Ford F-350 Super Duty vs GMC Sierra 3500HD: cost to own

Verdict, over 6 years

The Ford F-350 Super Duty costs about $7,375 less

That's $102 a month. Closest matching trims: same fuel and drive where possible.

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box✓ $1,580/moTrue cost

Sierra 3500HD Pro 2WD$1,682/moTrue cost

2027 Ford F-350 Super Duty

Closest matching trim: F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box

Sticker (MSRP)$66,835

+$12,637→↓Freight, fees, HST

Drive away$79,472

+ running costs→↓− $37,727 resale

True cost$1,580/moA month to own, after resale

2026 GMC Sierra 3500HD

Closest matching trim: Sierra 3500HD Pro 2WD

Sticker (MSRP)$68,799

+$12,948→↓Freight, fees, HST

Drive away$81,747

+ running costs→↓− $38,835 resale

True cost$1,682/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	✓ $66,835	$68,799	F-350 Super Duty by $1,964
Freight and fees, before tax	✓ $3,494	$3,544	F-350 Super Duty by $50
Sales tax (HST)	✓ $9,143	$9,405	F-350 Super Duty by $262
Drive-away price	✓ $79,472	$81,747	F-350 Super Duty by $2,275
Running costs, 6 years
Fuel or charging	✓ $15,066	$23,938	F-350 Super Duty by $8,872
Insurance (estimate)	$17,355	✓ $12,736	Sierra 3500HD by $4,619
Maintenance (estimate)	✓ $7,776	$8,815	F-350 Super Duty by $1,039
Loan rate	6.5%	6.5%	—
Loan interest	✓ $15,663	$16,141	F-350 Super Duty by $478
Lost return on your money	✓ $16,068	$16,507	F-350 Super Duty by $439
Resale after 6 yrs	−$37,727	✓ −$38,835	Sierra 3500HD by $1,108
Total
True cost	✓ $113,764	$121,139	F-350 Super Duty by $7,375
True cost a month	✓ $1,580/mo	$1,682/mo	F-350 Super Duty by $102
You pay each month	✓ $1,811/mo	$1,923/mo	F-350 Super Duty by $112
Practical
Fuel type	Gas	Gas	—
Seats	6	3	—
Carry-ons, 2 people	Open bed	Open bed	—
Towing, lb	—	14,500	—
Cargo behind row 2, litres	Not published	Not published	—
Resale % after 6 yrs	56%	56%	—
US crash test	Not rated yet	Not rated yet	—

Price

Sticker (MSRP)

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box ✓ $66,835Sierra 3500HD Pro 2WD $68,799Cheaper by F-350 Super Duty by $1,964

Freight and fees, before tax

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box ✓ $3,494Sierra 3500HD Pro 2WD $3,544Cheaper by F-350 Super Duty by $50

Sales tax (HST)

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box ✓ $9,143Sierra 3500HD Pro 2WD $9,405Cheaper by F-350 Super Duty by $262

Drive-away price

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box ✓ $79,472Sierra 3500HD Pro 2WD $81,747Cheaper by F-350 Super Duty by $2,275

Running costs, 6 years

Fuel or charging

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box ✓ $15,066Sierra 3500HD Pro 2WD $23,938Cheaper by F-350 Super Duty by $8,872

Insurance (estimate)

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box $17,355Sierra 3500HD Pro 2WD ✓ $12,736Cheaper by Sierra 3500HD by $4,619

Maintenance (estimate)

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box ✓ $7,776Sierra 3500HD Pro 2WD $8,815Cheaper by F-350 Super Duty by $1,039

Loan rate

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box 6.5%Sierra 3500HD Pro 2WD 6.5%Cheaper by —

Loan interest

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box ✓ $15,663Sierra 3500HD Pro 2WD $16,141Cheaper by F-350 Super Duty by $478

Lost return on your money

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box ✓ $16,068Sierra 3500HD Pro 2WD $16,507Cheaper by F-350 Super Duty by $439

Resale after 6 yrs

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box −$37,727Sierra 3500HD Pro 2WD ✓ −$38,835Cheaper by Sierra 3500HD by $1,108

Total

True cost

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box ✓ $113,764Sierra 3500HD Pro 2WD $121,139Cheaper by F-350 Super Duty by $7,375

True cost a month

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box ✓ $1,580/moSierra 3500HD Pro 2WD $1,682/moCheaper by F-350 Super Duty by $102

You pay each month

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box ✓ $1,811/moSierra 3500HD Pro 2WD $1,923/moCheaper by F-350 Super Duty by $112

Practical

Fuel type

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box GasSierra 3500HD Pro 2WD GasCheaper by —

Seats

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box 6Sierra 3500HD Pro 2WD 3Cheaper by —

Carry-ons, 2 people

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box Open bedSierra 3500HD Pro 2WD Open bedCheaper by —

Towing, lb

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box —Sierra 3500HD Pro 2WD 14,500Cheaper by —

Cargo behind row 2, litres

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box Not publishedSierra 3500HD Pro 2WD Not publishedCheaper by —

Resale % after 6 yrs

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box 56%Sierra 3500HD Pro 2WD 56%Cheaper by —

US crash test

F-350 Super Duty XL SuperCab SRW 4X2 6 3/4' Box Not rated yetSierra 3500HD Pro 2WD Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $1,964.