2027 Subaru Trailseeker: real cost in Ontario

Cheapest trim, Touring · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$49,995the advertised price
Drive away$60,038with fees and HST
Loan payment$925/mo72-month loan at 6.5%, $5,000 down
True cost$1,264/moeverything, after resale
Car, fees and HST $60,038Insurance $15,705Charging $3,060Interest and lost return $23,894Maintenance and plates $6,944

$60,038 to drive away + $49,603 to run it for 6 years − $18,647 back at resale = $90,994, or $1,264 a month.

Where the money goes

Drive away$60,038
Running it, 6 yrs+$49,603
Back at resale−$18,647
Sticker pricethe advertised MSRP
+$49,995
Feesfreight $2,589 · dealer $400 · levies $147
+$3,136
HST, 13%Ontario
+$6,907
Insuranceestimate, age 35–59, Toronto
+$15,705
Lost return on your money5% a year on the down payment and each payment
+$12,319
Loan interest6.5% over 72 months
+$11,575
Maintenanceestimate
+$6,853
Charging18,000 km a year at 18.2 kWh/100 km, home charging at $0.16/kWh
+$3,060
Registration and plates6 years in Ontario
+$91
Resale after 6 years37% of MSRP, you get this back
−$18,647
True cost $90,994 ÷ 72 months$1,264 a month

The car

Size and space
BodySUV
Seats5
CargoNot published
Engine and fuel
Energy use18.2 kWh/100 kmNatural Resources Canada
Range446 kmabout 312 in winter · fast charge 10-80% in 30 min
TowingNot published
Tires18" or 20"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km · battery 8 yrs / 160,000 km
Brand offersFinance from 3.99% for 24 mo · lease from 3.99% for 24 moSubaru's advertised rates, read 2026-11-05; they change monthly
Resale at 6 years37% of MSRPaverage for its type

Every trim

All trims: 18.2 kWh/100 km, 5 seats.
Touring$49,995$60,038$90,994✓ $1,264/mo
Limited$53,995$64,558$96,740$1,344/mo
Premier$57,995$69,078$102,177$1,419/mo
Touring
✓ $1,264/mo
True cost
Sticker $49,995Drive-away $60,0386 yrs $90,994
Limited
$1,344/mo
True cost
Sticker $53,995Drive-away $64,5586 yrs $96,740
Premier
$1,419/mo
True cost
Sticker $57,995Drive-away $69,0786 yrs $102,177

Recalls in Canada

✓ No Transport Canada safety recalls for 2025 to 2027 Trailseeker models.
Quick answers
How much is a 2027 Trailseeker in Ontario?
$60,038 to drive away for the Touring, from a $49,995 sticker.
What does it cost a month?
A $925 loan payment, about $1,282 a month with insurance, fuel and upkeep ($5,000 down); about $1,264 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Crystal Black SilicaCrystal White PearlMagnetite Grey MetallicBrilliant Bronze MetallicDaybreak Blue Pearl

Similar SUVs

Prices from Subaru's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.