Audi Q4 e-tron vs Polestar 4: cost to own

Verdict, over 6 years

The Audi Q4 e-tron costs about $4,560 less

That's $63 a month. Closest matching trims: same fuel and drive where possible.
Q4 e-tron 45 RWD✓ $1,550/moTrue cost
4 Rear motor$1,614/moTrue cost
2026 Audi Q4 e-tron
2026 Audi Q4 e-tron
Closest matching trim: Q4 e-tron 45 RWD
Sticker (MSRP)$59,990
+$11,959→↓Freight, fees, HST
Drive away$71,949
+ running costs→↓− $20,744 resale
True cost$1,550/moA month to own, after resale
2027 Polestar 4
2027 Polestar 4
Closest matching trim: 4 Rear motor
Sticker (MSRP)$64,900
+$12,391→↓Freight, fees, HST
Drive away$77,291
+ running costs→↓− $22,442 resale
True cost$1,614/moA month to own, after resale

Line by line

Price
Sticker (MSRP)✓ $59,990$64,900Q4 e-tron by $4,910
Freight and fees, before tax$3,682✓ $3,4994 by $183
Sales tax (HST)✓ $8,277$8,892Q4 e-tron by $615
Drive-away price✓ $71,949$77,291Q4 e-tron by $5,342
Running costs, 6 years
Fuel or charging✓ $3,077$3,666Q4 e-tron by $589
Insurance (estimate)$19,532✓ $17,6194 by $1,913
Maintenance (estimate)✓ $9,025$9,113Q4 e-tron by $88
Loan rate6.5%6.5%—
Loan interest✓ $14,080$15,204Q4 e-tron by $1,124
Lost return on your money✓ $14,617$15,647Q4 e-tron by $1,030
Resale after 6 yrs−$20,744✓ −$22,4424 by $1,698
Total
True cost✓ $111,629$116,189Q4 e-tron by $4,560
True cost a month✓ $1,550/mo$1,614/moQ4 e-tron by $64
You pay each month✓ $1,566/mo$1,639/moQ4 e-tron by $73
Practical
Fuel typeElectricElectric—
Seats55—
Carry-ons, 2 peopleNot published4—
Towing, lb—2,000—
Fast charge, minutes—30 (10-80%)—
Cargo behind row 2, litresNot published526—
Range, km (winter about 70%)463 (324)✓ 499 (349)—
Length—4.84 m—
Ground clearance—17 cm—
Resale % after 6 yrs35%35%—
US crash test✓ 5★ (closest version)Not rated yet—
European crash test—✓ 5★ (2025)—
Price
Sticker (MSRP)
Q4 e-tron 45 RWD ✓ $59,9904 Rear motor $64,900Cheaper by Q4 e-tron by $4,910
Freight and fees, before tax
Q4 e-tron 45 RWD $3,6824 Rear motor ✓ $3,499Cheaper by 4 by $183
Sales tax (HST)
Q4 e-tron 45 RWD ✓ $8,2774 Rear motor $8,892Cheaper by Q4 e-tron by $615
Drive-away price
Q4 e-tron 45 RWD ✓ $71,9494 Rear motor $77,291Cheaper by Q4 e-tron by $5,342
Running costs, 6 years
Fuel or charging
Q4 e-tron 45 RWD ✓ $3,0774 Rear motor $3,666Cheaper by Q4 e-tron by $589
Insurance (estimate)
Q4 e-tron 45 RWD $19,5324 Rear motor ✓ $17,619Cheaper by 4 by $1,913
Maintenance (estimate)
Q4 e-tron 45 RWD ✓ $9,0254 Rear motor $9,113Cheaper by Q4 e-tron by $88
Loan rate
Q4 e-tron 45 RWD 6.5%4 Rear motor 6.5%Cheaper by —
Loan interest
Q4 e-tron 45 RWD ✓ $14,0804 Rear motor $15,204Cheaper by Q4 e-tron by $1,124
Lost return on your money
Q4 e-tron 45 RWD ✓ $14,6174 Rear motor $15,647Cheaper by Q4 e-tron by $1,030
Resale after 6 yrs
Q4 e-tron 45 RWD −$20,7444 Rear motor ✓ −$22,442Cheaper by 4 by $1,698
Total
True cost
Q4 e-tron 45 RWD ✓ $111,6294 Rear motor $116,189Cheaper by Q4 e-tron by $4,560
True cost a month
Q4 e-tron 45 RWD ✓ $1,550/mo4 Rear motor $1,614/moCheaper by Q4 e-tron by $64
You pay each month
Q4 e-tron 45 RWD ✓ $1,566/mo4 Rear motor $1,639/moCheaper by Q4 e-tron by $73
Practical
Fuel type
Q4 e-tron 45 RWD Electric4 Rear motor ElectricCheaper by —
Seats
Q4 e-tron 45 RWD 54 Rear motor 5Cheaper by —
Carry-ons, 2 people
Q4 e-tron 45 RWD Not published4 Rear motor 4Cheaper by —
Towing, lb
Q4 e-tron 45 RWD —4 Rear motor 2,000Cheaper by —
Fast charge, minutes
Q4 e-tron 45 RWD —4 Rear motor 30 (10-80%)Cheaper by —
Cargo behind row 2, litres
Q4 e-tron 45 RWD Not published4 Rear motor 526Cheaper by —
Range, km (winter about 70%)
Q4 e-tron 45 RWD 463 (324)4 Rear motor ✓ 499 (349)Cheaper by —
Length
Q4 e-tron 45 RWD —4 Rear motor 4.84 mCheaper by —
Ground clearance
Q4 e-tron 45 RWD —4 Rear motor 17 cmCheaper by —
Resale % after 6 yrs
Q4 e-tron 45 RWD 35%4 Rear motor 35%Cheaper by —
US crash test
Q4 e-tron 45 RWD ✓ 5★ (closest version)4 Rear motor Not rated yetCheaper by —
European crash test
Q4 e-tron 45 RWD —4 Rear motor ✓ 5★ (2025)Cheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $4,910.