CarFitt

Audi Q8 vs BMW X5: cost to own

Verdict, over 6 years

The Audi Q8 costs about $5,281 less

That's $73 a month. Closest matching trims: same fuel and drive where possible.
Q8 Progressiv TFSI quattro tiptronic✓ $2,349/moTrue cost
X5 40 xDrive$2,423/moTrue cost
2027 Audi Q8
2027 Audi Q8
Closest matching trim: Q8 Progressiv TFSI quattro tiptronic
Sticker (MSRP)$96,200
+$16,667→↓Freight, fees, HST
Drive away$112,867
+ running costs→↓− $47,138 resale
True cost$2,349/moA month to own, after resale
2027 BMW X5
2027 BMW X5
Closest matching trim: X5 40 xDrive
Sticker (MSRP)$95,500
+$16,591→↓Freight, fees, HST
Drive away$112,091
+ running costs→↓− $36,299 resale
True cost$2,423/moA month to own, after resale

Line by line

Price
Sticker (MSRP)$96,200✓ $95,500X5 by $700
Freight and fees, before tax✓ $3,682$3,696Q8 by $14
Sales tax (HST)$12,985✓ $12,895X5 by $90
Drive-away price$112,867✓ $112,091X5 by $776
Running costs, 6 years
Fuel or charging$24,176✓ $18,781X5 by $5,395
Insurance (estimate)✓ $19,994$20,918Q8 by $924
Maintenance (estimate)$13,961$13,961—
Loan rate6.5%6.5%—
Loan interest$22,686✓ $22,523X5 by $163
Lost return on your money$22,511✓ $22,361X5 by $150
Resale after 6 yrs✓ −$47,138−$36,299Q8 by $10,839
Total
True cost✓ $169,148$174,428Q8 by $5,280
True cost a month✓ $2,349/mo$2,423/moQ8 by $74
You pay each month$2,622/mo✓ $2,547/moX5 by $75
Practical
Fuel typePremium gasPremium gas—
Seats55—
Carry-ons, 2 peopleNot publishedNot published—
Towing, lb—7,700—
Cargo behind row 2, litresNot publishedNot published—
Length—5.01 m—
Resale % after 6 yrs✓ 49%38%—
US crash test✓ 5★4★—
Price
Sticker (MSRP)
Q8 Progressiv TFSI quattro tiptronic $96,200X5 40 xDrive ✓ $95,500Cheaper by X5 by $700
Freight and fees, before tax
Q8 Progressiv TFSI quattro tiptronic ✓ $3,682X5 40 xDrive $3,696Cheaper by Q8 by $14
Sales tax (HST)
Q8 Progressiv TFSI quattro tiptronic $12,985X5 40 xDrive ✓ $12,895Cheaper by X5 by $90
Drive-away price
Q8 Progressiv TFSI quattro tiptronic $112,867X5 40 xDrive ✓ $112,091Cheaper by X5 by $776
Running costs, 6 years
Fuel or charging
Q8 Progressiv TFSI quattro tiptronic $24,176X5 40 xDrive ✓ $18,781Cheaper by X5 by $5,395
Insurance (estimate)
Q8 Progressiv TFSI quattro tiptronic ✓ $19,994X5 40 xDrive $20,918Cheaper by Q8 by $924
Maintenance (estimate)
Q8 Progressiv TFSI quattro tiptronic $13,961X5 40 xDrive $13,961Cheaper by —
Loan rate
Q8 Progressiv TFSI quattro tiptronic 6.5%X5 40 xDrive 6.5%Cheaper by —
Loan interest
Q8 Progressiv TFSI quattro tiptronic $22,686X5 40 xDrive ✓ $22,523Cheaper by X5 by $163
Lost return on your money
Q8 Progressiv TFSI quattro tiptronic $22,511X5 40 xDrive ✓ $22,361Cheaper by X5 by $150
Resale after 6 yrs
Q8 Progressiv TFSI quattro tiptronic ✓ −$47,138X5 40 xDrive −$36,299Cheaper by Q8 by $10,839
Total
True cost
Q8 Progressiv TFSI quattro tiptronic ✓ $169,148X5 40 xDrive $174,428Cheaper by Q8 by $5,280
True cost a month
Q8 Progressiv TFSI quattro tiptronic ✓ $2,349/moX5 40 xDrive $2,423/moCheaper by Q8 by $74
You pay each month
Q8 Progressiv TFSI quattro tiptronic $2,622/moX5 40 xDrive ✓ $2,547/moCheaper by X5 by $75
Practical
Fuel type
Q8 Progressiv TFSI quattro tiptronic Premium gasX5 40 xDrive Premium gasCheaper by —
Seats
Q8 Progressiv TFSI quattro tiptronic 5X5 40 xDrive 5Cheaper by —
Carry-ons, 2 people
Q8 Progressiv TFSI quattro tiptronic Not publishedX5 40 xDrive Not publishedCheaper by —
Towing, lb
Q8 Progressiv TFSI quattro tiptronic —X5 40 xDrive 7,700Cheaper by —
Cargo behind row 2, litres
Q8 Progressiv TFSI quattro tiptronic Not publishedX5 40 xDrive Not publishedCheaper by —
Length
Q8 Progressiv TFSI quattro tiptronic —X5 40 xDrive 5.01 mCheaper by —
Resale % after 6 yrs
Q8 Progressiv TFSI quattro tiptronic ✓ 49%X5 40 xDrive 38%Cheaper by —
US crash test
Q8 Progressiv TFSI quattro tiptronic ✓ 5★X5 40 xDrive 4★Cheaper by —

✓ marks the better figure. Resale is from used prices: the Q8 typical for its type and brand, the X5 from its own. Their stickers differ by $700.