MINI Cooper 3 Door vs Toyota GR86: cost to own

Verdict, over 6 years

They cost about the same

Within $452: too close to call. Closest matching trims: same fuel and drive where possible.

Cooper 3 Door C$1,117/moTrue cost

GR86 MT$1,124/moTrue cost

2026 MINI Cooper 3 Door

Closest matching trim: Cooper 3 Door C

Sticker (MSRP)$35,990

+$8,900→↓Freight, fees, HST

Drive away$44,890

+ running costs→↓− $16,618 resale

True cost$1,117/moA month to own, after resale

2026 Toyota GR86

Closest matching trim: GR86 MT

Sticker (MSRP)$32,895

+$7,681→↓Freight, fees, HST

Drive away$40,576

+ running costs→↓− $17,999 resale

True cost$1,124/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$35,990	✓ $32,895	GR86 by $3,095
Freight and fees, before tax	$3,736	✓ $3,013	GR86 by $723
Sales tax (HST)	$5,164	✓ $4,668	GR86 by $496
Drive-away price	$44,890	✓ $40,576	GR86 by $4,314
Running costs, 6 years
Fuel or charging	✓ $14,785	$21,179	Cooper 3 Door by $6,394
Insurance (estimate)	$12,868	✓ $12,472	GR86 by $396
Maintenance (estimate)	✓ $6,643	$8,532	Cooper 3 Door by $1,889
Loan rate	6.5%	6.5%	—
Loan interest	$8,390	✓ $7,482	GR86 by $908
Lost return on your money	$9,396	✓ $8,564	GR86 by $832
Resale after 6 yrs	−$16,618	✓ −$17,999	GR86 by $1,381
Total
True cost	✓ $80,445	$80,897	Cooper 3 Door by $452
True cost a month	✓ $1,117/mo	$1,124/mo	Cooper 3 Door by $7
You pay each month	✓ $1,148/mo	$1,185/mo	Cooper 3 Door by $37
Practical
Fuel type	Premium gas	Premium gas	—
Seats	4	4	—
Carry-ons, 2 people	1	1	—
Cargo behind row 2, litres	✓ 210	178	—
Length	3.88 m	4.26 m	—
Ground clearance	—	13 cm	—
Resale % after 6 yrs	46%	✓ 55%	—
US crash test	Not rated yet	Not rated yet	—
European crash test	✓ 5★ (2025)	—	—

Price

Sticker (MSRP)

Cooper 3 Door C $35,990GR86 MT ✓ $32,895Cheaper by GR86 by $3,095

Freight and fees, before tax

Cooper 3 Door C $3,736GR86 MT ✓ $3,013Cheaper by GR86 by $723

Sales tax (HST)

Cooper 3 Door C $5,164GR86 MT ✓ $4,668Cheaper by GR86 by $496

Drive-away price

Cooper 3 Door C $44,890GR86 MT ✓ $40,576Cheaper by GR86 by $4,314

Running costs, 6 years

Fuel or charging

Cooper 3 Door C ✓ $14,785GR86 MT $21,179Cheaper by Cooper 3 Door by $6,394

Insurance (estimate)

Cooper 3 Door C $12,868GR86 MT ✓ $12,472Cheaper by GR86 by $396

Maintenance (estimate)

Cooper 3 Door C ✓ $6,643GR86 MT $8,532Cheaper by Cooper 3 Door by $1,889

Loan rate

Cooper 3 Door C 6.5%GR86 MT 6.5%Cheaper by —

Loan interest

Cooper 3 Door C $8,390GR86 MT ✓ $7,482Cheaper by GR86 by $908

Lost return on your money

Cooper 3 Door C $9,396GR86 MT ✓ $8,564Cheaper by GR86 by $832

Resale after 6 yrs

Cooper 3 Door C −$16,618GR86 MT ✓ −$17,999Cheaper by GR86 by $1,381

Total

True cost

Cooper 3 Door C ✓ $80,445GR86 MT $80,897Cheaper by Cooper 3 Door by $452

True cost a month

Cooper 3 Door C ✓ $1,117/moGR86 MT $1,124/moCheaper by Cooper 3 Door by $7

You pay each month

Cooper 3 Door C ✓ $1,148/moGR86 MT $1,185/moCheaper by Cooper 3 Door by $37

Practical

Fuel type

Cooper 3 Door C Premium gasGR86 MT Premium gasCheaper by —

Seats

Cooper 3 Door C 4GR86 MT 4Cheaper by —

Carry-ons, 2 people

Cooper 3 Door C 1GR86 MT 1Cheaper by —

Cargo behind row 2, litres

Cooper 3 Door C ✓ 210GR86 MT 178Cheaper by —

Length

Cooper 3 Door C 3.88 mGR86 MT 4.26 mCheaper by —

Ground clearance

Cooper 3 Door C —GR86 MT 13 cmCheaper by —

Resale % after 6 yrs

Cooper 3 Door C 46%GR86 MT ✓ 55%Cheaper by —

US crash test

Cooper 3 Door C Not rated yetGR86 MT Not rated yetCheaper by —

European crash test

Cooper 3 Door C ✓ 5★ (2025)GR86 MT —Cheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $3,095.