Chevrolet Silverado 3500HD vs GMC Sierra 2500HD: cost to own

Verdict, over 6 years

They cost about the same

Within $763: too close to call. Closest matching trims: same fuel and drive where possible.

Silverado 3500HD WT 2WD$1,639/moTrue cost

Sierra 2500HD Pro 2WD$1,649/moTrue cost

2026 Chevrolet Silverado 3500HD

Closest matching trim: Silverado 3500HD WT 2WD

Sticker (MSRP)$66,499

+$12,649→↓Freight, fees, HST

Drive away$79,148

+ running costs→↓− $37,537 resale

True cost$1,639/moA month to own, after resale

2026 GMC Sierra 2500HD

Closest matching trim: Sierra 2500HD Pro 2WD

Sticker (MSRP)$66,799

+$12,688→↓Freight, fees, HST

Drive away$79,487

+ running costs→↓− $37,706 resale

True cost$1,649/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	✓ $66,499	$66,799	Silverado 3500HD by $300
Freight and fees, before tax	$3,544	$3,544	—
Sales tax (HST)	✓ $9,106	$9,145	Silverado 3500HD by $39
Drive-away price	✓ $79,148	$79,487	Silverado 3500HD by $339
Running costs, 6 years
Fuel or charging	✓ $23,603	$23,938	Silverado 3500HD by $335
Insurance (estimate)	$12,670	$12,670	—
Maintenance (estimate)	✓ $8,413	$8,534	Silverado 3500HD by $121
Loan rate	6.5%	6.5%	—
Loan interest	✓ $15,594	$15,666	Silverado 3500HD by $72
Lost return on your money	✓ $16,006	$16,071	Silverado 3500HD by $65
Resale after 6 yrs	−$37,537	✓ −$37,706	Sierra 2500HD by $169
Total
True cost	✓ $117,988	$118,751	Silverado 3500HD by $763
True cost a month	✓ $1,639/mo	$1,649/mo	Silverado 3500HD by $10
You pay each month	✓ $1,868/mo	$1,880/mo	Silverado 3500HD by $12
Practical
Fuel type	Gas	Gas	—
Seats	3	3	—
Carry-ons, 2 people	Open bed	Open bed	—
Towing, lb	14,500	14,500	—
Cargo behind row 2, litres	Not published	Not published	—
Resale % after 6 yrs	56%	56%	—
US crash test	Not rated yet	Not rated yet	—

Price

Sticker (MSRP)

Silverado 3500HD WT 2WD ✓ $66,499Sierra 2500HD Pro 2WD $66,799Cheaper by Silverado 3500HD by $300

Freight and fees, before tax

Silverado 3500HD WT 2WD $3,544Sierra 2500HD Pro 2WD $3,544Cheaper by —

Sales tax (HST)

Silverado 3500HD WT 2WD ✓ $9,106Sierra 2500HD Pro 2WD $9,145Cheaper by Silverado 3500HD by $39

Drive-away price

Silverado 3500HD WT 2WD ✓ $79,148Sierra 2500HD Pro 2WD $79,487Cheaper by Silverado 3500HD by $339

Running costs, 6 years

Fuel or charging

Silverado 3500HD WT 2WD ✓ $23,603Sierra 2500HD Pro 2WD $23,938Cheaper by Silverado 3500HD by $335

Insurance (estimate)

Silverado 3500HD WT 2WD $12,670Sierra 2500HD Pro 2WD $12,670Cheaper by —

Maintenance (estimate)

Silverado 3500HD WT 2WD ✓ $8,413Sierra 2500HD Pro 2WD $8,534Cheaper by Silverado 3500HD by $121

Loan rate

Silverado 3500HD WT 2WD 6.5%Sierra 2500HD Pro 2WD 6.5%Cheaper by —

Loan interest

Silverado 3500HD WT 2WD ✓ $15,594Sierra 2500HD Pro 2WD $15,666Cheaper by Silverado 3500HD by $72

Lost return on your money

Silverado 3500HD WT 2WD ✓ $16,006Sierra 2500HD Pro 2WD $16,071Cheaper by Silverado 3500HD by $65

Resale after 6 yrs

Silverado 3500HD WT 2WD −$37,537Sierra 2500HD Pro 2WD ✓ −$37,706Cheaper by Sierra 2500HD by $169

Total

True cost

Silverado 3500HD WT 2WD ✓ $117,988Sierra 2500HD Pro 2WD $118,751Cheaper by Silverado 3500HD by $763

True cost a month

Silverado 3500HD WT 2WD ✓ $1,639/moSierra 2500HD Pro 2WD $1,649/moCheaper by Silverado 3500HD by $10

You pay each month

Silverado 3500HD WT 2WD ✓ $1,868/moSierra 2500HD Pro 2WD $1,880/moCheaper by Silverado 3500HD by $12

Practical

Fuel type

Silverado 3500HD WT 2WD GasSierra 2500HD Pro 2WD GasCheaper by —

Seats

Silverado 3500HD WT 2WD 3Sierra 2500HD Pro 2WD 3Cheaper by —

Carry-ons, 2 people

Silverado 3500HD WT 2WD Open bedSierra 2500HD Pro 2WD Open bedCheaper by —

Towing, lb

Silverado 3500HD WT 2WD 14,500Sierra 2500HD Pro 2WD 14,500Cheaper by —

Cargo behind row 2, litres

Silverado 3500HD WT 2WD Not publishedSierra 2500HD Pro 2WD Not publishedCheaper by —

Resale % after 6 yrs

Silverado 3500HD WT 2WD 56%Sierra 2500HD Pro 2WD 56%Cheaper by —

US crash test

Silverado 3500HD WT 2WD Not rated yetSierra 2500HD Pro 2WD Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $300.