Cadillac XT5 vs Ford Bronco: cost to own

Verdict, over 6 years

They cost about the same

Within $650: too close to call. Closest matching trims: same fuel and drive where possible.

XT5 Luxury FWD$1,458/moTrue cost

Bronco 2 Door Base$1,467/moTrue cost

2026 Cadillac XT5

Closest matching trim: XT5 Luxury FWD

Sticker (MSRP)$51,199

+$10,886→↓Freight, fees, HST

Drive away$62,085

+ running costs→↓− $22,779 resale

True cost$1,458/moA month to own, after resale

2026 Ford Bronco

Closest matching trim: Bronco 2 Door Base

Sticker (MSRP)$51,765

+$10,565→↓Freight, fees, HST

Drive away$62,330

+ running costs→↓− $25,365 resale

True cost$1,467/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	✓ $51,199	$51,765	XT5 by $566
Freight and fees, before tax	$3,744	✓ $3,394	Bronco by $350
Sales tax (HST)	✓ $7,143	$7,171	XT5 by $28
Drive-away price	✓ $62,085	$62,330	XT5 by $245
Running costs, 6 years
Fuel or charging	✓ $16,238	$22,097	XT5 by $5,859
Insurance (estimate)	✓ $13,923	$14,715	XT5 by $792
Maintenance (estimate)	$10,675	✓ $6,916	Bronco by $3,759
Loan rate	6.5%	6.5%	—
Loan interest	✓ $12,006	$12,057	XT5 by $51
Lost return on your money	✓ $12,714	$12,761	XT5 by $47
Resale after 6 yrs	−$22,779	✓ −$25,365	Bronco by $2,586
Total
True cost	✓ $104,953	$105,603	XT5 by $650
True cost a month	✓ $1,458/mo	$1,467/mo	XT5 by $9
You pay each month	✓ $1,528/mo	$1,572/mo	XT5 by $44
Practical
Fuel type	Gas	Gas	—
Seats	5	4	—
Carry-ons, 2 people	7	Not published	—
Towing, lb	1,000	—	—
Cargo behind row 2, litres	850	Not published	—
Length	4.82 m	—	—
Resale % after 6 yrs	44%	✓ 49%	—
US crash test	✓ 5★	Not rated yet	—

Price

Sticker (MSRP)

XT5 Luxury FWD ✓ $51,199Bronco 2 Door Base $51,765Cheaper by XT5 by $566

Freight and fees, before tax

XT5 Luxury FWD $3,744Bronco 2 Door Base ✓ $3,394Cheaper by Bronco by $350

Sales tax (HST)

XT5 Luxury FWD ✓ $7,143Bronco 2 Door Base $7,171Cheaper by XT5 by $28

Drive-away price

XT5 Luxury FWD ✓ $62,085Bronco 2 Door Base $62,330Cheaper by XT5 by $245

Running costs, 6 years

Fuel or charging

XT5 Luxury FWD ✓ $16,238Bronco 2 Door Base $22,097Cheaper by XT5 by $5,859

Insurance (estimate)

XT5 Luxury FWD ✓ $13,923Bronco 2 Door Base $14,715Cheaper by XT5 by $792

Maintenance (estimate)

XT5 Luxury FWD $10,675Bronco 2 Door Base ✓ $6,916Cheaper by Bronco by $3,759

Loan rate

XT5 Luxury FWD 6.5%Bronco 2 Door Base 6.5%Cheaper by —

Loan interest

XT5 Luxury FWD ✓ $12,006Bronco 2 Door Base $12,057Cheaper by XT5 by $51

Lost return on your money

XT5 Luxury FWD ✓ $12,714Bronco 2 Door Base $12,761Cheaper by XT5 by $47

Resale after 6 yrs

XT5 Luxury FWD −$22,779Bronco 2 Door Base ✓ −$25,365Cheaper by Bronco by $2,586

Total

True cost

XT5 Luxury FWD ✓ $104,953Bronco 2 Door Base $105,603Cheaper by XT5 by $650

True cost a month

XT5 Luxury FWD ✓ $1,458/moBronco 2 Door Base $1,467/moCheaper by XT5 by $9

You pay each month

XT5 Luxury FWD ✓ $1,528/moBronco 2 Door Base $1,572/moCheaper by XT5 by $44

Practical

Fuel type

XT5 Luxury FWD GasBronco 2 Door Base GasCheaper by —

Seats

XT5 Luxury FWD 5Bronco 2 Door Base 4Cheaper by —

Carry-ons, 2 people

XT5 Luxury FWD 7Bronco 2 Door Base Not publishedCheaper by —

Towing, lb

XT5 Luxury FWD 1,000Bronco 2 Door Base —Cheaper by —

Cargo behind row 2, litres

XT5 Luxury FWD 850Bronco 2 Door Base Not publishedCheaper by —

Length

XT5 Luxury FWD 4.82 mBronco 2 Door Base —Cheaper by —

Resale % after 6 yrs

XT5 Luxury FWD 44%Bronco 2 Door Base ✓ 49%Cheaper by —

US crash test

XT5 Luxury FWD ✓ 5★Bronco 2 Door Base Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $566.