GMC Terrain vs Toyota Corolla Cross Hybrid: cost to own

Verdict, over 6 years

The Toyota Corolla Cross Hybrid costs about $8,567 less

That's $119 a month. Closest matching trims: same fuel and drive where possible.

Terrain Elevation AWD$1,149/moTrue cost

Corolla Cross Hybrid SE AWD✓ $1,030/moTrue cost

2026 GMC Terrain

Closest matching trim: Terrain Elevation AWD

Sticker (MSRP)$38,499

+$8,557→↓Freight, fees, HST

Drive away$47,056

+ running costs→↓− $18,865 resale

True cost$1,149/moA month to own, after resale

2026 Toyota Corolla Cross Hybrid

Closest matching trim: Corolla Cross Hybrid SE AWD

Sticker (MSRP)$36,160

+$8,184→↓Freight, fees, HST

Drive away$44,344

+ running costs→↓− $20,830 resale

True cost$1,030/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$38,499	✓ $36,160	Corolla Cross Hybrid by $2,339
Freight and fees, before tax	$3,144	✓ $3,083	Corolla Cross Hybrid by $61
Sales tax (HST)	$5,414	✓ $5,102	Corolla Cross Hybrid by $312
Drive-away price	$47,056	✓ $44,344	Corolla Cross Hybrid by $2,712
Running costs, 6 years
Fuel or charging	$15,568	✓ $9,374	Corolla Cross Hybrid by $6,194
Insurance (estimate)	✓ $12,604	$15,441	Terrain by $2,837
Maintenance (estimate)	✓ $7,609	$8,169	Terrain by $560
Loan rate	6.5%	6.5%	—
Loan interest	$8,845	✓ $8,275	Corolla Cross Hybrid by $570
Lost return on your money	$9,814	✓ $9,291	Corolla Cross Hybrid by $523
Resale after 6 yrs	−$18,865	✓ −$20,830	Corolla Cross Hybrid by $1,965
Total
True cost	$82,723	✓ $74,156	Corolla Cross Hybrid by $8,567
True cost a month	$1,149/mo	✓ $1,030/mo	Corolla Cross Hybrid by $119
You pay each month	$1,205/mo	✓ $1,121/mo	Corolla Cross Hybrid by $84
Practical
Fuel type	Gas	Hybrid	—
Seats	5	5	—
Carry-ons, 2 people	7	5	—
Towing, lb	—	1,500	—
Cargo behind row 2, litres	✓ 844	609	—
Length	4.60 m	4.49 m	—
Ground clearance	15 cm	✓ 20 cm	—
Resale % after 6 yrs	49%	✓ 58%	—
US crash test	5★	5★	—
European crash test	—	✓ 5★ (2022)	—

Price

Sticker (MSRP)

Terrain Elevation AWD $38,499Corolla Cross Hybrid SE AWD ✓ $36,160Cheaper by Corolla Cross Hybrid by $2,339

Freight and fees, before tax

Terrain Elevation AWD $3,144Corolla Cross Hybrid SE AWD ✓ $3,083Cheaper by Corolla Cross Hybrid by $61

Sales tax (HST)

Terrain Elevation AWD $5,414Corolla Cross Hybrid SE AWD ✓ $5,102Cheaper by Corolla Cross Hybrid by $312

Drive-away price

Terrain Elevation AWD $47,056Corolla Cross Hybrid SE AWD ✓ $44,344Cheaper by Corolla Cross Hybrid by $2,712

Running costs, 6 years

Fuel or charging

Terrain Elevation AWD $15,568Corolla Cross Hybrid SE AWD ✓ $9,374Cheaper by Corolla Cross Hybrid by $6,194

Insurance (estimate)

Terrain Elevation AWD ✓ $12,604Corolla Cross Hybrid SE AWD $15,441Cheaper by Terrain by $2,837

Maintenance (estimate)

Terrain Elevation AWD ✓ $7,609Corolla Cross Hybrid SE AWD $8,169Cheaper by Terrain by $560

Loan rate

Terrain Elevation AWD 6.5%Corolla Cross Hybrid SE AWD 6.5%Cheaper by —

Loan interest

Terrain Elevation AWD $8,845Corolla Cross Hybrid SE AWD ✓ $8,275Cheaper by Corolla Cross Hybrid by $570

Lost return on your money

Terrain Elevation AWD $9,814Corolla Cross Hybrid SE AWD ✓ $9,291Cheaper by Corolla Cross Hybrid by $523

Resale after 6 yrs

Terrain Elevation AWD −$18,865Corolla Cross Hybrid SE AWD ✓ −$20,830Cheaper by Corolla Cross Hybrid by $1,965

Total

True cost

Terrain Elevation AWD $82,723Corolla Cross Hybrid SE AWD ✓ $74,156Cheaper by Corolla Cross Hybrid by $8,567

True cost a month

Terrain Elevation AWD $1,149/moCorolla Cross Hybrid SE AWD ✓ $1,030/moCheaper by Corolla Cross Hybrid by $119

You pay each month

Terrain Elevation AWD $1,205/moCorolla Cross Hybrid SE AWD ✓ $1,121/moCheaper by Corolla Cross Hybrid by $84

Practical

Fuel type

Terrain Elevation AWD GasCorolla Cross Hybrid SE AWD HybridCheaper by —

Seats

Terrain Elevation AWD 5Corolla Cross Hybrid SE AWD 5Cheaper by —

Carry-ons, 2 people

Terrain Elevation AWD 7Corolla Cross Hybrid SE AWD 5Cheaper by —

Towing, lb

Terrain Elevation AWD —Corolla Cross Hybrid SE AWD 1,500Cheaper by —

Cargo behind row 2, litres

Terrain Elevation AWD ✓ 844Corolla Cross Hybrid SE AWD 609Cheaper by —

Length

Terrain Elevation AWD 4.60 mCorolla Cross Hybrid SE AWD 4.49 mCheaper by —

Ground clearance

Terrain Elevation AWD 15 cmCorolla Cross Hybrid SE AWD ✓ 20 cmCheaper by —

Resale % after 6 yrs

Terrain Elevation AWD 49%Corolla Cross Hybrid SE AWD ✓ 58%Cheaper by —

US crash test

Terrain Elevation AWD 5★Corolla Cross Hybrid SE AWD 5★Cheaper by —

European crash test

Terrain Elevation AWD —Corolla Cross Hybrid SE AWD ✓ 5★ (2022)Cheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). These trims differ in fuel (gas vs hybrid), which drives part of the gap. Their stickers differ by $2,339.