Audi RS 3 vs BMW M2: cost to own

Verdict, over 6 years

The Audi RS 3 costs about $10,964 less

That's $152 a month. Closest matching trims: same fuel and drive where possible.

RS 3 TFSI quattro S tronic✓ $1,981/moTrue cost

M2 Coupe$2,134/moTrue cost

2026 Audi RS 3

Closest matching trim: RS 3 TFSI quattro S tronic

Sticker (MSRP)$78,250

+$14,333→↓Freight, fees, HST

Drive away$92,583

+ running costs→↓− $38,343 resale

True cost$1,981/moA month to own, after resale

2027 BMW M2

Closest matching trim: M2 Coupe

Sticker (MSRP)$83,500

+$15,031→↓Freight, fees, HST

Drive away$98,531

+ running costs→↓− $40,915 resale

True cost$2,134/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	✓ $78,250	$83,500	RS 3 by $5,250
Freight and fees, before tax	✓ $3,682	$3,696	RS 3 by $14
Sales tax (HST)	✓ $10,651	$11,335	RS 3 by $684
Drive-away price	✓ $92,583	$98,531	RS 3 by $5,948
Running costs, 6 years
Fuel or charging	✓ $20,579	$25,175	RS 3 by $4,596
Insurance (estimate)	✓ $17,883	$18,477	RS 3 by $594
Maintenance (estimate)	$12,850	$12,850	—
Loan rate	6.5%	6.5%	—
Loan interest	✓ $18,420	$19,671	RS 3 by $1,251
Lost return on your money	✓ $18,598	$19,745	RS 3 by $1,147
Resale after 6 yrs	−$38,342	✓ −$40,915	M2 by $2,573
Total
True cost	✓ $142,661	$153,625	RS 3 by $10,964
True cost a month	✓ $1,981/mo	$2,134/mo	RS 3 by $153
You pay each month	✓ $2,186/mo	$2,358/mo	RS 3 by $172
Practical
Fuel type	Premium gas	Premium gas	—
Seats	5	4	—
Carry-ons, 2 people	Not published	Not published	—
Cargo behind row 2, litres	Not published	Not published	—
Length	—	4.58 m	—
Resale % after 6 yrs	49%	49%	—
US crash test	Not rated yet	Not rated yet	—

Price

Sticker (MSRP)

RS 3 TFSI quattro S tronic ✓ $78,250M2 Coupe $83,500Cheaper by RS 3 by $5,250

Freight and fees, before tax

RS 3 TFSI quattro S tronic ✓ $3,682M2 Coupe $3,696Cheaper by RS 3 by $14

Sales tax (HST)

RS 3 TFSI quattro S tronic ✓ $10,651M2 Coupe $11,335Cheaper by RS 3 by $684

Drive-away price

RS 3 TFSI quattro S tronic ✓ $92,583M2 Coupe $98,531Cheaper by RS 3 by $5,948

Running costs, 6 years

Fuel or charging

RS 3 TFSI quattro S tronic ✓ $20,579M2 Coupe $25,175Cheaper by RS 3 by $4,596

Insurance (estimate)

RS 3 TFSI quattro S tronic ✓ $17,883M2 Coupe $18,477Cheaper by RS 3 by $594

Maintenance (estimate)

RS 3 TFSI quattro S tronic $12,850M2 Coupe $12,850Cheaper by —

Loan rate

RS 3 TFSI quattro S tronic 6.5%M2 Coupe 6.5%Cheaper by —

Loan interest

RS 3 TFSI quattro S tronic ✓ $18,420M2 Coupe $19,671Cheaper by RS 3 by $1,251

Lost return on your money

RS 3 TFSI quattro S tronic ✓ $18,598M2 Coupe $19,745Cheaper by RS 3 by $1,147

Resale after 6 yrs

RS 3 TFSI quattro S tronic −$38,342M2 Coupe ✓ −$40,915Cheaper by M2 by $2,573

Total

True cost

RS 3 TFSI quattro S tronic ✓ $142,661M2 Coupe $153,625Cheaper by RS 3 by $10,964

True cost a month

RS 3 TFSI quattro S tronic ✓ $1,981/moM2 Coupe $2,134/moCheaper by RS 3 by $153

You pay each month

RS 3 TFSI quattro S tronic ✓ $2,186/moM2 Coupe $2,358/moCheaper by RS 3 by $172

Practical

Fuel type

RS 3 TFSI quattro S tronic Premium gasM2 Coupe Premium gasCheaper by —

Seats

RS 3 TFSI quattro S tronic 5M2 Coupe 4Cheaper by —

Carry-ons, 2 people

RS 3 TFSI quattro S tronic Not publishedM2 Coupe Not publishedCheaper by —

Cargo behind row 2, litres

RS 3 TFSI quattro S tronic Not publishedM2 Coupe Not publishedCheaper by —

Length

RS 3 TFSI quattro S tronic —M2 Coupe 4.58 mCheaper by —

Resale % after 6 yrs

RS 3 TFSI quattro S tronic 49%M2 Coupe 49%Cheaper by —

US crash test

RS 3 TFSI quattro S tronic Not rated yetM2 Coupe Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $5,250.