GMC Sierra 3500HD vs Toyota Tundra Hybrid: cost to own

Verdict, over 6 years

The GMC Sierra 3500HD costs about $3,226 less

That's $45 a month. Closest matching trims: same fuel and drive where possible.

Sierra 3500HD Pro 4WD✓ $1,747/moTrue cost

Tundra Hybrid CrewMax Limited$1,792/moTrue cost

2026 GMC Sierra 3500HD

Closest matching trim: Sierra 3500HD Pro 4WD

Sticker (MSRP)$72,299

+$13,403→↓Freight, fees, HST

Drive away$85,702

+ running costs→↓− $40,811 resale

True cost$1,747/moA month to own, after resale

2026 Toyota Tundra Hybrid

Closest matching trim: Tundra Hybrid CrewMax Limited

Sticker (MSRP)$76,075

+$13,373→↓Freight, fees, HST

Drive away$89,448

+ running costs→↓− $49,900 resale

True cost$1,792/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	✓ $72,299	$76,075	Sierra 3500HD by $3,776
Freight and fees, before tax	$3,544	✓ $3,083	Tundra Hybrid by $461
Sales tax (HST)	✓ $9,860	$10,291	Sierra 3500HD by $431
Drive-away price	✓ $85,702	$89,448	Sierra 3500HD by $3,746
Running costs, 6 years
Fuel or charging	$24,440	✓ $19,586	Tundra Hybrid by $4,854
Insurance (estimate)	✓ $13,000	$23,888	Sierra 3500HD by $10,888
Maintenance (estimate)	✓ $9,120	$10,145	Sierra 3500HD by $1,025
Loan rate	6.5%	6.5%	—
Loan interest	✓ $16,973	$17,761	Sierra 3500HD by $788
Lost return on your money	✓ $17,270	$17,993	Sierra 3500HD by $723
Resale after 6 yrs	−$40,811	✓ −$49,900	Tundra Hybrid by $9,089
Total
True cost	✓ $125,785	$129,012	Sierra 3500HD by $3,227
True cost a month	✓ $1,747/mo	$1,792/mo	Sierra 3500HD by $45
You pay each month	✓ $2,005/mo	$2,166/mo	Sierra 3500HD by $161
Practical
Fuel type	Gas	Hybrid	—
Seats	3	5	—
Carry-ons, 2 people	Open bed	Open bed	—
Towing, lb	✓ 14,500	11,100	—
Cargo behind row 2, litres	Not published	Not published	—
Length	—	5.93 m	—
Ground clearance	—	28 cm	—
Resale % after 6 yrs	56%	✓ 66%	—
US crash test	Not rated yet	✓ 5★	—

Price

Sticker (MSRP)

Sierra 3500HD Pro 4WD ✓ $72,299Tundra Hybrid CrewMax Limited $76,075Cheaper by Sierra 3500HD by $3,776

Freight and fees, before tax

Sierra 3500HD Pro 4WD $3,544Tundra Hybrid CrewMax Limited ✓ $3,083Cheaper by Tundra Hybrid by $461

Sales tax (HST)

Sierra 3500HD Pro 4WD ✓ $9,860Tundra Hybrid CrewMax Limited $10,291Cheaper by Sierra 3500HD by $431

Drive-away price

Sierra 3500HD Pro 4WD ✓ $85,702Tundra Hybrid CrewMax Limited $89,448Cheaper by Sierra 3500HD by $3,746

Running costs, 6 years

Fuel or charging

Sierra 3500HD Pro 4WD $24,440Tundra Hybrid CrewMax Limited ✓ $19,586Cheaper by Tundra Hybrid by $4,854

Insurance (estimate)

Sierra 3500HD Pro 4WD ✓ $13,000Tundra Hybrid CrewMax Limited $23,888Cheaper by Sierra 3500HD by $10,888

Maintenance (estimate)

Sierra 3500HD Pro 4WD ✓ $9,120Tundra Hybrid CrewMax Limited $10,145Cheaper by Sierra 3500HD by $1,025

Loan rate

Sierra 3500HD Pro 4WD 6.5%Tundra Hybrid CrewMax Limited 6.5%Cheaper by —

Loan interest

Sierra 3500HD Pro 4WD ✓ $16,973Tundra Hybrid CrewMax Limited $17,761Cheaper by Sierra 3500HD by $788

Lost return on your money

Sierra 3500HD Pro 4WD ✓ $17,270Tundra Hybrid CrewMax Limited $17,993Cheaper by Sierra 3500HD by $723

Resale after 6 yrs

Sierra 3500HD Pro 4WD −$40,811Tundra Hybrid CrewMax Limited ✓ −$49,900Cheaper by Tundra Hybrid by $9,089

Total

True cost

Sierra 3500HD Pro 4WD ✓ $125,785Tundra Hybrid CrewMax Limited $129,012Cheaper by Sierra 3500HD by $3,227

True cost a month

Sierra 3500HD Pro 4WD ✓ $1,747/moTundra Hybrid CrewMax Limited $1,792/moCheaper by Sierra 3500HD by $45

You pay each month

Sierra 3500HD Pro 4WD ✓ $2,005/moTundra Hybrid CrewMax Limited $2,166/moCheaper by Sierra 3500HD by $161

Practical

Fuel type

Sierra 3500HD Pro 4WD GasTundra Hybrid CrewMax Limited HybridCheaper by —

Seats

Sierra 3500HD Pro 4WD 3Tundra Hybrid CrewMax Limited 5Cheaper by —

Carry-ons, 2 people

Sierra 3500HD Pro 4WD Open bedTundra Hybrid CrewMax Limited Open bedCheaper by —

Towing, lb

Sierra 3500HD Pro 4WD ✓ 14,500Tundra Hybrid CrewMax Limited 11,100Cheaper by —

Cargo behind row 2, litres

Sierra 3500HD Pro 4WD Not publishedTundra Hybrid CrewMax Limited Not publishedCheaper by —

Length

Sierra 3500HD Pro 4WD —Tundra Hybrid CrewMax Limited 5.93 mCheaper by —

Ground clearance

Sierra 3500HD Pro 4WD —Tundra Hybrid CrewMax Limited 28 cmCheaper by —

Resale % after 6 yrs

Sierra 3500HD Pro 4WD 56%Tundra Hybrid CrewMax Limited ✓ 66%Cheaper by —

US crash test

Sierra 3500HD Pro 4WD Not rated yetTundra Hybrid CrewMax Limited ✓ 5★Cheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). These trims differ in fuel (gas vs hybrid), which drives part of the gap. Their stickers differ by $3,776.