MINI Cooper 3 Door vs Subaru BRZ: cost to own

Verdict, over 6 years

The MINI Cooper 3 Door costs about $4,265 less

That's $59 a month. Closest matching trims: same fuel and drive where possible.

Cooper 3 Door C✓ $1,117/moTrue cost

BRZ$1,177/moTrue cost

2026 MINI Cooper 3 Door

Closest matching trim: Cooper 3 Door C

Sticker (MSRP)$35,990

+$8,900→↓Freight, fees, HST

Drive away$44,890

+ running costs→↓− $16,618 resale

True cost$1,117/moA month to own, after resale

2027 Subaru BRZ

Closest matching trim: BRZ

Sticker (MSRP)$33,695

+$7,472→↓Freight, fees, HST

Drive away$41,167

+ running costs→↓− $22,570 resale

True cost$1,177/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$35,990	✓ $33,695	BRZ by $2,295
Freight and fees, before tax	$3,736	✓ $2,736	BRZ by $1,000
Sales tax (HST)	$5,164	✓ $4,736	BRZ by $428
Drive-away price	$44,890	✓ $41,167	BRZ by $3,723
Running costs, 6 years
Fuel or charging	✓ $14,785	$21,179	Cooper 3 Door by $6,394
Insurance (estimate)	✓ $12,868	$18,279	Cooper 3 Door by $5,411
Maintenance (estimate)	✓ $6,643	$10,280	Cooper 3 Door by $3,637
Loan rate	6.5%	6.5%	—
Loan interest	$8,390	✓ $7,606	BRZ by $784
Lost return on your money	$9,396	✓ $8,678	BRZ by $718
Resale after 6 yrs	−$16,618	✓ −$22,570	BRZ by $5,952
Total
True cost	✓ $80,445	$84,710	Cooper 3 Door by $4,265
True cost a month	✓ $1,117/mo	$1,177/mo	Cooper 3 Door by $60
You pay each month	✓ $1,148/mo	$1,300/mo	Cooper 3 Door by $152
Practical
Fuel type	Premium gas	Premium gas	—
Seats	4	4	—
Carry-ons, 2 people	1	1	—
Cargo behind row 2, litres	✓ 210	178	—
Length	3.88 m	—	—
Resale % after 6 yrs	46%	✓ 67%	—
US crash test	Not rated yet	Not rated yet	—
European crash test	✓ 5★ (2025)	—	—

Price

Sticker (MSRP)

Cooper 3 Door C $35,990BRZ ✓ $33,695Cheaper by BRZ by $2,295

Freight and fees, before tax

Cooper 3 Door C $3,736BRZ ✓ $2,736Cheaper by BRZ by $1,000

Sales tax (HST)

Cooper 3 Door C $5,164BRZ ✓ $4,736Cheaper by BRZ by $428

Drive-away price

Cooper 3 Door C $44,890BRZ ✓ $41,167Cheaper by BRZ by $3,723

Running costs, 6 years

Fuel or charging

Cooper 3 Door C ✓ $14,785BRZ $21,179Cheaper by Cooper 3 Door by $6,394

Insurance (estimate)

Cooper 3 Door C ✓ $12,868BRZ $18,279Cheaper by Cooper 3 Door by $5,411

Maintenance (estimate)

Cooper 3 Door C ✓ $6,643BRZ $10,280Cheaper by Cooper 3 Door by $3,637

Loan rate

Cooper 3 Door C 6.5%BRZ 6.5%Cheaper by —

Loan interest

Cooper 3 Door C $8,390BRZ ✓ $7,606Cheaper by BRZ by $784

Lost return on your money

Cooper 3 Door C $9,396BRZ ✓ $8,678Cheaper by BRZ by $718

Resale after 6 yrs

Cooper 3 Door C −$16,618BRZ ✓ −$22,570Cheaper by BRZ by $5,952

Total

True cost

Cooper 3 Door C ✓ $80,445BRZ $84,710Cheaper by Cooper 3 Door by $4,265

True cost a month

Cooper 3 Door C ✓ $1,117/moBRZ $1,177/moCheaper by Cooper 3 Door by $60

You pay each month

Cooper 3 Door C ✓ $1,148/moBRZ $1,300/moCheaper by Cooper 3 Door by $152

Practical

Fuel type

Cooper 3 Door C Premium gasBRZ Premium gasCheaper by —

Seats

Cooper 3 Door C 4BRZ 4Cheaper by —

Carry-ons, 2 people

Cooper 3 Door C 1BRZ 1Cheaper by —

Cargo behind row 2, litres

Cooper 3 Door C ✓ 210BRZ 178Cheaper by —

Length

Cooper 3 Door C 3.88 mBRZ —Cheaper by —

Resale % after 6 yrs

Cooper 3 Door C 46%BRZ ✓ 67%Cheaper by —

US crash test

Cooper 3 Door C Not rated yetBRZ Not rated yetCheaper by —

European crash test

Cooper 3 Door C ✓ 5★ (2025)BRZ —Cheaper by —

✓ marks the better figure. Resale is from used prices: the Cooper 3 Door typical for its type and brand, the BRZ from its own. Their stickers differ by $2,295.