CarFitt

BMW X3 vs Genesis GV70: cost to own

Verdict, over 6 years

The Genesis GV70 costs about $8,265 less

That's $115 a month. Closest matching trims: same fuel and drive where possible.
X3 30 xDrive$1,644/moTrue cost
GV70 Advanced 2.5T AWD✓ $1,530/moTrue cost
2026 BMW X3
2026 BMW X3
Closest matching trim: X3 30 xDrive
Sticker (MSRP)$60,400
+$12,028→↓Freight, fees, HST
Drive away$72,428
+ running costs→↓− $29,596 resale
True cost$1,644/moA month to own, after resale
2026 Genesis GV70
2026 Genesis GV70
Closest matching trim: GV70 Advanced 2.5T AWD
Sticker (MSRP)$60,000
+$7,967→↓Freight, fees, HST
Drive away$67,967
+ running costs→↓− $26,695 resale
True cost$1,530/moA month to own, after resale

Line by line

Price
Sticker (MSRP)$60,400✓ $60,000GV70 by $400
Freight and fees, before tax$3,696✓ $148GV70 by $3,548
Sales tax (HST)$8,332✓ $7,819GV70 by $513
Drive-away price$72,428✓ $67,967GV70 by $4,461
Running costs, 6 years
Fuel or charging✓ $16,184$21,179X3 by $4,995
Insurance (estimate)$16,431✓ $14,517GV70 by $1,914
Maintenance (estimate)$13,961✓ $5,973GV70 by $7,988
Loan rate6.5%6.5%—
Loan interest$14,181✓ $13,243GV70 by $938
Lost return on your money$14,709✓ $13,849GV70 by $860
Resale after 6 yrs✓ −$29,596−$26,695X3 by $2,901
Total
True cost$118,390✓ $110,124GV70 by $8,266
True cost a month$1,644/mo✓ $1,530/moGV70 by $114
You pay each month$1,782/mo✓ $1,638/moGV70 by $144
Practical
Fuel typePremium gasPremium gas—
Seats55—
Carry-ons, 2 peopleNot published7—
Towing, lb4,000——
Cargo behind row 2, litresNot published818—
Length4.75 m4.71 m—
Ground clearance—19 cm—
Resale % after 6 yrs✓ 49%44%—
US crash test4★✓ 5★—
European crash test—✓ 5★ (2021)—
Price
Sticker (MSRP)
X3 30 xDrive $60,400GV70 Advanced 2.5T AWD ✓ $60,000Cheaper by GV70 by $400
Freight and fees, before tax
X3 30 xDrive $3,696GV70 Advanced 2.5T AWD ✓ $148Cheaper by GV70 by $3,548
Sales tax (HST)
X3 30 xDrive $8,332GV70 Advanced 2.5T AWD ✓ $7,819Cheaper by GV70 by $513
Drive-away price
X3 30 xDrive $72,428GV70 Advanced 2.5T AWD ✓ $67,967Cheaper by GV70 by $4,461
Running costs, 6 years
Fuel or charging
X3 30 xDrive ✓ $16,184GV70 Advanced 2.5T AWD $21,179Cheaper by X3 by $4,995
Insurance (estimate)
X3 30 xDrive $16,431GV70 Advanced 2.5T AWD ✓ $14,517Cheaper by GV70 by $1,914
Maintenance (estimate)
X3 30 xDrive $13,961GV70 Advanced 2.5T AWD ✓ $5,973Cheaper by GV70 by $7,988
Loan rate
X3 30 xDrive 6.5%GV70 Advanced 2.5T AWD 6.5%Cheaper by —
Loan interest
X3 30 xDrive $14,181GV70 Advanced 2.5T AWD ✓ $13,243Cheaper by GV70 by $938
Lost return on your money
X3 30 xDrive $14,709GV70 Advanced 2.5T AWD ✓ $13,849Cheaper by GV70 by $860
Resale after 6 yrs
X3 30 xDrive ✓ −$29,596GV70 Advanced 2.5T AWD −$26,695Cheaper by X3 by $2,901
Total
True cost
X3 30 xDrive $118,390GV70 Advanced 2.5T AWD ✓ $110,124Cheaper by GV70 by $8,266
True cost a month
X3 30 xDrive $1,644/moGV70 Advanced 2.5T AWD ✓ $1,530/moCheaper by GV70 by $114
You pay each month
X3 30 xDrive $1,782/moGV70 Advanced 2.5T AWD ✓ $1,638/moCheaper by GV70 by $144
Practical
Fuel type
X3 30 xDrive Premium gasGV70 Advanced 2.5T AWD Premium gasCheaper by —
Seats
X3 30 xDrive 5GV70 Advanced 2.5T AWD 5Cheaper by —
Carry-ons, 2 people
X3 30 xDrive Not publishedGV70 Advanced 2.5T AWD 7Cheaper by —
Towing, lb
X3 30 xDrive 4,000GV70 Advanced 2.5T AWD —Cheaper by —
Cargo behind row 2, litres
X3 30 xDrive Not publishedGV70 Advanced 2.5T AWD 818Cheaper by —
Length
X3 30 xDrive 4.75 mGV70 Advanced 2.5T AWD 4.71 mCheaper by —
Ground clearance
X3 30 xDrive —GV70 Advanced 2.5T AWD 19 cmCheaper by —
Resale % after 6 yrs
X3 30 xDrive ✓ 49%GV70 Advanced 2.5T AWD 44%Cheaper by —
US crash test
X3 30 xDrive 4★GV70 Advanced 2.5T AWD ✓ 5★Cheaper by —
European crash test
X3 30 xDrive —GV70 Advanced 2.5T AWD ✓ 5★ (2021)Cheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $400.