GMC Terrain vs Mazda CX-5: cost to own

Verdict, over 6 years

The Mazda CX-5 costs about $2,258 less

That's $31 a month. Closest matching trims: same fuel and drive where possible.

Terrain Elevation AWD$1,149/moTrue cost

CX-5 GX✓ $1,118/moTrue cost

2026 GMC Terrain

Closest matching trim: Terrain Elevation AWD

Sticker (MSRP)$38,499

+$8,557→↓Freight, fees, HST

Drive away$47,056

+ running costs→↓− $18,865 resale

True cost$1,149/moA month to own, after resale

2026 Mazda CX-5

Closest matching trim: CX-5 GX

Sticker (MSRP)$36,300

+$8,265→↓Freight, fees, HST

Drive away$44,565

+ running costs→↓− $19,967 resale

True cost$1,118/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$38,499	✓ $36,300	CX-5 by $2,199
Freight and fees, before tax	$3,144	✓ $3,138	CX-5 by $6
Sales tax (HST)	$5,414	✓ $5,127	CX-5 by $287
Drive-away price	$47,056	✓ $44,565	CX-5 by $2,491
Running costs, 6 years
Fuel or charging	$15,568	✓ $15,066	CX-5 by $502
Insurance (estimate)	✓ $12,604	$13,923	Terrain by $1,319
Maintenance (estimate)	✓ $7,609	$9,132	Terrain by $1,523
Loan rate	6.5%	6.5%	—
Loan interest	$8,845	✓ $8,321	CX-5 by $524
Lost return on your money	$9,814	✓ $9,334	CX-5 by $480
Resale after 6 yrs	−$18,865	✓ −$19,967	CX-5 by $1,102
Total
True cost	$82,723	✓ $80,465	CX-5 by $2,258
True cost a month	$1,149/mo	✓ $1,118/mo	CX-5 by $31
You pay each month	$1,205/mo	✓ $1,196/mo	CX-5 by $9
Practical
Fuel type	Gas	Gas	—
Seats	5	5	—
Carry-ons, 2 people	7	8+	—
Towing, lb	—	1,500	—
Cargo behind row 2, litres	844	✓ 954	—
Length	4.60 m	4.69 m	—
Ground clearance	15 cm	✓ 20 cm	—
Resale % after 6 yrs	49%	✓ 55%	—
US crash test	✓ 5★	Not rated yet	—
European crash test	—	✓ 5★ (2025)	—

Price

Sticker (MSRP)

Terrain Elevation AWD $38,499CX-5 GX ✓ $36,300Cheaper by CX-5 by $2,199

Freight and fees, before tax

Terrain Elevation AWD $3,144CX-5 GX ✓ $3,138Cheaper by CX-5 by $6

Sales tax (HST)

Terrain Elevation AWD $5,414CX-5 GX ✓ $5,127Cheaper by CX-5 by $287

Drive-away price

Terrain Elevation AWD $47,056CX-5 GX ✓ $44,565Cheaper by CX-5 by $2,491

Running costs, 6 years

Fuel or charging

Terrain Elevation AWD $15,568CX-5 GX ✓ $15,066Cheaper by CX-5 by $502

Insurance (estimate)

Terrain Elevation AWD ✓ $12,604CX-5 GX $13,923Cheaper by Terrain by $1,319

Maintenance (estimate)

Terrain Elevation AWD ✓ $7,609CX-5 GX $9,132Cheaper by Terrain by $1,523

Loan rate

Terrain Elevation AWD 6.5%CX-5 GX 6.5%Cheaper by —

Loan interest

Terrain Elevation AWD $8,845CX-5 GX ✓ $8,321Cheaper by CX-5 by $524

Lost return on your money

Terrain Elevation AWD $9,814CX-5 GX ✓ $9,334Cheaper by CX-5 by $480

Resale after 6 yrs

Terrain Elevation AWD −$18,865CX-5 GX ✓ −$19,967Cheaper by CX-5 by $1,102

Total

True cost

Terrain Elevation AWD $82,723CX-5 GX ✓ $80,465Cheaper by CX-5 by $2,258

True cost a month

Terrain Elevation AWD $1,149/moCX-5 GX ✓ $1,118/moCheaper by CX-5 by $31

You pay each month

Terrain Elevation AWD $1,205/moCX-5 GX ✓ $1,196/moCheaper by CX-5 by $9

Practical

Fuel type

Terrain Elevation AWD GasCX-5 GX GasCheaper by —

Seats

Terrain Elevation AWD 5CX-5 GX 5Cheaper by —

Carry-ons, 2 people

Terrain Elevation AWD 7CX-5 GX 8+Cheaper by —

Towing, lb

Terrain Elevation AWD —CX-5 GX 1,500Cheaper by —

Cargo behind row 2, litres

Terrain Elevation AWD 844CX-5 GX ✓ 954Cheaper by —

Length

Terrain Elevation AWD 4.60 mCX-5 GX 4.69 mCheaper by —

Ground clearance

Terrain Elevation AWD 15 cmCX-5 GX ✓ 20 cmCheaper by —

Resale % after 6 yrs

Terrain Elevation AWD 49%CX-5 GX ✓ 55%Cheaper by —

US crash test

Terrain Elevation AWD ✓ 5★CX-5 GX Not rated yetCheaper by —

European crash test

Terrain Elevation AWD —CX-5 GX ✓ 5★ (2025)Cheaper by —

✓ marks the better figure. Resale is from used prices: the Terrain typical for its type and brand, the CX-5 from its own. Their stickers differ by $2,199.