BMW M3 vs Genesis G90: cost to own

Verdict, over 6 years

The BMW M3 costs about $25,297 less

That's $351 a month. Closest matching trims: same fuel and drive where possible.

M3 Sedan✓ $2,359/moTrue cost

G90 Prestige$2,710/moTrue cost

2027 BMW M3

Closest matching trim: M3 Sedan

Sticker (MSRP)$96,500

+$16,721→↓Freight, fees, HST

Drive away$113,221

+ running costs→↓− $47,285 resale

True cost$2,359/moA month to own, after resale

2026 Genesis G90

Closest matching trim: G90 Prestige

Sticker (MSRP)$118,000

+$19,570→↓Freight, fees, HST

Drive away$137,570

+ running costs→↓− $52,500 resale

True cost$2,710/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	✓ $96,500	$118,000	M3 by $21,500
Freight and fees, before tax	✓ $3,696	$3,743	M3 by $47
Sales tax (HST)	✓ $13,025	$15,827	M3 by $2,802
Drive-away price	✓ $113,221	$137,570	M3 by $24,349
Running costs, 6 years
Fuel or charging	$25,574	✓ $23,576	G90 by $1,998
Insurance (estimate)	✓ $20,060	$22,568	M3 by $2,508
Maintenance (estimate)	$12,850	✓ $8,685	G90 by $4,165
Loan rate	6.5%	6.5%	—
Loan interest	✓ $22,761	$27,881	M3 by $5,120
Lost return on your money	✓ $22,579	$27,277	M3 by $4,698
Resale after 6 yrs	−$47,285	✓ −$52,500	G90 by $5,215
Total
True cost	✓ $169,852	$195,149	M3 by $25,297
True cost a month	✓ $2,359/mo	$2,710/mo	M3 by $351
You pay each month	✓ $2,633/mo	$2,991/mo	M3 by $358
Practical
Fuel type	Premium gas	Premium gas	—
Seats	5	5	—
Carry-ons, 2 people	Not published	2	—
Cargo behind row 2, litres	Not published	300	—
Length	4.80 m	5.28 m	—
Ground clearance	—	15 cm	—
Resale % after 6 yrs	✓ 49%	44%	—
US crash test	Not rated yet	Not rated yet	—

Price

Sticker (MSRP)

M3 Sedan ✓ $96,500G90 Prestige $118,000Cheaper by M3 by $21,500

Freight and fees, before tax

M3 Sedan ✓ $3,696G90 Prestige $3,743Cheaper by M3 by $47

Sales tax (HST)

M3 Sedan ✓ $13,025G90 Prestige $15,827Cheaper by M3 by $2,802

Drive-away price

M3 Sedan ✓ $113,221G90 Prestige $137,570Cheaper by M3 by $24,349

Running costs, 6 years

Fuel or charging

M3 Sedan $25,574G90 Prestige ✓ $23,576Cheaper by G90 by $1,998

Insurance (estimate)

M3 Sedan ✓ $20,060G90 Prestige $22,568Cheaper by M3 by $2,508

Maintenance (estimate)

M3 Sedan $12,850G90 Prestige ✓ $8,685Cheaper by G90 by $4,165

Loan rate

M3 Sedan 6.5%G90 Prestige 6.5%Cheaper by —

Loan interest

M3 Sedan ✓ $22,761G90 Prestige $27,881Cheaper by M3 by $5,120

Lost return on your money

M3 Sedan ✓ $22,579G90 Prestige $27,277Cheaper by M3 by $4,698

Resale after 6 yrs

M3 Sedan −$47,285G90 Prestige ✓ −$52,500Cheaper by G90 by $5,215

Total

True cost

M3 Sedan ✓ $169,852G90 Prestige $195,149Cheaper by M3 by $25,297

True cost a month

M3 Sedan ✓ $2,359/moG90 Prestige $2,710/moCheaper by M3 by $351

You pay each month

M3 Sedan ✓ $2,633/moG90 Prestige $2,991/moCheaper by M3 by $358

Practical

Fuel type

M3 Sedan Premium gasG90 Prestige Premium gasCheaper by —

Seats

M3 Sedan 5G90 Prestige 5Cheaper by —

Carry-ons, 2 people

M3 Sedan Not publishedG90 Prestige 2Cheaper by —

Cargo behind row 2, litres

M3 Sedan Not publishedG90 Prestige 300Cheaper by —

Length

M3 Sedan 4.80 mG90 Prestige 5.28 mCheaper by —

Ground clearance

M3 Sedan —G90 Prestige 15 cmCheaper by —

Resale % after 6 yrs

M3 Sedan ✓ 49%G90 Prestige 44%Cheaper by —

US crash test

M3 Sedan Not rated yetG90 Prestige Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $21,500.