $1,150/mo	$1,237/mo	Camry by $87
Practical
Fuel type	Hybrid	Gas	—
Seats	5	5	—
Carry-ons, 2 people	3	3	—
Cargo behind row 2, litres	✓ 428	399	—
Length	4.92 m	4.75 m	—
Ground clearance	✓ 14 cm	13 cm	—
Resale % after 6 yrs	✓ 58%	49%	—
US crash test	5★	5★	—

Price

Sticker (MSRP)

Camry Hybrid SE FWD ✓ $35,075Jetta GLI $35,395Cheaper by Camry by $320

Freight and fees, before tax

Camry Hybrid SE FWD $3,013Jetta GLI ✓ $2,952Cheaper by Jetta GLI by $61

Sales tax (HST)

Camry Hybrid SE FWD ✓ $4,951Jetta GLI $4,985Cheaper by Camry by $34

Drive-away price

Camry Hybrid SE FWD ✓ $43,039Jetta GLI $43,332Cheaper by Camry by $293

Running costs, 6 years

Fuel or charging

Camry Hybrid SE FWD ✓ $8,370Jetta GLI $13,559Cheaper by Camry by $5,189

Insurance (estimate)

Camry Hybrid SE FWD $21,116Jetta GLI ✓ $21,050Cheaper by Jetta GLI by $66

Maintenance (estimate)

Camry Hybrid SE FWD ✓ $7,177Jetta GLI $7,962Cheaper by Camry by $785

Loan rate

Camry Hybrid SE FWD 6.5%Jetta GLI 6.5%Cheaper by —

Loan interest

Camry Hybrid SE FWD ✓ $8,000Jetta GLI $8,062Cheaper by Camry by $62

Lost return on your money

Camry Hybrid SE FWD ✓ $9,039Jetta GLI $9,096Cheaper by Camry by $57

Resale after 6 yrs

Camry Hybrid SE FWD ✓ −$20,205Jetta GLI −$17,344Cheaper by Camry by $2,861

Total

True cost

Camry Hybrid SE FWD ✓ $76,628Jetta GLI $85,808Cheaper by Camry by $9,180

True cost a month

Camry Hybrid SE FWD ✓ $1,064/moJetta GLI $1,192/moCheaper by Camry by $128

You pay each month

Camry Hybrid SE FWD ✓ $1,150/moJetta GLI $1,237/moCheaper by Camry by $87

Practical

Fuel type

Camry Hybrid SE FWD HybridJetta GLI GasCheaper by —

Seats

Camry Hybrid SE FWD 5Jetta GLI 5Cheaper by —

Carry-ons, 2 people

Camry Hybrid SE FWD 3Jetta GLI 3Cheaper by —

Cargo behind row 2, litres

Camry Hybrid SE FWD ✓ 428Jetta GLI 399Cheaper by —

Length

Camry Hybrid SE FWD 4.92 mJetta GLI 4.75 mCheaper by —

Ground clearance

Camry Hybrid SE FWD ✓ 14 cmJetta GLI 13 cmCheaper by —

Resale % after 6 yrs

Camry Hybrid SE FWD ✓ 58%Jetta GLI 49%Cheaper by —

US crash test

Camry Hybrid SE FWD 5★Jetta GLI 5★Cheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). These trims differ in fuel (hybrid vs gas), which drives part of the gap. Their stickers differ by $320.