Acura ADX vs Volvo XC40: cost to own

Verdict, over 6 years

The Volvo XC40 costs about $7,105 less

That's $99 a month. Closest matching trims: same fuel and drive where possible.

ADX$1,406/moTrue cost

XC40 Core B5 AWD Mild hybrid (Gas)✓ $1,307/moTrue cost

2026 Acura ADX

Closest matching trim: ADX

Sticker (MSRP)$46,080

+$10,225→↓Freight, fees, HST

Drive away$56,305

+ running costs→↓− $22,579 resale

True cost$1,406/moA month to own, after resale

2026 Volvo XC40

Closest matching trim: XC40 Core B5 AWD Mild hybrid (Gas)

Sticker (MSRP)$45,650

+$9,990→↓Freight, fees, HST

Drive away$55,640

+ running costs→↓− $23,668 resale

True cost$1,307/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$46,080	✓ $45,650	XC40 by $430
Freight and fees, before tax	$3,747	✓ $3,589	XC40 by $158
Sales tax (HST)	$6,478	✓ $6,401	XC40 by $77
Drive-away price	$56,305	✓ $55,640	XC40 by $665
Running costs, 6 years
Fuel or charging	$16,983	✓ $15,233	XC40 by $1,750
Insurance (estimate)	$14,055	✓ $13,594	XC40 by $461
Maintenance (estimate)	$13,961	✓ $11,088	XC40 by $2,873
Loan rate	6.5%	6.5%	—
Loan interest	$10,790	✓ $10,650	XC40 by $140
Lost return on your money	$11,599	✓ $11,470	XC40 by $129
Resale after 6 yrs	−$22,579	✓ −$23,668	XC40 by $1,089
Total
True cost	$101,204	✓ $94,099	XC40 by $7,105
True cost a month	$1,406/mo	✓ $1,307/mo	XC40 by $99
You pay each month	$1,489/mo	✓ $1,407/mo	XC40 by $82
Practical
Fuel type	Premium gas	Hybrid	—
Seats	5	5	—
Carry-ons, 2 people	6	5	—
Towing, lb	—	3,550	—
Cargo behind row 2, litres	✓ 690	569	—
Length	4.72 m	4.44 m	—
Resale % after 6 yrs	49%	✓ 52%	—
US crash test	5★	5★ (closest version)	—

Price

Sticker (MSRP)

ADX $46,080XC40 Core B5 AWD Mild hybrid (Gas) ✓ $45,650Cheaper by XC40 by $430

Freight and fees, before tax

ADX $3,747XC40 Core B5 AWD Mild hybrid (Gas) ✓ $3,589Cheaper by XC40 by $158

Sales tax (HST)

ADX $6,478XC40 Core B5 AWD Mild hybrid (Gas) ✓ $6,401Cheaper by XC40 by $77

Drive-away price

ADX $56,305XC40 Core B5 AWD Mild hybrid (Gas) ✓ $55,640Cheaper by XC40 by $665

Running costs, 6 years

Fuel or charging

ADX $16,983XC40 Core B5 AWD Mild hybrid (Gas) ✓ $15,233Cheaper by XC40 by $1,750

Insurance (estimate)

ADX $14,055XC40 Core B5 AWD Mild hybrid (Gas) ✓ $13,594Cheaper by XC40 by $461

Maintenance (estimate)

ADX $13,961XC40 Core B5 AWD Mild hybrid (Gas) ✓ $11,088Cheaper by XC40 by $2,873

Loan rate

ADX 6.5%XC40 Core B5 AWD Mild hybrid (Gas) 6.5%Cheaper by —

Loan interest

ADX $10,790XC40 Core B5 AWD Mild hybrid (Gas) ✓ $10,650Cheaper by XC40 by $140

Lost return on your money

ADX $11,599XC40 Core B5 AWD Mild hybrid (Gas) ✓ $11,470Cheaper by XC40 by $129

Resale after 6 yrs

ADX −$22,579XC40 Core B5 AWD Mild hybrid (Gas) ✓ −$23,668Cheaper by XC40 by $1,089

Total

True cost

ADX $101,204XC40 Core B5 AWD Mild hybrid (Gas) ✓ $94,099Cheaper by XC40 by $7,105

True cost a month

ADX $1,406/moXC40 Core B5 AWD Mild hybrid (Gas) ✓ $1,307/moCheaper by XC40 by $99

You pay each month

ADX $1,489/moXC40 Core B5 AWD Mild hybrid (Gas) ✓ $1,407/moCheaper by XC40 by $82

Practical

Fuel type

ADX Premium gasXC40 Core B5 AWD Mild hybrid (Gas) HybridCheaper by —

Seats

ADX 5XC40 Core B5 AWD Mild hybrid (Gas) 5Cheaper by —

Carry-ons, 2 people

ADX 6XC40 Core B5 AWD Mild hybrid (Gas) 5Cheaper by —

Towing, lb

ADX —XC40 Core B5 AWD Mild hybrid (Gas) 3,550Cheaper by —

Cargo behind row 2, litres

ADX ✓ 690XC40 Core B5 AWD Mild hybrid (Gas) 569Cheaper by —

Length

ADX 4.72 mXC40 Core B5 AWD Mild hybrid (Gas) 4.44 mCheaper by —

Resale % after 6 yrs

ADX 49%XC40 Core B5 AWD Mild hybrid (Gas) ✓ 52%Cheaper by —

US crash test

ADX 5★XC40 Core B5 AWD Mild hybrid (Gas) 5★ (closest version)Cheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). These trims differ in fuel (premium gas vs hybrid), which drives part of the gap. Their stickers differ by $430.