BMW i3 vs Polestar 2: cost to own

Verdict, over 6 years

The Polestar 2 costs about $7,099 less

That's $99 a month. Closest matching trims: same fuel and drive where possible.
i3 50 xDrive$1,824/moTrue cost
2 Long range Dual motor✓ $1,725/moTrue cost
2027 BMW i3
2027 BMW i3
Closest matching trim: i3 50 xDrive
Sticker (MSRP)$74,900
+$13,913→↓Freight, fees, HST
Drive away$88,813
+ running costs→↓− $25,899 resale
True cost$1,824/moA month to own, after resale
2027 Polestar 2
2027 Polestar 2
Closest matching trim: 2 Long range Dual motor
Sticker (MSRP)$69,900
+$13,041→↓Freight, fees, HST
Drive away$82,941
+ running costs→↓− $24,170 resale
True cost$1,725/moA month to own, after resale

Line by line

Price
Sticker (MSRP)$74,900✓ $69,9002 by $5,000
Freight and fees, before tax$3,696✓ $3,4992 by $197
Sales tax (HST)$10,217✓ $9,5422 by $675
Drive-away price$88,813✓ $82,9412 by $5,872
Running costs, 6 years
Fuel or charging✓ $2,775$3,548i3 by $773
Insurance (estimate)$18,873✓ $18,2132 by $660
Maintenance (estimate)$11,179✓ $10,4782 by $701
Loan rate6.5%6.5%—
Loan interest$17,627✓ $16,3922 by $1,235
Lost return on your money$17,870✓ $16,7372 by $1,133
Resale after 6 yrs✓ −$25,899−$24,170i3 by $1,729
Total
True cost$131,329✓ $124,2302 by $7,099
True cost a month$1,824/mo✓ $1,725/mo2 by $99
You pay each month$1,866/mo✓ $1,759/mo2 by $107
Practical
Fuel typeElectricElectric—
Seats55—
Carry-ons, 2 peopleNot published3—
Towing, lb—2,000—
Fast charge, minutes—28 (10-80%)—
Cargo behind row 2, litresNot published407—
Range, km (winter about 70%)—447 (313)—
Length4.76 m4.61 m—
Ground clearance—15 cm—
Resale % after 6 yrs35%35%—
US crash testNot rated yetNot rated yet—
European crash test—✓ 5★ (2021)—
Price
Sticker (MSRP)
i3 50 xDrive $74,9002 Long range Dual motor ✓ $69,900Cheaper by 2 by $5,000
Freight and fees, before tax
i3 50 xDrive $3,6962 Long range Dual motor ✓ $3,499Cheaper by 2 by $197
Sales tax (HST)
i3 50 xDrive $10,2172 Long range Dual motor ✓ $9,542Cheaper by 2 by $675
Drive-away price
i3 50 xDrive $88,8132 Long range Dual motor ✓ $82,941Cheaper by 2 by $5,872
Running costs, 6 years
Fuel or charging
i3 50 xDrive ✓ $2,7752 Long range Dual motor $3,548Cheaper by i3 by $773
Insurance (estimate)
i3 50 xDrive $18,8732 Long range Dual motor ✓ $18,213Cheaper by 2 by $660
Maintenance (estimate)
i3 50 xDrive $11,1792 Long range Dual motor ✓ $10,478Cheaper by 2 by $701
Loan rate
i3 50 xDrive 6.5%2 Long range Dual motor 6.5%Cheaper by —
Loan interest
i3 50 xDrive $17,6272 Long range Dual motor ✓ $16,392Cheaper by 2 by $1,235
Lost return on your money
i3 50 xDrive $17,8702 Long range Dual motor ✓ $16,737Cheaper by 2 by $1,133
Resale after 6 yrs
i3 50 xDrive ✓ −$25,8992 Long range Dual motor −$24,170Cheaper by i3 by $1,729
Total
True cost
i3 50 xDrive $131,3292 Long range Dual motor ✓ $124,230Cheaper by 2 by $7,099
True cost a month
i3 50 xDrive $1,824/mo2 Long range Dual motor ✓ $1,725/moCheaper by 2 by $99
You pay each month
i3 50 xDrive $1,866/mo2 Long range Dual motor ✓ $1,759/moCheaper by 2 by $107
Practical
Fuel type
i3 50 xDrive Electric2 Long range Dual motor ElectricCheaper by —
Seats
i3 50 xDrive 52 Long range Dual motor 5Cheaper by —
Carry-ons, 2 people
i3 50 xDrive Not published2 Long range Dual motor 3Cheaper by —
Towing, lb
i3 50 xDrive —2 Long range Dual motor 2,000Cheaper by —
Fast charge, minutes
i3 50 xDrive —2 Long range Dual motor 28 (10-80%)Cheaper by —
Cargo behind row 2, litres
i3 50 xDrive Not published2 Long range Dual motor 407Cheaper by —
Range, km (winter about 70%)
i3 50 xDrive —2 Long range Dual motor 447 (313)Cheaper by —
Length
i3 50 xDrive 4.76 m2 Long range Dual motor 4.61 mCheaper by —
Ground clearance
i3 50 xDrive —2 Long range Dual motor 15 cmCheaper by —
Resale % after 6 yrs
i3 50 xDrive 35%2 Long range Dual motor 35%Cheaper by —
US crash test
i3 50 xDrive Not rated yet2 Long range Dual motor Not rated yetCheaper by —
European crash test
i3 50 xDrive —2 Long range Dual motor ✓ 5★ (2021)Cheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $5,000.