CarFitt

Audi Q4 e-tron vs Volvo EX40: cost to own

Verdict, over 6 years

The Audi Q4 e-tron costs about $4,375 less

That's $61 a month. Closest matching trims: same fuel and drive where possible.
Q4 e-tron 45 RWD✓ $1,550/moTrue cost
EX40 Core Twin Motor$1,611/moTrue cost
2026 Audi Q4 e-tron
2026 Audi Q4 e-tron
Closest matching trim: Q4 e-tron 45 RWD
Sticker (MSRP)$59,990
+$11,959→↓Freight, fees, HST
Drive away$71,949
+ running costs→↓− $20,744 resale
True cost$1,550/moA month to own, after resale
2026 Volvo EX40
2026 Volvo EX40
Closest matching trim: EX40 Core Twin Motor
Sticker (MSRP)$63,600
+$12,696→↓Freight, fees, HST
Drive away$76,296
+ running costs→↓− $21,992 resale
True cost$1,611/moA month to own, after resale

Line by line

Price
Sticker (MSRP)✓ $59,990$63,600Q4 e-tron by $3,610
Freight and fees, before tax✓ $3,682$3,919Q4 e-tron by $237
Sales tax (HST)✓ $8,277$8,777Q4 e-tron by $500
Drive-away price✓ $71,949$76,296Q4 e-tron by $4,347
Running costs, 6 years
Fuel or charging✓ $3,077$3,767Q4 e-tron by $690
Insurance (estimate)$19,532✓ $17,421EX40 by $2,111
Maintenance (estimate)✓ $9,025$9,970Q4 e-tron by $945
Loan rate6.5%6.5%—
Loan interest✓ $14,080$14,995Q4 e-tron by $915
Lost return on your money✓ $14,617$15,456Q4 e-tron by $839
Resale after 6 yrs−$20,744✓ −$21,992EX40 by $1,248
Total
True cost✓ $111,629$116,004Q4 e-tron by $4,375
True cost a month✓ $1,550/mo$1,611/moQ4 e-tron by $61
You pay each month✓ $1,566/mo$1,633/moQ4 e-tron by $67
Practical
Fuel typeElectricElectric—
Seats55—
Carry-ons, 2 peopleNot published4—
Towing, lb—2,000—
Cargo behind row 2, litresNot published536—
Range, km (winter about 70%)✓ 463 (324)418 (293)—
Length—4.44 m—
Resale % after 6 yrs35%35%—
US crash test✓ 5★ (closest version)Not rated yet—
Price
Sticker (MSRP)
Q4 e-tron 45 RWD ✓ $59,990EX40 Core Twin Motor $63,600Cheaper by Q4 e-tron by $3,610
Freight and fees, before tax
Q4 e-tron 45 RWD ✓ $3,682EX40 Core Twin Motor $3,919Cheaper by Q4 e-tron by $237
Sales tax (HST)
Q4 e-tron 45 RWD ✓ $8,277EX40 Core Twin Motor $8,777Cheaper by Q4 e-tron by $500
Drive-away price
Q4 e-tron 45 RWD ✓ $71,949EX40 Core Twin Motor $76,296Cheaper by Q4 e-tron by $4,347
Running costs, 6 years
Fuel or charging
Q4 e-tron 45 RWD ✓ $3,077EX40 Core Twin Motor $3,767Cheaper by Q4 e-tron by $690
Insurance (estimate)
Q4 e-tron 45 RWD $19,532EX40 Core Twin Motor ✓ $17,421Cheaper by EX40 by $2,111
Maintenance (estimate)
Q4 e-tron 45 RWD ✓ $9,025EX40 Core Twin Motor $9,970Cheaper by Q4 e-tron by $945
Loan rate
Q4 e-tron 45 RWD 6.5%EX40 Core Twin Motor 6.5%Cheaper by —
Loan interest
Q4 e-tron 45 RWD ✓ $14,080EX40 Core Twin Motor $14,995Cheaper by Q4 e-tron by $915
Lost return on your money
Q4 e-tron 45 RWD ✓ $14,617EX40 Core Twin Motor $15,456Cheaper by Q4 e-tron by $839
Resale after 6 yrs
Q4 e-tron 45 RWD −$20,744EX40 Core Twin Motor ✓ −$21,992Cheaper by EX40 by $1,248
Total
True cost
Q4 e-tron 45 RWD ✓ $111,629EX40 Core Twin Motor $116,004Cheaper by Q4 e-tron by $4,375
True cost a month
Q4 e-tron 45 RWD ✓ $1,550/moEX40 Core Twin Motor $1,611/moCheaper by Q4 e-tron by $61
You pay each month
Q4 e-tron 45 RWD ✓ $1,566/moEX40 Core Twin Motor $1,633/moCheaper by Q4 e-tron by $67
Practical
Fuel type
Q4 e-tron 45 RWD ElectricEX40 Core Twin Motor ElectricCheaper by —
Seats
Q4 e-tron 45 RWD 5EX40 Core Twin Motor 5Cheaper by —
Carry-ons, 2 people
Q4 e-tron 45 RWD Not publishedEX40 Core Twin Motor 4Cheaper by —
Towing, lb
Q4 e-tron 45 RWD —EX40 Core Twin Motor 2,000Cheaper by —
Cargo behind row 2, litres
Q4 e-tron 45 RWD Not publishedEX40 Core Twin Motor 536Cheaper by —
Range, km (winter about 70%)
Q4 e-tron 45 RWD ✓ 463 (324)EX40 Core Twin Motor 418 (293)Cheaper by —
Length
Q4 e-tron 45 RWD —EX40 Core Twin Motor 4.44 mCheaper by —
Resale % after 6 yrs
Q4 e-tron 45 RWD 35%EX40 Core Twin Motor 35%Cheaper by —
US crash test
Q4 e-tron 45 RWD ✓ 5★ (closest version)EX40 Core Twin Motor Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $3,610.