CarFitt

Subaru BRZ vs Toyota GR86: cost to own

Verdict, over 6 years

The Toyota GR86 costs about $3,813 less

That's $53 a month. Closest matching trims: same fuel and drive where possible.
BRZ$1,177/moTrue cost
GR86 MT✓ $1,124/moTrue cost
2027 Subaru BRZ
2027 Subaru BRZ
Closest matching trim: BRZ
Sticker (MSRP)$33,695
+$7,472→↓Freight, fees, HST
Drive away$41,167
+ running costs→↓− $22,570 resale
True cost$1,177/moA month to own, after resale
2026 Toyota GR86
2026 Toyota GR86
Closest matching trim: GR86 MT
Sticker (MSRP)$32,895
+$7,681→↓Freight, fees, HST
Drive away$40,576
+ running costs→↓− $17,999 resale
True cost$1,124/moA month to own, after resale

Line by line

Price
Sticker (MSRP)$33,695✓ $32,895GR86 by $800
Freight and fees, before tax✓ $2,736$3,013BRZ by $277
Sales tax (HST)$4,736✓ $4,668GR86 by $68
Drive-away price$41,167✓ $40,576GR86 by $591
Running costs, 6 years
Fuel or charging$21,179$21,179—
Insurance (estimate)$18,279✓ $12,472GR86 by $5,807
Maintenance (estimate)$10,280✓ $8,532GR86 by $1,748
Loan rate6.5%6.5%—
Loan interest$7,606✓ $7,482GR86 by $124
Lost return on your money$8,678✓ $8,564GR86 by $114
Resale after 6 yrs✓ −$22,570−$17,999BRZ by $4,571
Total
True cost$84,710✓ $80,897GR86 by $3,813
True cost a month$1,177/mo✓ $1,124/moGR86 by $53
You pay each month$1,300/mo✓ $1,185/moGR86 by $115
Practical
Fuel typePremium gasPremium gas—
Seats44—
Carry-ons, 2 people11—
Cargo behind row 2, litres178178—
Length—4.26 m—
Ground clearance—13 cm—
Resale % after 6 yrs✓ 67%55%—
US crash testNot rated yetNot rated yet—
Price
Sticker (MSRP)
BRZ $33,695GR86 MT ✓ $32,895Cheaper by GR86 by $800
Freight and fees, before tax
BRZ ✓ $2,736GR86 MT $3,013Cheaper by BRZ by $277
Sales tax (HST)
BRZ $4,736GR86 MT ✓ $4,668Cheaper by GR86 by $68
Drive-away price
BRZ $41,167GR86 MT ✓ $40,576Cheaper by GR86 by $591
Running costs, 6 years
Fuel or charging
BRZ $21,179GR86 MT $21,179Cheaper by —
Insurance (estimate)
BRZ $18,279GR86 MT ✓ $12,472Cheaper by GR86 by $5,807
Maintenance (estimate)
BRZ $10,280GR86 MT ✓ $8,532Cheaper by GR86 by $1,748
Loan rate
BRZ 6.5%GR86 MT 6.5%Cheaper by —
Loan interest
BRZ $7,606GR86 MT ✓ $7,482Cheaper by GR86 by $124
Lost return on your money
BRZ $8,678GR86 MT ✓ $8,564Cheaper by GR86 by $114
Resale after 6 yrs
BRZ ✓ −$22,570GR86 MT −$17,999Cheaper by BRZ by $4,571
Total
True cost
BRZ $84,710GR86 MT ✓ $80,897Cheaper by GR86 by $3,813
True cost a month
BRZ $1,177/moGR86 MT ✓ $1,124/moCheaper by GR86 by $53
You pay each month
BRZ $1,300/moGR86 MT ✓ $1,185/moCheaper by GR86 by $115
Practical
Fuel type
BRZ Premium gasGR86 MT Premium gasCheaper by —
Seats
BRZ 4GR86 MT 4Cheaper by —
Carry-ons, 2 people
BRZ 1GR86 MT 1Cheaper by —
Cargo behind row 2, litres
BRZ 178GR86 MT 178Cheaper by —
Length
BRZ —GR86 MT 4.26 mCheaper by —
Ground clearance
BRZ —GR86 MT 13 cmCheaper by —
Resale % after 6 yrs
BRZ ✓ 67%GR86 MT 55%Cheaper by —
US crash test
BRZ Not rated yetGR86 MT Not rated yetCheaper by —

✓ marks the better figure. Resale is from used prices: the BRZ from its own, the GR86 typical for its type and brand. Their stickers differ by $800.