Chevrolet Silverado 3500HD vs Ram 2500: cost to own

Verdict, over 6 years

The Ram 2500 costs about $6,408 less

That's $89 a month. Closest matching trims: same fuel and drive where possible.

Silverado 3500HD WT 2WD$1,639/moTrue cost

2500 Tradesman✓ $1,550/moTrue cost

2026 Chevrolet Silverado 3500HD

Closest matching trim: Silverado 3500HD WT 2WD

Sticker (MSRP)$66,499

+$12,649→↓Freight, fees, HST

Drive away$79,148

+ running costs→↓− $37,537 resale

True cost$1,639/moA month to own, after resale

2026 Ram 2500

Closest matching trim: 2500 Tradesman

Sticker (MSRP)$65,945

+$12,521→↓Freight, fees, HST

Drive away$78,466

+ running costs→↓− $37,224 resale

True cost$1,550/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$66,499	✓ $65,945	2500 by $554
Freight and fees, before tax	$3,544	✓ $3,494	2500 by $50
Sales tax (HST)	$9,106	✓ $9,027	2500 by $79
Drive-away price	$79,148	✓ $78,466	2500 by $682
Running costs, 6 years
Fuel or charging	$23,603	✓ $15,066	2500 by $8,537
Insurance (estimate)	✓ $12,670	$15,771	Silverado 3500HD by $3,101
Maintenance (estimate)	$8,413	✓ $8,085	2500 by $328
Loan rate	6.5%	6.5%	—
Loan interest	$15,594	✓ $15,451	2500 by $143
Lost return on your money	$16,006	✓ $15,874	2500 by $132
Resale after 6 yrs	✓ −$37,537	−$37,224	Silverado 3500HD by $313
Total
True cost	$117,988	✓ $111,580	2500 by $6,408
True cost a month	$1,639/mo	✓ $1,550/mo	2500 by $89
You pay each month	$1,868/mo	✓ $1,777/mo	2500 by $91
Practical
Fuel type	Gas	Gas	—
Seats	3	3	—
Carry-ons, 2 people	Open bed	Open bed	—
Towing, lb	14,500	✓ 15,650	—
Cargo behind row 2, litres	Not published	Not published	—
Length	—	5.89 m	—
Ground clearance	—	21 cm	—
Resale % after 6 yrs	56%	56%	—
US crash test	Not rated yet	Not rated yet	—

Price

Sticker (MSRP)

Silverado 3500HD WT 2WD $66,4992500 Tradesman ✓ $65,945Cheaper by 2500 by $554

Freight and fees, before tax

Silverado 3500HD WT 2WD $3,5442500 Tradesman ✓ $3,494Cheaper by 2500 by $50

Sales tax (HST)

Silverado 3500HD WT 2WD $9,1062500 Tradesman ✓ $9,027Cheaper by 2500 by $79

Drive-away price

Silverado 3500HD WT 2WD $79,1482500 Tradesman ✓ $78,466Cheaper by 2500 by $682

Running costs, 6 years

Fuel or charging

Silverado 3500HD WT 2WD $23,6032500 Tradesman ✓ $15,066Cheaper by 2500 by $8,537

Insurance (estimate)

Silverado 3500HD WT 2WD ✓ $12,6702500 Tradesman $15,771Cheaper by Silverado 3500HD by $3,101

Maintenance (estimate)

Silverado 3500HD WT 2WD $8,4132500 Tradesman ✓ $8,085Cheaper by 2500 by $328

Loan rate

Silverado 3500HD WT 2WD 6.5%2500 Tradesman 6.5%Cheaper by —

Loan interest

Silverado 3500HD WT 2WD $15,5942500 Tradesman ✓ $15,451Cheaper by 2500 by $143

Lost return on your money

Silverado 3500HD WT 2WD $16,0062500 Tradesman ✓ $15,874Cheaper by 2500 by $132

Resale after 6 yrs

Silverado 3500HD WT 2WD ✓ −$37,5372500 Tradesman −$37,224Cheaper by Silverado 3500HD by $313

Total

True cost

Silverado 3500HD WT 2WD $117,9882500 Tradesman ✓ $111,580Cheaper by 2500 by $6,408

True cost a month

Silverado 3500HD WT 2WD $1,639/mo2500 Tradesman ✓ $1,550/moCheaper by 2500 by $89

You pay each month

Silverado 3500HD WT 2WD $1,868/mo2500 Tradesman ✓ $1,777/moCheaper by 2500 by $91

Practical

Fuel type

Silverado 3500HD WT 2WD Gas2500 Tradesman GasCheaper by —

Seats

Silverado 3500HD WT 2WD 32500 Tradesman 3Cheaper by —

Carry-ons, 2 people

Silverado 3500HD WT 2WD Open bed2500 Tradesman Open bedCheaper by —

Towing, lb

Silverado 3500HD WT 2WD 14,5002500 Tradesman ✓ 15,650Cheaper by —

Cargo behind row 2, litres

Silverado 3500HD WT 2WD Not published2500 Tradesman Not publishedCheaper by —

Length

Silverado 3500HD WT 2WD —2500 Tradesman 5.89 mCheaper by —

Ground clearance

Silverado 3500HD WT 2WD —2500 Tradesman 21 cmCheaper by —

Resale % after 6 yrs

Silverado 3500HD WT 2WD 56%2500 Tradesman 56%Cheaper by —

US crash test

Silverado 3500HD WT 2WD Not rated yet2500 Tradesman Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $554.