BMW X5 vs Porsche Cayenne: cost to own

Verdict, over 6 years

They cost about the same

Within $2,070: too close to call. Closest matching trims: same fuel and drive where possible.

X5 40 xDrive$2,423/moTrue cost

Cayenne$2,451/moTrue cost

2027 BMW X5

Closest matching trim: X5 40 xDrive

Sticker (MSRP)$95,500

+$16,591→↓Freight, fees, HST

Drive away$112,091

+ running costs→↓− $36,299 resale

True cost$2,423/moA month to own, after resale

2027 Porsche Cayenne

Closest matching trim: Cayenne

Sticker (MSRP)$96,400

+$19,970→↓Freight, fees, HST

Drive away$116,370

+ running costs→↓− $47,236 resale

True cost$2,451/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	✓ $95,500	$96,400	X5 by $900
Freight and fees, before tax	✓ $3,696	$6,582	X5 by $2,886
Sales tax (HST)	✓ $12,895	$13,388	X5 by $493
Drive-away price	✓ $112,091	$116,370	X5 by $4,279
Running costs, 6 years
Fuel or charging	✓ $18,781	$26,973	X5 by $8,192
Insurance (estimate)	$20,918	✓ $19,730	Cayenne by $1,188
Maintenance (estimate)	$13,961	$13,961	—
Loan rate	6.5%	6.5%	—
Loan interest	✓ $22,523	$23,423	X5 by $900
Lost return on your money	✓ $22,361	$23,187	X5 by $826
Resale after 6 yrs	−$36,299	✓ −$47,236	Cayenne by $10,937
Total
True cost	✓ $174,428	$176,498	X5 by $2,070
True cost a month	✓ $2,423/mo	$2,451/mo	X5 by $28
You pay each month	✓ $2,547/mo	$2,716/mo	X5 by $169
Practical
Fuel type	Premium gas	Premium gas	—
Seats	5	5	—
Carry-ons, 2 people	Not published	6	—
Towing, lb	7,700	7,700	—
Cargo behind row 2, litres	Not published	698	—
Length	5.01 m	4.93 m	—
Resale % after 6 yrs	38%	✓ 49%	—
US crash test	✓ 4★	Not rated yet	—

Price

Sticker (MSRP)

X5 40 xDrive ✓ $95,500Cayenne $96,400Cheaper by X5 by $900

Freight and fees, before tax

X5 40 xDrive ✓ $3,696Cayenne $6,582Cheaper by X5 by $2,886

Sales tax (HST)

X5 40 xDrive ✓ $12,895Cayenne $13,388Cheaper by X5 by $493

Drive-away price

X5 40 xDrive ✓ $112,091Cayenne $116,370Cheaper by X5 by $4,279

Running costs, 6 years

Fuel or charging

X5 40 xDrive ✓ $18,781Cayenne $26,973Cheaper by X5 by $8,192

Insurance (estimate)

X5 40 xDrive $20,918Cayenne ✓ $19,730Cheaper by Cayenne by $1,188

Maintenance (estimate)

X5 40 xDrive $13,961Cayenne $13,961Cheaper by —

Loan rate

X5 40 xDrive 6.5%Cayenne 6.5%Cheaper by —

Loan interest

X5 40 xDrive ✓ $22,523Cayenne $23,423Cheaper by X5 by $900

Lost return on your money

X5 40 xDrive ✓ $22,361Cayenne $23,187Cheaper by X5 by $826

Resale after 6 yrs

X5 40 xDrive −$36,299Cayenne ✓ −$47,236Cheaper by Cayenne by $10,937

Total

True cost

X5 40 xDrive ✓ $174,428Cayenne $176,498Cheaper by X5 by $2,070

True cost a month

X5 40 xDrive ✓ $2,423/moCayenne $2,451/moCheaper by X5 by $28

You pay each month

X5 40 xDrive ✓ $2,547/moCayenne $2,716/moCheaper by X5 by $169

Practical

Fuel type

X5 40 xDrive Premium gasCayenne Premium gasCheaper by —

Seats

X5 40 xDrive 5Cayenne 5Cheaper by —

Carry-ons, 2 people

X5 40 xDrive Not publishedCayenne 6Cheaper by —

Towing, lb

X5 40 xDrive 7,700Cayenne 7,700Cheaper by —

Cargo behind row 2, litres

X5 40 xDrive Not publishedCayenne 698Cheaper by —

Length

X5 40 xDrive 5.01 mCayenne 4.93 mCheaper by —

Resale % after 6 yrs

X5 40 xDrive 38%Cayenne ✓ 49%Cheaper by —

US crash test

X5 40 xDrive ✓ 4★Cayenne Not rated yetCheaper by —

✓ marks the better figure. Resale is from used prices: the X5 from its own, the Cayenne typical for its type and brand. Their stickers differ by $900.