Audi Q5 vs Lexus NX Plug-in Hybrid: cost to own

Verdict, over 6 years

The Lexus NX Plug-in Hybrid costs about $24,892 less

That's $346 a month. Closest matching trims: same fuel and drive where possible.
Q5 TFSI quattro S tronic$1,787/moTrue cost
NX Plug-in Hybrid 450h+✓ $1,441/moTrue cost
2026 Audi Q5
2026 Audi Q5
Closest matching trim: Q5 TFSI quattro S tronic
Sticker (MSRP)$59,800
+$11,935→↓Freight, fees, HST
Drive away$71,735
+ running costs→↓− $22,141 resale
True cost$1,787/moA month to own, after resale
2026 Lexus NX Plug-in Hybrid
2026 Lexus NX Plug-in Hybrid
Closest matching trim: NX Plug-in Hybrid 450h+
Sticker (MSRP)$59,990
+$9,093→↓Freight, fees, HST
Drive away$69,083
+ running costs→↓− $28,716 resale
True cost$1,441/moA month to own, after resale

Line by line

Price
Sticker (MSRP)✓ $59,800$59,990Q5 by $190
Freight and fees, before tax$3,682✓ $3,358NX Plug-in Hybrid by $324
Sales tax (HST)$8,253✓ $8,235NX Plug-in Hybrid by $18
EV rebate—−$2,500—
Drive-away price$71,735✓ $69,083NX Plug-in Hybrid by $2,652
Running costs, 6 years
Fuel or charging$19,381✓ $5,216NX Plug-in Hybrid by $14,165
Insurance (estimate)$17,025$17,025—
Maintenance (estimate)$13,961✓ $13,529NX Plug-in Hybrid by $432
Loan rate6.5%6.5%—
Loan interest$14,035✓ $13,478NX Plug-in Hybrid by $557
Lost return on your money$14,575✓ $14,064NX Plug-in Hybrid by $511
Resale after 6 yrs−$22,141✓ −$28,716NX Plug-in Hybrid by $6,575
Total
True cost$128,662✓ $103,770NX Plug-in Hybrid by $24,892
True cost a month$1,787/mo✓ $1,441/moNX Plug-in Hybrid by $346
You pay each month$1,823/mo✓ $1,575/moNX Plug-in Hybrid by $248
Practical
Fuel typePremium gasPlug-in hybrid—
Seats55—
Carry-ons, 2 peopleNot published5—
Towing, lb—2,000—
Cargo behind row 2, litresNot published643—
Length—4.66 m—
Ground clearance—20 cm—
Resale % after 6 yrs37%✓ 48%—
US crash test✓ 5★Not rated yet—
European crash test—✓ 5★ (2022)—
Price
Sticker (MSRP)
Q5 TFSI quattro S tronic ✓ $59,800NX Plug-in Hybrid 450h+ $59,990Cheaper by Q5 by $190
Freight and fees, before tax
Q5 TFSI quattro S tronic $3,682NX Plug-in Hybrid 450h+ ✓ $3,358Cheaper by NX Plug-in Hybrid by $324
Sales tax (HST)
Q5 TFSI quattro S tronic $8,253NX Plug-in Hybrid 450h+ ✓ $8,235Cheaper by NX Plug-in Hybrid by $18
EV rebate
Q5 TFSI quattro S tronic —NX Plug-in Hybrid 450h+ −$2,500Cheaper by —
Drive-away price
Q5 TFSI quattro S tronic $71,735NX Plug-in Hybrid 450h+ ✓ $69,083Cheaper by NX Plug-in Hybrid by $2,652
Running costs, 6 years
Fuel or charging
Q5 TFSI quattro S tronic $19,381NX Plug-in Hybrid 450h+ ✓ $5,216Cheaper by NX Plug-in Hybrid by $14,165
Insurance (estimate)
Q5 TFSI quattro S tronic $17,025NX Plug-in Hybrid 450h+ $17,025Cheaper by —
Maintenance (estimate)
Q5 TFSI quattro S tronic $13,961NX Plug-in Hybrid 450h+ ✓ $13,529Cheaper by NX Plug-in Hybrid by $432
Loan rate
Q5 TFSI quattro S tronic 6.5%NX Plug-in Hybrid 450h+ 6.5%Cheaper by —
Loan interest
Q5 TFSI quattro S tronic $14,035NX Plug-in Hybrid 450h+ ✓ $13,478Cheaper by NX Plug-in Hybrid by $557
Lost return on your money
Q5 TFSI quattro S tronic $14,575NX Plug-in Hybrid 450h+ ✓ $14,064Cheaper by NX Plug-in Hybrid by $511
Resale after 6 yrs
Q5 TFSI quattro S tronic −$22,141NX Plug-in Hybrid 450h+ ✓ −$28,716Cheaper by NX Plug-in Hybrid by $6,575
Total
True cost
Q5 TFSI quattro S tronic $128,662NX Plug-in Hybrid 450h+ ✓ $103,770Cheaper by NX Plug-in Hybrid by $24,892
True cost a month
Q5 TFSI quattro S tronic $1,787/moNX Plug-in Hybrid 450h+ ✓ $1,441/moCheaper by NX Plug-in Hybrid by $346
You pay each month
Q5 TFSI quattro S tronic $1,823/moNX Plug-in Hybrid 450h+ ✓ $1,575/moCheaper by NX Plug-in Hybrid by $248
Practical
Fuel type
Q5 TFSI quattro S tronic Premium gasNX Plug-in Hybrid 450h+ Plug-in hybridCheaper by —
Seats
Q5 TFSI quattro S tronic 5NX Plug-in Hybrid 450h+ 5Cheaper by —
Carry-ons, 2 people
Q5 TFSI quattro S tronic Not publishedNX Plug-in Hybrid 450h+ 5Cheaper by —
Towing, lb
Q5 TFSI quattro S tronic —NX Plug-in Hybrid 450h+ 2,000Cheaper by —
Cargo behind row 2, litres
Q5 TFSI quattro S tronic Not publishedNX Plug-in Hybrid 450h+ 643Cheaper by —
Length
Q5 TFSI quattro S tronic —NX Plug-in Hybrid 450h+ 4.66 mCheaper by —
Ground clearance
Q5 TFSI quattro S tronic —NX Plug-in Hybrid 450h+ 20 cmCheaper by —
Resale % after 6 yrs
Q5 TFSI quattro S tronic 37%NX Plug-in Hybrid 450h+ ✓ 48%Cheaper by —
US crash test
Q5 TFSI quattro S tronic ✓ 5★NX Plug-in Hybrid 450h+ Not rated yetCheaper by —
European crash test
Q5 TFSI quattro S tronic —NX Plug-in Hybrid 450h+ ✓ 5★ (2022)Cheaper by —

✓ marks the better figure. Resale is from used prices: the Q5 from its own, the NX Plug-in Hybrid typical for its type and brand. These trims differ in fuel (premium gas vs plug-in hybrid), which drives part of the gap. Their stickers differ by $190.