Audi SQ8 vs BMW M5 Touring: cost to own

Verdict, over 6 years

The Audi SQ8 costs about $22,383 less

That's $311 a month. Closest matching trims: same fuel and drive where possible.

SQ8 TFSI quattro tiptronic✓ $3,069/moTrue cost

M5 Touring$3,379/moTrue cost

2027 Audi SQ8

Closest matching trim: SQ8 TFSI quattro tiptronic

Sticker (MSRP)$127,300

+$27,707→↓Freight, fees, HST

Drive away$155,007

+ running costs→↓− $62,377 resale

True cost$3,069/moA month to own, after resale

2027 BMW M5 Touring

Closest matching trim: M5 Touring

Sticker (MSRP)$147,900

+$34,229→↓Freight, fees, HST

Drive away$182,129

+ running costs→↓− $66,631 resale

True cost$3,379/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	✓ $127,300	$147,900	SQ8 by $20,600
Freight and fees, before tax	✓ $9,874	$13,276	SQ8 by $3,402
Sales tax (HST)	✓ $17,833	$20,953	SQ8 by $3,120
Drive-away price	✓ $155,007	$182,129	SQ8 by $27,122
Running costs, 6 years
Fuel or charging	$28,372	✓ $14,509	M5 Touring by $13,863
Insurance (estimate)	✓ $23,690	$26,131	SQ8 by $2,441
Maintenance (estimate)	$13,961	$13,961	—
Loan rate	6.5%	6.5%	—
Loan interest	✓ $31,549	$37,253	SQ8 by $5,704
Lost return on your money	✓ $30,641	$35,874	SQ8 by $5,233
Resale after 6 yrs	−$62,377	✓ −$66,631	M5 Touring by $4,254
Total
True cost	✓ $220,932	$243,316	SQ8 by $22,384
True cost a month	✓ $3,069/mo	$3,379/mo	SQ8 by $310
You pay each month	✓ $3,440/mo	$3,737/mo	SQ8 by $297
Practical
Fuel type	Premium gas	Plug-in hybrid	—
Seats	5	5	—
Carry-ons, 2 people	Not published	Not published	—
Cargo behind row 2, litres	Not published	Not published	—
Length	—	5.10 m	—
Resale % after 6 yrs	✓ 49%	45%	—
US crash test	Not rated yet	Not rated yet	—

Price

Sticker (MSRP)

SQ8 TFSI quattro tiptronic ✓ $127,300M5 Touring $147,900Cheaper by SQ8 by $20,600

Freight and fees, before tax

SQ8 TFSI quattro tiptronic ✓ $9,874M5 Touring $13,276Cheaper by SQ8 by $3,402

Sales tax (HST)

SQ8 TFSI quattro tiptronic ✓ $17,833M5 Touring $20,953Cheaper by SQ8 by $3,120

Drive-away price

SQ8 TFSI quattro tiptronic ✓ $155,007M5 Touring $182,129Cheaper by SQ8 by $27,122

Running costs, 6 years

Fuel or charging

SQ8 TFSI quattro tiptronic $28,372M5 Touring ✓ $14,509Cheaper by M5 Touring by $13,863

Insurance (estimate)

SQ8 TFSI quattro tiptronic ✓ $23,690M5 Touring $26,131Cheaper by SQ8 by $2,441

Maintenance (estimate)

SQ8 TFSI quattro tiptronic $13,961M5 Touring $13,961Cheaper by —

Loan rate

SQ8 TFSI quattro tiptronic 6.5%M5 Touring 6.5%Cheaper by —

Loan interest

SQ8 TFSI quattro tiptronic ✓ $31,549M5 Touring $37,253Cheaper by SQ8 by $5,704

Lost return on your money

SQ8 TFSI quattro tiptronic ✓ $30,641M5 Touring $35,874Cheaper by SQ8 by $5,233

Resale after 6 yrs

SQ8 TFSI quattro tiptronic −$62,377M5 Touring ✓ −$66,631Cheaper by M5 Touring by $4,254

Total

True cost

SQ8 TFSI quattro tiptronic ✓ $220,932M5 Touring $243,316Cheaper by SQ8 by $22,384

True cost a month

SQ8 TFSI quattro tiptronic ✓ $3,069/moM5 Touring $3,379/moCheaper by SQ8 by $310

You pay each month

SQ8 TFSI quattro tiptronic ✓ $3,440/moM5 Touring $3,737/moCheaper by SQ8 by $297

Practical

Fuel type

SQ8 TFSI quattro tiptronic Premium gasM5 Touring Plug-in hybridCheaper by —

Seats

SQ8 TFSI quattro tiptronic 5M5 Touring 5Cheaper by —

Carry-ons, 2 people

SQ8 TFSI quattro tiptronic Not publishedM5 Touring Not publishedCheaper by —

Cargo behind row 2, litres

SQ8 TFSI quattro tiptronic Not publishedM5 Touring Not publishedCheaper by —

Length

SQ8 TFSI quattro tiptronic —M5 Touring 5.10 mCheaper by —

Resale % after 6 yrs

SQ8 TFSI quattro tiptronic ✓ 49%M5 Touring 45%Cheaper by —

US crash test

SQ8 TFSI quattro tiptronic Not rated yetM5 Touring Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). These trims differ in fuel (premium gas vs plug-in hybrid), which drives part of the gap. Their stickers differ by $20,600.