Audi S5 vs BMW 5 Series: cost to own

Verdict, over 6 years

They cost about the same

Within $1,187: too close to call. Closest matching trims: same fuel and drive where possible.

S5 TFSI quattro S tronic$1,856/moTrue cost

5 Series 530i xDrive Sedan$1,872/moTrue cost

2026 Audi S5

Closest matching trim: S5 TFSI quattro S tronic

Sticker (MSRP)$70,950

+$13,384→↓Freight, fees, HST

Drive away$84,334

+ running costs→↓− $34,766 resale

True cost$1,856/moA month to own, after resale

2027 BMW 5 Series

Closest matching trim: 5 Series 530i xDrive Sedan

Sticker (MSRP)$73,900

+$13,783→↓Freight, fees, HST

Drive away$87,683

+ running costs→↓− $36,211 resale

True cost$1,872/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	✓ $70,950	$73,900	S5 by $2,950
Freight and fees, before tax	✓ $3,682	$3,696	S5 by $14
Sales tax (HST)	✓ $9,702	$10,087	S5 by $385
Drive-away price	✓ $84,334	$87,683	S5 by $3,349
Running costs, 6 years
Fuel or charging	$20,380	✓ $17,982	5 Series by $2,398
Insurance (estimate)	✓ $17,025	$17,355	S5 by $330
Maintenance (estimate)	$12,850	$12,850	—
Loan rate	6.5%	6.5%	—
Loan interest	✓ $16,685	$17,390	S5 by $705
Lost return on your money	✓ $17,006	$17,652	S5 by $646
Resale after 6 yrs	−$34,765	✓ −$36,211	5 Series by $1,446
Total
True cost	✓ $133,605	$134,792	S5 by $1,187
True cost a month	✓ $1,856/mo	$1,872/mo	S5 by $16
You pay each month	✓ $2,033/mo	$2,060/mo	S5 by $27
Practical
Fuel type	Premium gas	Premium gas	—
Seats	5	5	—
Carry-ons, 2 people	Not published	Not published	—
Cargo behind row 2, litres	Not published	Not published	—
Length	—	5.06 m	—
Resale % after 6 yrs	49%	49%	—
US crash test	Not rated yet	Not rated yet	—

Price

Sticker (MSRP)

S5 TFSI quattro S tronic ✓ $70,9505 Series 530i xDrive Sedan $73,900Cheaper by S5 by $2,950

Freight and fees, before tax

S5 TFSI quattro S tronic ✓ $3,6825 Series 530i xDrive Sedan $3,696Cheaper by S5 by $14

Sales tax (HST)

S5 TFSI quattro S tronic ✓ $9,7025 Series 530i xDrive Sedan $10,087Cheaper by S5 by $385

Drive-away price

S5 TFSI quattro S tronic ✓ $84,3345 Series 530i xDrive Sedan $87,683Cheaper by S5 by $3,349

Running costs, 6 years

Fuel or charging

S5 TFSI quattro S tronic $20,3805 Series 530i xDrive Sedan ✓ $17,982Cheaper by 5 Series by $2,398

Insurance (estimate)

S5 TFSI quattro S tronic ✓ $17,0255 Series 530i xDrive Sedan $17,355Cheaper by S5 by $330

Maintenance (estimate)

S5 TFSI quattro S tronic $12,8505 Series 530i xDrive Sedan $12,850Cheaper by —

Loan rate

S5 TFSI quattro S tronic 6.5%5 Series 530i xDrive Sedan 6.5%Cheaper by —

Loan interest

S5 TFSI quattro S tronic ✓ $16,6855 Series 530i xDrive Sedan $17,390Cheaper by S5 by $705

Lost return on your money

S5 TFSI quattro S tronic ✓ $17,0065 Series 530i xDrive Sedan $17,652Cheaper by S5 by $646

Resale after 6 yrs

S5 TFSI quattro S tronic −$34,7655 Series 530i xDrive Sedan ✓ −$36,211Cheaper by 5 Series by $1,446

Total

True cost

S5 TFSI quattro S tronic ✓ $133,6055 Series 530i xDrive Sedan $134,792Cheaper by S5 by $1,187

True cost a month

S5 TFSI quattro S tronic ✓ $1,856/mo5 Series 530i xDrive Sedan $1,872/moCheaper by S5 by $16

You pay each month

S5 TFSI quattro S tronic ✓ $2,033/mo5 Series 530i xDrive Sedan $2,060/moCheaper by S5 by $27

Practical

Fuel type

S5 TFSI quattro S tronic Premium gas5 Series 530i xDrive Sedan Premium gasCheaper by —

Seats

S5 TFSI quattro S tronic 55 Series 530i xDrive Sedan 5Cheaper by —

Carry-ons, 2 people

S5 TFSI quattro S tronic Not published5 Series 530i xDrive Sedan Not publishedCheaper by —

Cargo behind row 2, litres

S5 TFSI quattro S tronic Not published5 Series 530i xDrive Sedan Not publishedCheaper by —

Length

S5 TFSI quattro S tronic —5 Series 530i xDrive Sedan 5.06 mCheaper by —

Resale % after 6 yrs

S5 TFSI quattro S tronic 49%5 Series 530i xDrive Sedan 49%Cheaper by —

US crash test

S5 TFSI quattro S tronic Not rated yet5 Series 530i xDrive Sedan Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $2,950.