CarFitt

Hyundai Sonata vs Toyota Camry: cost to own

Verdict, over 6 years

The Toyota Camry costs about $8,971 less

That's $125 a month. Closest matching trims: same fuel and drive where possible.
Sonata Preferred-Trend Hybrid$1,189/moTrue cost
Camry Hybrid SE FWD✓ $1,064/moTrue cost
2026 Hyundai Sonata
2026 Hyundai Sonata
Closest matching trim: Sonata Preferred-Trend Hybrid
Sticker (MSRP)$36,199
+$8,148→↓Freight, fees, HST
Drive away$44,347
+ running costs→↓− $15,903 resale
True cost$1,189/moA month to own, after resale
2026 Toyota Camry
2026 Toyota Camry
Closest matching trim: Camry Hybrid SE FWD
Sticker (MSRP)$35,075
+$7,964→↓Freight, fees, HST
Drive away$43,039
+ running costs→↓− $20,205 resale
True cost$1,064/moA month to own, after resale

Line by line

Price
Sticker (MSRP)$36,199✓ $35,075Camry by $1,124
Freight and fees, before tax$3,046✓ $3,013Camry by $33
Sales tax (HST)$5,102✓ $4,951Camry by $151
Drive-away price$44,347✓ $43,039Camry by $1,308
Running costs, 6 years
Fuel or charging$8,370$8,370—
Insurance (estimate)$23,228✓ $21,116Camry by $2,112
Maintenance (estimate)$7,899✓ $7,177Camry by $722
Loan rate6.5%6.5%—
Loan interest$8,275✓ $8,000Camry by $275
Lost return on your money$9,292✓ $9,039Camry by $253
Resale after 6 yrs−$15,903✓ −$20,205Camry by $4,302
Total
True cost$85,599✓ $76,628Camry by $8,971
True cost a month$1,189/mo✓ $1,064/moCamry by $125
You pay each month$1,211/mo✓ $1,150/moCamry by $61
Practical
Fuel typeHybridHybrid—
Seats55—
Carry-ons, 2 people43—
Cargo behind row 2, litres✓ 441428—
Length4.91 m4.92 m—
Ground clearance14 cm14 cm—
Resale % after 6 yrs44%✓ 58%—
US crash test5★5★—
Price
Sticker (MSRP)
Sonata Preferred-Trend Hybrid $36,199Camry Hybrid SE FWD ✓ $35,075Cheaper by Camry by $1,124
Freight and fees, before tax
Sonata Preferred-Trend Hybrid $3,046Camry Hybrid SE FWD ✓ $3,013Cheaper by Camry by $33
Sales tax (HST)
Sonata Preferred-Trend Hybrid $5,102Camry Hybrid SE FWD ✓ $4,951Cheaper by Camry by $151
Drive-away price
Sonata Preferred-Trend Hybrid $44,347Camry Hybrid SE FWD ✓ $43,039Cheaper by Camry by $1,308
Running costs, 6 years
Fuel or charging
Sonata Preferred-Trend Hybrid $8,370Camry Hybrid SE FWD $8,370Cheaper by —
Insurance (estimate)
Sonata Preferred-Trend Hybrid $23,228Camry Hybrid SE FWD ✓ $21,116Cheaper by Camry by $2,112
Maintenance (estimate)
Sonata Preferred-Trend Hybrid $7,899Camry Hybrid SE FWD ✓ $7,177Cheaper by Camry by $722
Loan rate
Sonata Preferred-Trend Hybrid 6.5%Camry Hybrid SE FWD 6.5%Cheaper by —
Loan interest
Sonata Preferred-Trend Hybrid $8,275Camry Hybrid SE FWD ✓ $8,000Cheaper by Camry by $275
Lost return on your money
Sonata Preferred-Trend Hybrid $9,292Camry Hybrid SE FWD ✓ $9,039Cheaper by Camry by $253
Resale after 6 yrs
Sonata Preferred-Trend Hybrid −$15,903Camry Hybrid SE FWD ✓ −$20,205Cheaper by Camry by $4,302
Total
True cost
Sonata Preferred-Trend Hybrid $85,599Camry Hybrid SE FWD ✓ $76,628Cheaper by Camry by $8,971
True cost a month
Sonata Preferred-Trend Hybrid $1,189/moCamry Hybrid SE FWD ✓ $1,064/moCheaper by Camry by $125
You pay each month
Sonata Preferred-Trend Hybrid $1,211/moCamry Hybrid SE FWD ✓ $1,150/moCheaper by Camry by $61
Practical
Fuel type
Sonata Preferred-Trend Hybrid HybridCamry Hybrid SE FWD HybridCheaper by —
Seats
Sonata Preferred-Trend Hybrid 5Camry Hybrid SE FWD 5Cheaper by —
Carry-ons, 2 people
Sonata Preferred-Trend Hybrid 4Camry Hybrid SE FWD 3Cheaper by —
Cargo behind row 2, litres
Sonata Preferred-Trend Hybrid ✓ 441Camry Hybrid SE FWD 428Cheaper by —
Length
Sonata Preferred-Trend Hybrid 4.91 mCamry Hybrid SE FWD 4.92 mCheaper by —
Ground clearance
Sonata Preferred-Trend Hybrid 14 cmCamry Hybrid SE FWD 14 cmCheaper by —
Resale % after 6 yrs
Sonata Preferred-Trend Hybrid 44%Camry Hybrid SE FWD ✓ 58%Cheaper by —
US crash test
Sonata Preferred-Trend Hybrid 5★Camry Hybrid SE FWD 5★Cheaper by —

✓ marks the better figure. Resale is from used prices: the Sonata from its own, the Camry typical for its type and brand. Their stickers differ by $1,124.