Rivian R1T vs Tesla Cybertruck: cost to own

Verdict, over 6 years

The Tesla Cybertruck costs about $7,648 less

That's $106 a month. Closest matching trims: same fuel and drive where possible.
R1T Premium$3,337/moTrue cost
Cybertruck Premium All-Wheel Drive✓ $3,231/moTrue cost
2027 Rivian R1T
2027 Rivian R1T
Closest matching trim: R1T Premium
Sticker (MSRP)$144,990
+$32,539→↓Freight, fees, HST
Drive away$177,529
+ running costs→↓− $50,136 resale
True cost$3,337/moA month to own, after resale
2026 Tesla Cybertruck
2026 Tesla Cybertruck
Closest matching trim: Cybertruck Premium All-Wheel Drive
Sticker (MSRP)$139,990
+$30,791→↓Freight, fees, HST
Drive away$170,781
+ running costs→↓− $48,407 resale
True cost$3,231/moA month to own, after resale

Line by line

Price
Sticker (MSRP)$144,990✓ $139,990Cybertruck by $5,000
Freight and fees, before tax$12,115✓ $11,144Cybertruck by $971
Sales tax (HST)$20,424✓ $19,647Cybertruck by $777
Drive-away price$177,529✓ $170,781Cybertruck by $6,748
Running costs, 6 years
Fuel or charging✓ $4,120$4,490R1T by $370
Insurance (estimate)$29,233✓ $28,573Cybertruck by $660
Maintenance (estimate)✓ $8,145$8,526R1T by $381
Loan rate6.5%6.5%—
Loan interest$36,285✓ $34,866Cybertruck by $1,419
Lost return on your money$34,986✓ $33,684Cybertruck by $1,302
Resale after 6 yrs✓ −$50,136−$48,407R1T by $1,729
Total
True cost$240,253✓ $232,605Cybertruck by $7,648
True cost a month$3,337/mo✓ $3,231/moCybertruck by $106
You pay each month$3,478/mo✓ $3,366/moCybertruck by $112
Practical
Fuel typeElectricElectric—
Seats55—
Carry-ons, 2 peopleOpen bedOpen bed—
Towing, lb7,700✓ 11,000—
Cargo behind row 2, litresNot publishedNot published—
Range, km (winter about 70%)✓ 529 (370)523 (366)—
Length5.51 m——
Resale % after 6 yrs35%35%—
US crash testNot rated yet✓ 5★—
Price
Sticker (MSRP)
R1T Premium $144,990Cybertruck Premium All-Wheel Drive ✓ $139,990Cheaper by Cybertruck by $5,000
Freight and fees, before tax
R1T Premium $12,115Cybertruck Premium All-Wheel Drive ✓ $11,144Cheaper by Cybertruck by $971
Sales tax (HST)
R1T Premium $20,424Cybertruck Premium All-Wheel Drive ✓ $19,647Cheaper by Cybertruck by $777
Drive-away price
R1T Premium $177,529Cybertruck Premium All-Wheel Drive ✓ $170,781Cheaper by Cybertruck by $6,748
Running costs, 6 years
Fuel or charging
R1T Premium ✓ $4,120Cybertruck Premium All-Wheel Drive $4,490Cheaper by R1T by $370
Insurance (estimate)
R1T Premium $29,233Cybertruck Premium All-Wheel Drive ✓ $28,573Cheaper by Cybertruck by $660
Maintenance (estimate)
R1T Premium ✓ $8,145Cybertruck Premium All-Wheel Drive $8,526Cheaper by R1T by $381
Loan rate
R1T Premium 6.5%Cybertruck Premium All-Wheel Drive 6.5%Cheaper by —
Loan interest
R1T Premium $36,285Cybertruck Premium All-Wheel Drive ✓ $34,866Cheaper by Cybertruck by $1,419
Lost return on your money
R1T Premium $34,986Cybertruck Premium All-Wheel Drive ✓ $33,684Cheaper by Cybertruck by $1,302
Resale after 6 yrs
R1T Premium ✓ −$50,136Cybertruck Premium All-Wheel Drive −$48,407Cheaper by R1T by $1,729
Total
True cost
R1T Premium $240,253Cybertruck Premium All-Wheel Drive ✓ $232,605Cheaper by Cybertruck by $7,648
True cost a month
R1T Premium $3,337/moCybertruck Premium All-Wheel Drive ✓ $3,231/moCheaper by Cybertruck by $106
You pay each month
R1T Premium $3,478/moCybertruck Premium All-Wheel Drive ✓ $3,366/moCheaper by Cybertruck by $112
Practical
Fuel type
R1T Premium ElectricCybertruck Premium All-Wheel Drive ElectricCheaper by —
Seats
R1T Premium 5Cybertruck Premium All-Wheel Drive 5Cheaper by —
Carry-ons, 2 people
R1T Premium Open bedCybertruck Premium All-Wheel Drive Open bedCheaper by —
Towing, lb
R1T Premium 7,700Cybertruck Premium All-Wheel Drive ✓ 11,000Cheaper by —
Cargo behind row 2, litres
R1T Premium Not publishedCybertruck Premium All-Wheel Drive Not publishedCheaper by —
Range, km (winter about 70%)
R1T Premium ✓ 529 (370)Cybertruck Premium All-Wheel Drive 523 (366)Cheaper by —
Length
R1T Premium 5.51 mCybertruck Premium All-Wheel Drive —Cheaper by —
Resale % after 6 yrs
R1T Premium 35%Cybertruck Premium All-Wheel Drive 35%Cheaper by —
US crash test
R1T Premium Not rated yetCybertruck Premium All-Wheel Drive ✓ 5★Cheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $5,000.