Honda Accord vs Toyota Camry: cost to own

Verdict, over 6 years

The Toyota Camry costs about $12,413 less

That's $172 a month. Closest matching trims: same fuel and drive where possible.

Accord Sport-L Hybrid$1,237/moTrue cost

Camry Hybrid SE FWD✓ $1,064/moTrue cost

2026 Honda Accord

Closest matching trim: Accord Sport-L Hybrid

Sticker (MSRP)$43,800

+$9,058→↓Freight, fees, HST

Drive away$52,858

+ running costs→↓− $26,250 resale

True cost$1,237/moA month to own, after resale

2026 Toyota Camry

Closest matching trim: Camry Hybrid SE FWD

Sticker (MSRP)$35,075

+$7,964→↓Freight, fees, HST

Drive away$43,039

+ running costs→↓− $20,205 resale

True cost$1,064/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$43,800	✓ $35,075	Camry by $8,725
Freight and fees, before tax	✓ $2,977	$3,013	Accord by $36
Sales tax (HST)	$6,081	✓ $4,951	Camry by $1,130
Drive-away price	$52,858	✓ $43,039	Camry by $9,819
Running costs, 6 years
Fuel or charging	$8,872	✓ $8,370	Camry by $502
Insurance (estimate)	$23,558	✓ $21,116	Camry by $2,442
Maintenance (estimate)	$8,914	✓ $7,177	Camry by $1,737
Loan rate	6.5%	6.5%	—
Loan interest	$10,065	✓ $8,000	Camry by $2,065
Lost return on your money	$10,934	✓ $9,039	Camry by $1,895
Resale after 6 yrs	✓ −$26,250	−$20,205	Accord by $6,045
Total
True cost	$89,041	✓ $76,628	Camry by $12,413
True cost a month	$1,237/mo	✓ $1,064/mo	Camry by $173
You pay each month	$1,380/mo	✓ $1,150/mo	Camry by $230
Practical
Fuel type	Hybrid	Hybrid	—
Seats	5	5	—
Carry-ons, 2 people	4	3	—
Cargo behind row 2, litres	✓ 473	428	—
Length	4.97 m	4.92 m	—
Ground clearance	13 cm	✓ 14 cm	—
Resale % after 6 yrs	✓ 60%	58%	—
US crash test	5★	5★	—

Price

Sticker (MSRP)

Accord Sport-L Hybrid $43,800Camry Hybrid SE FWD ✓ $35,075Cheaper by Camry by $8,725

Freight and fees, before tax

Accord Sport-L Hybrid ✓ $2,977Camry Hybrid SE FWD $3,013Cheaper by Accord by $36

Sales tax (HST)

Accord Sport-L Hybrid $6,081Camry Hybrid SE FWD ✓ $4,951Cheaper by Camry by $1,130

Drive-away price

Accord Sport-L Hybrid $52,858Camry Hybrid SE FWD ✓ $43,039Cheaper by Camry by $9,819

Running costs, 6 years

Fuel or charging

Accord Sport-L Hybrid $8,872Camry Hybrid SE FWD ✓ $8,370Cheaper by Camry by $502

Insurance (estimate)

Accord Sport-L Hybrid $23,558Camry Hybrid SE FWD ✓ $21,116Cheaper by Camry by $2,442

Maintenance (estimate)

Accord Sport-L Hybrid $8,914Camry Hybrid SE FWD ✓ $7,177Cheaper by Camry by $1,737

Loan rate

Accord Sport-L Hybrid 6.5%Camry Hybrid SE FWD 6.5%Cheaper by —

Loan interest

Accord Sport-L Hybrid $10,065Camry Hybrid SE FWD ✓ $8,000Cheaper by Camry by $2,065

Lost return on your money

Accord Sport-L Hybrid $10,934Camry Hybrid SE FWD ✓ $9,039Cheaper by Camry by $1,895

Resale after 6 yrs

Accord Sport-L Hybrid ✓ −$26,250Camry Hybrid SE FWD −$20,205Cheaper by Accord by $6,045

Total

True cost

Accord Sport-L Hybrid $89,041Camry Hybrid SE FWD ✓ $76,628Cheaper by Camry by $12,413

True cost a month

Accord Sport-L Hybrid $1,237/moCamry Hybrid SE FWD ✓ $1,064/moCheaper by Camry by $173

You pay each month

Accord Sport-L Hybrid $1,380/moCamry Hybrid SE FWD ✓ $1,150/moCheaper by Camry by $230

Practical

Fuel type

Accord Sport-L Hybrid HybridCamry Hybrid SE FWD HybridCheaper by —

Seats

Accord Sport-L Hybrid 5Camry Hybrid SE FWD 5Cheaper by —

Carry-ons, 2 people

Accord Sport-L Hybrid 4Camry Hybrid SE FWD 3Cheaper by —

Cargo behind row 2, litres

Accord Sport-L Hybrid ✓ 473Camry Hybrid SE FWD 428Cheaper by —

Length

Accord Sport-L Hybrid 4.97 mCamry Hybrid SE FWD 4.92 mCheaper by —

Ground clearance

Accord Sport-L Hybrid 13 cmCamry Hybrid SE FWD ✓ 14 cmCheaper by —

Resale % after 6 yrs

Accord Sport-L Hybrid ✓ 60%Camry Hybrid SE FWD 58%Cheaper by —

US crash test

Accord Sport-L Hybrid 5★Camry Hybrid SE FWD 5★Cheaper by —

✓ marks the better figure. Resale is from used prices: the Accord from its own, the Camry typical for its type and brand. Their stickers differ by $8,725.